USDA Vs. FHA your options comparison in Hawthorne, Passaic County, NJ
In the year 2025, the USDA loan ceiling for Hawthorne, located in the county of Passaic, NJ, is $776,600, whereas the FHA limit for a single-family home stands at $1,089,300.
Utilize the Lendersa® USDA loan calculator to compare top rates between USDA and FHA. It helps determine the income, credit score, reserves, and documents necessary for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options together, enabling you to pick the most suitable program in Alabama for your specific financial situation.
2025 Loan Limits and Downpayment Requirements in Hawthorne, Passaic County, NJ
Type of Loan
Loan Ceiling
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Options for USDA and FHA Loans in Hawthorne, NJ
The aim of Lendersa® is to deliver the ideal USDA or FHA loan swiftly and without hassle. Begin by choosing from one of three pathways that align you with suitable lenders and USDA loan options.
A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan, is available exclusively in rural areas. Contrasting with FHA loans that require a minimum 3.5% down payment, USDA loans have no down payment requirement at all.
Lamar National Bank started in 1980 in Paris, TX, by businessmen who saw an opportunity for Relationship Banking and supporting the needs of the community. We are dedicated to building a culture of care in the community we serve and helping others find their path to success. We build lifelong, multigenerational relationships
our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
Lone Star Home Mortgage is a full service mortgage Company with one goal in mind...helping consumers accomplish their home financing goals.The only way to achieve this is by providing the best origination platform for mortgage professionals to operate in today's landscape. This means delivering the products, price, and service.
Irving City Employees Federal Credit Union (ICEFCU) is a member-owned and controlled financial cooperative that is dedicated to providing the best possible financial services to meet our member’s needs. Our goal is to always provide these services in an efficient and friendly manner.
1400 West Irving Boulevard, Suite 400C, Irving, TX, 75061
Sandra B Manglona President of Dynamic Mortgage LLC Another wizard from the financing world, Sandra B Manglona, has her awesome manner of telling things about herself without bragging too much; Our company offers are extend variety of Mortgage Products as follow: FHA Loans, Conventional, Conventional High Balance
3204 Long Prairie Road, Suite D, Flower Mound, TX, 75022
"Kendall Financial LLC is an independent, full service financial planning & investment advisory firm. Our independence allows us to provide products & services that are best for you, our client. Our mission is to help our clients make smart decisions regarding their money. Areas of Specialty:
Investment Advisory Services Retirement Accumulation e
Capital Credit Union in North Dakota has proudly served members since 1936. Explore our personal and business banking solutions including auto loans, home equity loans, mortgage loans, checking accounts, savings accounts, business loans and more. Bank online or at any of our ND branches within Bismarck, Fargo, Beulah, Mandan, Hazen or New Salem.
1110 College Drive, Suite 207, Bismarck, ND, 58501
At Assure Home Mortgage you will get very low rates and low closing costs. Your Loan experience starts amazing and stays amazing over the loans term. We keep the process easy, seamless and you are in constant communication on the process the whole time. We help you secure a home purchase or refinance with today’s lowest BEST rate options
We are Bravera, an employee- and director-owned company of advisors who help build the financial strength, stability and growth of every community to which we belong. We’re driven to serve you, coming together to forge new paths to help you achieve your business and personal goals.
From small towns to larger cities,
Dakota Community Bank & Trust, N.A. is your locally-owned hometown bank. We pride ourselves on our employees and the service they provide. You can expect financial security and personalized service at any one of our 11 locations in South Western North Dakota.
The word ""community"" in Dakota Community Bank & Trust, N.A