USDA VS FHA in Frankford, Sussex County, NJ

In 2025, USDA loan limit in Frankford, county of Sussex, NJ is $776,600 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Frankford, county of Sussex, NJ

Loan Type Loan Limit Down payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

USDA and FHA loan options in Frankford, NJ

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in New Jersey?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 301 First Avenue, Ipswich, SD, 57451
  • The Ipswich State Bank is a locally-owned bank located in Ipswich, SD that has been serving the community since 1938. At the Ipswich State Bank our customers have been, and always will be our first priority. We do everything that we can to make all of their banking needs as accessible and easy as possible.
  • Otoe-Missouria Federal Credit Union
  • 7480 Highway 177, Suite A, Red Rock, OK, 74651
  • It is our mission to provide financial products, services, and education tailored to meet the unique needs of the Otoe-Missouria Tribe of Indians, its employees, and its businesses. When you join Otoe-Missouria Federal Credit Union, you become part of our family. We’re dedicated to supporting you and your financial goals.
  • Heartland State Bank ND
  • 401 Main Street, Edgeley, ND, 58433
  • Heartland State Bank offers a variety of deposit accounts designed to fill your needs. All depositors are protected up to $250,000 by the FDIC. Whether you are saving for a rainy day or for a retirement, we have a savings product to help you achieve your goals. We want you to make your dreams a reality with help from Heartland State Bank.
  • Hutchinson Postal & Community Credit Union
  • 2306 North Main Street, Hutchinson, KS, 67502
  • The credit union was chartered August 2, 1929 as The Hutchinson Federal Employees Credit Union. The credit union initially served those employed by the post office. In 2007, the board of directors voted to open the membership to anyone who lives or works in Reno County. We changed the credit union name to Hutchinson Postal & Community Credit Union.
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  • 2704 N Lorraine Street, Hutchinson, KS, 67502
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  • 900 E 23rd Ave, Hutchinson, KS, 67502
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  • Oklahoma Community Credit Union
  • 311 E McElroy Road, Stillwater, OK, 74075
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