During 2025, the USDA loan limit for Lincoln-Park, located in Morris county, NJ, is set at $657,900. Meanwhile, the FHA limit for a single-family home is established at $822,375.
Utilize the Lendersa® USDA loan calculator to contrast today’s best rates for USDA and FHA loans. This tool helps determine the qualifying income, credit score, reserves, and documentation required. Through our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA programs side by side, aiding in selecting the most suitable option in
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| Loan Type | Loan Limit | Down payment |
| USDA | $657,900 | 0% |
| FHA | $822,375 | 3.5% |
| Conventional Conforming | $822,375 | 3% |
Lendersa® aims to facilitate the acquisition of the optimal USDA or FHA loan swiftly and without undue hassle. Select from three primary starting points that align you with ideal lenders and fitting USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is exclusively for rural areas. Unlike FHA loans, which require at least 3.5% down, USDA loans necessitate no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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