USDA VS FHA in Lake-Mohawk, Sussex County, NJ

For 2025, the USDA loan limit in Lake-Mohawk, located in Sussex, NJ, stands at $657,900. Meanwhile, the FHA limit for a single-family home is $822,375.

Leverage the Lendersa® USDA loan calculator to compare today's leading rates between USDA and FHA, and pinpoint the income, credit, reserves, and documentation necessary to qualify. Our advanced mortgage calculator provides a comparative view of USDA, FHA, Conforming, and VA options, helping you decide the most suitable program in Alabama for your specific financial condition.

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2025 Loan Limits and Down Payment Needs in Lake-Mohawk, Sussex, NJ

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA Loan Options in Lake-Mohawk, NJ

The mission of Lendersa® is to offer you the best USDA or FHA loan quickly and with minimal hassle. Choose one of three introductory paths to match with suitable lenders offering USDA loan programs.

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What Defines a USDA Loan in NJ?

A USDA home loan, secured by the government Department of Agriculture (also called USDA rural development loan or USDA mortgage), is specific to rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 206 New Edition Court, Cary, NC, 27511
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  • Patriot Financial Inc
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  • 1143-C Executive Circle, Suite 103, Cary, NC, 27511
  • Best Mortgage Lending are seasoned veteran professionals providing competent advice, guidance and strategies to our customers. The most important ingredients you’ll find in working with us are: Honesty, Transparency and Fastness. We are independent mortgage professionals, licensed in the State of Florida and North Carolina with over 20+ years
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  • At Miller Lending Group we are always on the lookout for lending partners that offer low interest rates AND an underwriting process that is as simple as possible. That means we offer our customers very competitive interest rates and a process that doesn't make you feel like you've been hit by a truck! When rates move down.
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