USDA and FHA Pro and Con in Hawthorne, Passaic County, NJ
In the year 2025, the USDA loan ceiling for Hawthorne, located in the county of Passaic, NJ, is $776,600, whereas the FHA limit for a single-family home stands at $1,089,300.
Utilize the Lendersa® USDA loan calculator to compare top rates between USDA and FHA. It helps determine the income, credit score, reserves, and documents necessary for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options together, enabling you to pick the most suitable program in Alabama for your specific financial situation.
2025 Loan Limits and Downpayment Requirements in Hawthorne, Passaic County, NJ
Type of Loan
Loan Ceiling
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Options for USDA and FHA Loans in Hawthorne, NJ
The aim of Lendersa® is to deliver the ideal USDA or FHA loan swiftly and without hassle. Begin by choosing from one of three pathways that align you with suitable lenders and USDA loan options.
A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan, is available exclusively in rural areas. Contrasting with FHA loans that require a minimum 3.5% down payment, USDA loans have no down payment requirement at all.
Brewster Federal Credit Union has been open since 1956. The credit union has assets totaling $31.89 Million and provides banking services to more than 3, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
Towpath Credit Union, formerly Akron Teachers Credit Union, was established in 1936 for employees of the Akron Public Schools. By 1969, the Akron Teachers Credit Union had outgrown the small Akron office. Many other employee groups had also realized the benefits of being credit union members.
2919 West Market Street, Suite C, Akron, OH, 44333
We have a full range of products for all of your mortgage financing needs. At Riverview Mortgage, we know how overwhelming the mortgage process can be without the proper guidance. Like any other service based industry, most companies claim to offer quality service but few actually follow through on their promises.
3867 West Market Street, Suite 335, Akron, OH, 44333
At Akron Mortgage and Refinance, we start things with trust. We work hard for our clients, and that is why we are a well-known and popular leader in the mortgage industry. Once you become our client, we will never stop thinking about the best options for you. We want you, our customers to be at ease all their lives.
Jeff Jaklitsch & the The Mortgage Guys have been originating home loans for over the past 21 years. Contact Jeff to purchase your dream home. The Mortgage Guys is ready to make the loan application process less stressful. Based in Fairlawn, OH, this company provides comprehensive & personalized mortgage services to borrowers in the Cleveland, Akron
Ohio Catholic Federal Credit Union isn't your typical financial institution. How do we stand out from the crowd? Your mission is our mission. Recognized as the largest faith-based, full-service credit union in Ohio, we have been trusted to help members achieve their financial goals for over 60 years while focusing on faith and education.
13201 Granger Road, Suite 1, Garfield Heights, OH, 44125
Emerald Credit Union was originally chartered as the Garfield Heights School Employees’ Credit Union in 1955, serving only the employees of that school district. Since then, we have grown to include over 25 Select Employment Groups and six local school districts. We have a community charter, allowing us to serve all who live, work, attend school.
Faith Credit Union was initially organized to meet the financial needs of members of Cleveland’s Second Mt. Sinai Baptist Church. Since then the credit union, which is a not-for-profit and tax-exempt entity under the Internal Revenue Code, has expanded community-wide and now provides a full range of credit, savings, transaction services.
Taleris Credit Union (TCU) is made up of groups of people, related by a common bond, who pool their savings into a fund from which each may borrow should the need arise. This philosophy of “People Helping People” has been the cornerstone of TCU for over 80 years. TCU is a democratically operated financial institution owned and operated by its membe
6100 Rockside Woods Drive, Suite 150, Independence, OH, 44131
In 1953, the big expansion took place and the credit union was renamed Cleveland Teamsters Credit Union. Its assets, which had climbed from $2, 666 in 1940 to $352, 000 in 1952, suddenly zoomed to just under $572, 555 in 1953, to nearly a million in 1955. The credit union has since experienced steady growth.
