USDA Vs. FHA your options comparison in Frankford, Sussex County, NJ

For the year 2025, the USDA loan ceiling in Frankford, located in Sussex, NJ, is $776,600, whereas the FHA cap for a single-family home is $1,089,300.

Utilize the Lendersa® USDA loan calculator to assess today's leading USDA versus FHA rates. It helps determine the income, credit, reserves, and documents required for eligibility. Our advanced mortgage calculator juxtaposes USDA, FHA, Conforming, and VA options side by side, guiding you in choosing the best program for your finances, particularly in .

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2025 Loan Limits and Downpayment Requirements in Frankford, Sussex, NJ

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Various USDA and FHA Loan Options in Frankford, NJ

Lendersa®'s mission is to facilitate a smooth and quick process in obtaining the best USDA or FHA loan available. Begin by selecting one of three pathways to match with lenders and explore different USDA loan programs.

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Understanding the USDA Loan in NJ

The USDA home loan, guaranteed by the U.S. Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage requires none, making it an appealing choice.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • GM MORTGAGE & REALTY
  • PO Box 8249, Rancho Santa Fe, CA, 92067
  • GM Mortgage and Realty was founded in 1976 and was officially incorporated in 1986. Its founder, Jerry Manson, had a saying that still sticks to this day, “Promise only what you can deliver, and deliver what you promise.” Spanning three family generations, Jerry’s son John took over as president in 1995.
  • California Real Deal
  • 423 East Bougainvillea Lane, Glendora, CA, 91741
  • Amany Gobran is an accomplished and personable Real Estate Broker based in Glendora, CA, serving the San Gabriel Valley and beyond. Amany has built a reputation of friendly customer care and strategically successful services to both buyers and sellers. She has proven the ability to efficiently guide buyers in obtaining the best value.
  • Curtis Capital Corporation
  • 684 Invergarry Street, Glendora, CA, 91741
  • Curtis Capital Corporation is the first financial company dedicated to saving our clients money. We have created two of the strongest brands in this industry. Policehomes.com and TheLoanCop.com are responsible for helpoint our First Responder and US Veteran clients save money on every Real Estate and Mortgage Transaction.
  • VRM Lending
  • 740 Corporate Center Dr, Suite 900, Pomona, CA, 91768
  • VRM Lending LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service – putting the people we serve first. Our goal is to carefully guide you through the home loan process so that you can confidently select the right mortgage for you and your family from the many mortgage options.
  • Community Mortgage Funding LLC
  • 3201 W. Temple Avenue, Suite 120, Pomona, CA, 91768
  • CMF is mortgage banking company owned by two leading Southern California credit unions providing homebuyers & homeowners with customized home financing solutions for over 10 years. CMF has become a premier mortgage lender by delivering quality residential mortgage lending programs to satisfied customers.
  • Granite West Funding, LLC
  • 40879 CA-41, Suite 1A, Oakhurst, CA, 93644
  • "Granite West Funding as a locally-based Oakhurst mortgage company, we work with customers in and around Oakhurst as well as throughout the state of California. Our goal is to get you quickly and affordably into your dream home, and to make the entire lending experience speedy, friendly and easy."
  • ERA Prime Properties
  • 2545 Chino Hills Pkwy, Suite D, Chino Hills, CA, 91709
  • ERA Prime Properties satisfaction of such propels business. Success is based on getting what you want, happiness is liking what you get.So, when my customers get what they want, happiness permeates the environment and a win/win situation is established which leads to growth and development thus success.
  • Season Funding, Inc.
  • 16551 Vellano Club Drive, Chino Hills, CA, 91709
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Centerpointe Financial Inc.
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