USDA Vs. FHA Pro and Con comparison in Hamburg, Sussex County, NJ
In the year 2025, the USDA loan threshold for a single-family residence in Hamburg, located within Sussex county, NJ, is set at $776,600. Meanwhile, the FHA loan limit is $1,089,300.
We recommend using the Lendersa® USDA mortgage calculator to evaluate current USDA versus FHA competitive rates, and to assess the income, credit score, reserves, and documentation required to qualify. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in determining which option best suits your financial needs in .
2025 Lending Limits and Down Payment Details in Hamburg, Sussex, NJ
Loan Type
Loan Limit
Initial Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Your USDA and FHA Loan Choices in Hamburg, NJ
Lendersa® aims to expedite and simplify your acquisition of the optimal USDA or FHA loan. Start with one of three approaches to find matching lenders and suitable USDA loan programs.
A USDA home loan, endorsed by the U.S. Department of Agriculture, is specifically accessible in rural areas. Known also as a USDA rural development loan or USDA mortgage, it contrasts with FHA loans, which demand at least a 3.5% down payment. The USDA loan requires no initial payment.
We began working in the Real Estate Broker/Mortgage Broker industry in 1998. In 2004, we purchased controlling interest in CIG Realty & Loans, Sacramento, a real estate and mortgage brokerage. CIG is licensed by the department of real estate in the state of California and specializes in real estate sales and commercial real estate lending.
Elite Mortgage Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.
Socotra Capital is California's Private Money Lender. As a solution oriented lender we specialize in providing financing for real estate investors throughout California on projects that cannot be financed through traditional methods. Whether it be a bridge loan, fix and flip loan commercial refinance, ground up construction project.
I have been providing my customers exceptional customer service for over 15 years I have had several positions in the mortgage industry that have giving me the insight and understanding of the entire loan process. With this knowledge I am able to get loans approved quicker with fewer conditions which lead to a shorter loan process times.
We proudly offer customized products and services to small and medium size businesses in our local area. We supplement our traditional bank loans with government guaranteed options that can provide benefits to our clients that they may not have in our conventional loan product. Our mission is to provide exceptional personal banking services.
Wholesale Direct Lending buying, selling, Refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
"Rafael Jauregui and his staff have dedicated themselves to providing outstanding services to customers involved in the financing of residential real estate
Rafael Jauregui is committed to providing excellence you deserve. From the first-time homebuyer needing down payment assistance to the sophisticated investor"
Welcome to Kappel Mortgage Group! Where you will find mortgage brokers that are experts and understand the local market and rates so that you can ensure you are getting the best deal. Whether you are first time home buyer purchasing your dream home, refinancing an outstanding loan.
We have been helping home owners, investors and commercial property owners since 1984. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide real estate and real estate loans to our clients while providing them with the lowest interest rates and closing costs possible.
2575 Vista Del Mar Drive, Suite 100, Ventura, CA, 93001
Ventura County Credit Union started in 1950, operating out of the county courthouse. Our first office was beneath a stairwell. We had only a few employees with one cash drawer. But we were dedicated to making a difference in the lives of our members. We were determined to put money in people's pockets instead of taking it out.
