USDA Vs. FHA Pro and Con comparison in Forked-River, Ocean County, NJ
For the year 2025, in Forked-River, within Ocean county, NJ, the USDA loan limit is $657,900, whereas the FHA cap for a single-family home is $822,375.
Take advantage of the Lendersa® USDA loan calculator to compare today's leading USDA vs. FHA rates. Evaluate the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lets you examine USDA, FHA, Conforming, and VA options alongside each other, aiding your choice of program in that best fits your needs.
Loan limits and down payment needs for 2025 in Forked-River, Ocean, NJ
Loan Type
Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Explore USDA and FHA loan options in Forked-River, NJ
Lendersa® seeks to quickly secure for you the best USDA or FHA loan with no hassle. Choose one of the three options to link with lenders and access USDA loan programs.
A USDA home loan is a government-backed mortgage through the Department of Agriculture, available in rural areas. Referred to as a USDA rural development loan, it demands no down payment, unlike FHA loans which require at least 3.5%.
2696 North University Avenue, Suite 236, Provo, UT, 84604
Capital Assets Utah Valley is a mortgage company in Utah that has specialized in conforming, non-conforming, and hard money lending since 1979. Capital Assets Utah Valley was incorporated in 1994 as a mortgage broker in Utah County, and has provided residential mortgages to its clients ever since.
First Utah Bank has proudly served the Utah community for 40 years. First Utah Bank is the largest community bank headquartered in Salt Lake City, Utah. We offer a full range of business and personal financial services, from complex business loans to personal mortgage loans, lines of credit, and state of the art online and mobile banking solutions.
2455 E Parleys Way, Suite 310, Salt Lake City, UT, 84109
Mortgage Brokers, LLC is a professional, affordable and local lending institution focused on offering consumers the best mortgage products and competitive fee structures with local underwriting service. With 22 years of lending experience in the Utah market we understand what it takes to get your loan approved.
2455 E. Parleys Way, Suite 150, Salt Lake City, UT, 84109
EverLEND Mortgage Company. When you think of Mortgage Bankers, you may think of large, cold corporations. There are many out there that have expanded to the point that many consumers feel like just a number, and quite frankly, helpless to choose a better option. We firmly believe in quality over quantity.
2091 East 1300 South, Suite 203, Salt Lake City, UT, 84108
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
550 W. Sunnyside Road, Suite 11, Idaho Falls, ID, 83402
At Nexus Mortgage Lending, we believe that it is our responsibility to be the connection between our clients and their goals of homeownership. It is our goal to educate our clients, provide them with financing options to meet their individual needs, and link them with world-class lending institutions.
1070 River Walk Dr, Suite 258, Idaho Falls, ID, 83402
Copper River Funding offers individuals convenient access to the rewarding opportunities available through private commercial real estate bridge lending. Our disciplined and risk-controlled strategy is designed to help you protect your capital and generate high current income. The members of the CRF management team have amassed over 40 years
2225 W. Broadway St, Suite J, Idaho Falls, ID, 83402
Trust Alliance Capital has been serving commercial customers' financing needs for over 15 years. Currently holding an A+ rating with the Better Business Bureau. Our expertise in commercial equipment financing, SBA/USDA loans, and commercial real estate will help you move forward in your business
Over the past 34 years the employees of Brighton Bank have worked hard providing the highest level of service to its customers. As a community bank with our foundation established in the neighborhoods we serve, we feel it is important to understand the needs of our customers. We strive to provide sound financial products
