USDA Vs. FHA your options comparison in Glen-Rock, Bergen County, NJ

For 2025, the USDA loan limit in Glen-Rock, within Bergen county, NJ, is $0; meanwhile, the FHA limit for a single-family home is $822,375.

Leverage the Lendersa® USDA loan calculator to evaluate the current USDA versus FHA best rates, and figure out the income, credit, reserves, and documentation needed for qualification. Our sophisticated mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side by side, helping you to select the best program in for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Glen-Rock, Bergen, NJ

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Explore USDA and FHA Loan Options in Glen-Rock, NJ

Lendersa® is dedicated to quickly securing the best USDA or FHA loan for you without hassle. Choose from three initial strategies that lead to matched lenders and optimal USDA loan programs.

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Understanding the USDA Loan in NJ

A USDA home loan is backed by the government's Department of Agriculture, alternatively called a USDA rural development loan or USDA mortgage, and it's available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Admiral Mortgage Services LLC
  • 3456 Monarch Drive, Edgewater, MD, 21037
  • Admiral Mortgage Services was designed by loan officers for the benefit of the consumer. Our cutting-edge technology and strategic business relationships allows our customers access to all Conventional Financing options, as well as FHA, VA, USDA and more and even several great options for our self-employed customers
  • Universal Mortgage & Finance
  • 3158 Braverton Street, Suite 204, Edgewater, MD, 21037
  • Universal Mortgage & Finance, Inc. is a direct lending institution and we pride ourselves on making your needs our top priority because we're committed to building long-lasting relationships in the communities we serve. For two decades, we have successfully facilitated the financial service needs of people .
  • BlackWater Funding
  • 403 Fairlea Drive, Edgewater, MD, 21037
  • BLACKWATER FUNDING PROVIDES QUICK COMMERCIAL REAL ESTATE LOANS & CAPITAL FOR INVESTORS & OWNERS OF OWNER-OCCUPIED PROPERTIES. WE ALSO OFFER LOANS FOR UNIQUE PROPERTIES: (CHURCHES, CAR WASHES, MOBILE HOME PARKS, GAS STATIONS,CHILDHOOD CARE, AUTO REPAIR SHOPS, SELF STORAGE,LAND, ETC.)
  • Seneca Savings
  • 35 Oswego Street, Baldwinsville, NY, 13027
  • Seneca Savings is a community bank that feeds into a self-sustaining micro-economy by keeping funds right here in Central New York. The idea of “sustainability” is linked to a lot of our local activities these days. Funds taken in by the community are put to productive use by lending that money back into the Syracuse economic ecosystem.
  • Kish Bank
  • 4255 East Main Street, Belleville, PA, 17004
  • At Kish, we tell our customers to expect more. That’s more than a simple slogan—it’s a promise to deliver exceptional service as we work hard for our clients in all of our service lines: Banking, Wealth, Insurance, Benefits, and Travel. For over a century, solid and enduring values have made Kish Bank, the banking subsidiary of Kish Bancorp, I
  • NHCash.com, LLC
  • 169 S River Rd, Unit 19, Bedford, NH, 03110
  • NHCash.com, LLC is a Veteran-founded and Woman-Led Online Loan Agency. Family-owned & operated so you can be sure you will receive a personal service. Locally-owned & operated. Supporting local people which is the core to our ethos We offer credit lines to people that may be underserved because of previous problems.
  • snh commercial finance
  • 264 South River Road, Suite 542, Bedford, NH, 03110
  • SNH Commercial Finance offers a portfolio of specialized commercial property financing including; Conventional Real Estate Loans, SBA Guaranteed Loans, Stated Commercial Loans, and Commercial Bridge Financing. For cost effective options with Cash-Out, Discounted Pay-Off or simple Rate & Term Refinancing contact SNH Commercial Finance to refina
  • Advantage Home Loans LLC
  • 167 South River Road, Unit 1, Bedford, NH, 03110
  • Advantage Home Loans, LLC is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Jason Jaramillo Owner at Advantage Home Loans, LLC. Jason has been in the mortgage industry for over 16 years. Jason is Licensed in Massachusetts, New Hampshire and Rhode Island.
  • Precision Lending
  • 264 South River Road, Suite 432, Bedford, NH, 03110
  • Matt Vance Owner/Loan Advisor with Precision Lending, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently.