FHA Vs. USDA loan program for Fair-Lawn, Bergen County, New Jersey

For the year 2026, the USDA loan limit in Fair-Lawn, within Bergen county, NJ, is set at $0, while for a single-family home, the FHA loan limit is $822,375.

Utilize the Lendersa® USDA loan calculator to explore and compare today's best USDA versus FHA rates. Determine the necessary income, credit score, reserves, and documentation needed to qualify. With our comprehensive mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA loans side by side to find the best solution in for your financial situation.

Exploring USDA and FHA Loan Options in Fair-Lawn, NJ

Lendersa® is devoted to securing the optimal USDA or FHA loan for you quickly and without hassle. Choose from one of three starting points to connect with matching lenders and USDA loan programs.

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What is a USDA Loan in NJ?

A USDA home loan is a government-backed mortgage from the Department of Agriculture, also called a USDA rural development loan. Available only in rural areas, it does not require a down payment, as opposed to FHA loans, which demand a minimum of 3.5% down.

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Fair-Lawn Lenders
(201) 280-8916 Lender's profile and map Gold Ring Investments Inc 0-40 Fair Lawn Parkway, Fair Lawn, NJ, 07410 Lends in New Jersey Gold Ring Investments Inc, is a partner to Santomenno and company in New Jersey. A small Independent Investment Management group whose primary executive sits in the lead capacity of Registered Investment Advisor, (RIA) Founded in 1975 by Rocco R. Santomenno, the company has built a strong
(800) 522-4167 Lender's profile and map Columbia Bank 19-01 Route 208 North, Fair Lawn, NJ, 07410 Lends in New Jersey As the largest independent bank in New Jersey, Columbia Bank is motivated by forming long-term relationships with our customers. Our team of experienced banking professionals provides our customers and the communities of New Jersey with unprecedented service and financial security. With conveniently located full-service branches in New Jersey.
(201) 398-0800 Lender's profile and map CITIZENS MORTGAGE CORPORATION 26-01 Pellack Drive, FAIR LAWN, NJ, 7410 Lends in New Jersey Founded in May 1987, Citizens Mortgage Corp is a family-owned and operated mortgage company that caters to first time home buyers and has been dedicated to serving the underserved communities. Our mission is to be the most efficient mortgage provider in the State of New Jersey, New York and Hawaii. We have been committed
(201) 652-8776 Lender's profile and map Ascendia Bank 175 Rock Road, Glen Rock, NJ, 07452 Lends in New Jersey Glen Rock Savings Bank was established in 1922 to provide a safe place for local New Jersey residents to get a fair return on savings and secure residential home mortgages. The bank was initially located across the street from the iconic “Rock” in the Glen and was eventually renamed Glen Rock Savings Bank.
(201) 925-3470 Lender's profile and map Commercial Mortgage Unlimited LLC 22 Tilghman Dr, Glen Rock, NJ, 07452 Lends in New Jersey Commercial Mortgage Unlimited Offers custom tailored lending programs to fit the needs of each individual borrower and property type. All property typesCommercial Mortgage Unlimited Offers custom tailored lending programs to fit the needs of each individual borrower and property type.
(800) 363-8115 Lender's profile and map Spencer Savings Bank 611 River Drive, Elmwood Park, NJ, 07407 Lends in New Jersey Spencer Savings Bank is a leading New Jersey-based community bank headquartered in Elmwood Park, N.J. For over 100 years, we have been serving our local communities with integrity and pride. Roots matter, because they mean experience. They mean real insight into what makes our communities strong.
(201) 390-9565 Lender's profile and map Garden State Mortgage Corp. 160 Pehle Ave, Suite 301, Saddle Brook, NJ, 07663 Lends in New Jersey Garden State Mortgage Corporation’s main focus is originating loans solely in NJ. Our goal is to offer competitive mortgage rates and fees while providing a level of service that exceeds our client’s expectations. This is why 65% of our mortgage loans are derived from previous customer referrals.
(973) 310-3383 Lender's profile and map Nj Home Mortgage 516 Lafayette Avenue, Hawthorne, NJ, 07506 Lends in New Jersey We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. New Jersey Home Mortgage, LLC, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!
(973) 423-0506 Lender's profile and map Silex Financial Group, Inc 674 Lafayette Ave, Hawthorne, NJ, 7506 Lends in New Jersey At Silex Financial, we have 30 years of experience matching the right client to the right lending institution to the right deal; each and every time. Our residential and commercial mortgage advisors leverage decades of commercial and residential experience and expertise on your behalf.