USDA Loan Vs. FHA loan for Lincoln-Park, NJ [Morris County ]

During 2026, the USDA loan limit for Lincoln-Park, located in Morris county, NJ, is set at $657,900. Meanwhile, the FHA limit for a single-family home is established at $822,375.

Utilize the Lendersa® USDA loan calculator to contrast today’s best rates for USDA and FHA loans. This tool helps determine the qualifying income, credit score, reserves, and documentation required. Through our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA programs side by side, aiding in selecting the most suitable option in for your financial situation.

USDA and FHA Loan Choices in Lincoln-Park, NJ

Lendersa® aims to facilitate the acquisition of the optimal USDA or FHA loan swiftly and without undue hassle. Select from three primary starting points that align you with ideal lenders and fitting USDA loan programs.

Defining USDA Loans in NJ

The USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is exclusively for rural areas. Unlike FHA loans, which require at least 3.5% down, USDA loans necessitate no down payment.

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(859) 879-9455 Lender's profile and map Reviews Citizens Commerce PO Box 1028, Versailles, KY, 40383 Citizens Commerce Bank in 1996. We expanded into Franklin County in 2007, Jessamine County in 2009 and Fayette County in 2018. As we have grown, we always remember one of our greatest strengths is our ability to do business with people we know and to make decisions locally. We believe in giving back to the communities we serve through sponsorships.
(843) 546-8494 Lender's profile and map Reviews Georgetown Kraft Credit Union 1379 N Fraser Street, Georgetown, SC, 29440 Georgetown Kraft Credit Union $143 million financial cooperative serving members with affordable financial products for everyday needs. Community-Chartered with membership open to anyone who lives, works or attends school in Georgetown & Williamsburg Counties. Branches in Georgetown.
(269) 488-1606 Lender's profile and map Reviews Summit Home Mortgage, LLC 414 W Milham Avenue, Portage, MI, 49024 Summit Home Mortgage, LLC provides the promise of longevity and security along with a commitment to service excellence. We are recognized as the industry leader in mortgage partnerships because we are experts in our business and deliver outstanding service to our customers. We offer hundreds of loan choices to our customers
(269) 488-2025 Lender's profile and map Reviews EST Home Mortgage 1302 W Milham Ave, Portage, MI, 49024 EST stands for Excellence, Service, and Trust. We provide our clients with first-class mortgage planning, including giving you a total cost analysis, which is not offered by other mortgage brokers, online lenders, or local credit unions. We believe in high-touch and high-tech. We provide an easy online application, mobile-friendly communication.
(765) 662-3969 Lender's profile and map Reviews Riverside Community Federal Credit Union 101 N Washington Street, Marion, IN, 46952 Riverside Community Federal Credit Union Our mortgage loan center can provide you with current mortgage rates, mortgage calculators, estimated closing costs. The online Loan Consultant is available at your convenience, 24/7, to help determine the products and rates that best match your needs. When you find the mortgage product that’s right for yo
(765) 664-8089 Lender's profile and map Reviews Afena Federal Credit Union 424 N Bradner Avenue, Marion, IN, 46952 At Afena, throughout our history we’ve been dedicated to serving our community. Our story began in 1957 when Marion Creech, Leonard Flannery, and George Shively founded Marion Independent FCU. It all started in the home of the treasurer, and our staff consisted of a single volunteer. From our first loan of $200, our focus has been giving our member
(616) 261-5657 Lender's profile and map Reviews Community West Credit Union 5801 Broadmoor Avenue SE, Kentwood, MI, 49512 Community West Credit Union is a federally insured credit union committed to serving those who reside, are employed, attend school or worship in Allegan, Barry, Ionia, Kent, or Ottawa counties in West Michigan. Because we are a member owned, not-for-profit organization, we are able to offer our members services like auto loans
(616) 957-3480 Lender's profile and map Reviews Mortgage 1 Inc. 3243 East Paris Ave SE, Kentwood, MI, 49512 At Mortgage 1. We have been proudly serving home owners for over 25 years. We look forward to helping you with your home finance. At Mortgage 1, we understand what owning a home means to our customers. That’s why we offer the most flexibility at the best possible rates and back it with friendly, professional customer service
(616) 855-3300 Lender's profile and map Reviews AIM Financial Inc 3738 28th Street SE, Grand Rapids, MI, 49512 Our team is committed to providing our clients with the highest quality financial services combined with competitive rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(616) 682-1414 Lender's profile and map Reviews Member Advantage Mortgage 3330 Broadmoor Ave. SE, Suite B, Grand Rapids, MI, 49512 Member Advantage Mortgage leads the mortgage lending industry with exceptional service and expert solutions. As a trusted partner, we work with each of our members to understand their unique needs today and as they evolve in the future. Our team provides the transparency, knowledge, and support you need to make the best financial decisions.
(865) 828-5237 Lender's profile and map Reviews Citizens Bank and Trust Company of Grainger County 8335 Rutledge Pike, Rutledge, TN, 37861 We began to serve the citizens of Grainger County as a state-chartered bank on December 19, 1919. At that time, we had 29 depositors with $12, 291.23 in deposits. Since then, we have grown to 5 locations within the County, servicing over 13, 000 customers with total deposits exceeding $200 million.
(865) 828-5927 Lender's profile and map Reviews Clinch-Powell 7995 Rutledge Pk, Rutledge, TN, 37861 Clinch-Powell has been actively serving our communities since 1989. While we continue in our efforts to conserve local resources and protect the environment around us, we also recognize that the needs of our communities are as diverse and evolving as the ecosystems we strive to preserve.