USDA and FHA Pro and Con in Fair-Lawn, Bergen County, NJ
For the year 2025, the USDA loan limit in Fair-Lawn, within Bergen county, NJ, is set at $0, while for a single-family home, the FHA loan limit is $822,375.
Utilize the Lendersa® USDA loan calculator to explore and compare today's best USDA versus FHA rates. Determine the necessary income, credit score, reserves, and documentation needed to qualify. With our comprehensive mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA loans side by side to find the best solution in for your financial situation.
2025 Loan Limits and Downpayment Requirements in Fair-Lawn, Bergen County, NJ
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Options in Fair-Lawn, NJ
Lendersa® is devoted to securing the optimal USDA or FHA loan for you quickly and without hassle. Choose from one of three starting points to connect with matching lenders and USDA loan programs.
A USDA home loan is a government-backed mortgage from the Department of Agriculture, also called a USDA rural development loan. Available only in rural areas, it does not require a down payment, as opposed to FHA loans, which demand a minimum of 3.5% down.
We are a full service residential and commercial Mortgage Broker with more than 14 years in the business. Since our inception in 2000 Sunrise Mortgage Company, Inc. has set itself apart from the competition by adjusting to today’s market. We offer a wide array of mortgage products for New Home Purchases
62 State Route 36 South, 2nd Floor, Keyport, NJ, 07735
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
As mortgage professionals, we strive to provide outstanding service as well as a variety of mortgage options and borrowing solutions for our clients at the best price.Since opening First Lenders Mortgage, we have grown from 1 owner, one office, and a few reps to 10 team members with diverse backgrounds and experience.
DR Bank offers the same customer service and attentiveness of a community bank with the financial services and technology of a larger bank. Whether you’re stopping by or banking on-the-go, our team of experts is here to help.We are committed to long-term relationships and offer the conveniences and financial services you expect from a larger bank.
Our Mission is to provide unparalleled service and expertise to each of our borrowers. We will put honesty and integrity first and foremost in every transaction. We will do our best to help our clients achieve their dreams and aspirations in real estate. Robert F. Alberga, Founder at RFA Capital Corp.
Raritan Bay Federal Credit Union is a non-profit, community chartered financial institution that serves everyone who lives, works, worships, or attends school in Middlesex County. Raritan Bay Federal Credit Union was chartered in 1941, and is owned and operated by its members. We are dedicated to serve the financial needs of our members.
389 Washington Road, Office 2, Sayreville, NJ, 08872
The Parlin DuPont Employees FCU was chartered in 1937 as the Parlin DuPont Finishes Employees Federal Credit Union. For many years we served the employees of the Finishes plant by providing low cost loans & competitive savings rates. In 1983 through a vote of our members, our charter was revised to include the Parlin DuPont Photo Products Division.
3601 Hempstead Turnpike, Suite 300, Levittown, NY, 11756
UNMB Home Loans Inc. is strong. Our business is built through the heart and soul of our team. From CEO Don Giorgio to our mortgage loan originators to our administrative and support staff, we stand strong in our mission to provide the most responsible and sound financing options to our clients.
DLA Capital Partners sets itself apart with truly excellent customer focus, marketplace knowledge and resourcefulness needed to deliver optimum results. We put power in our clients’ hands and are driving the process from beginning to end to ensure the best options, decisions and outcome possible. We deliver results, not excuses
Our Company, Mortgage Professionals Corp. was started in 1991 and over the years, we have helped thousands of clients to obtain a mortgage both on purchases as well as refinances. Since we are Mortgage Brokers we have a database of several lenders, Bankers, Investors and private lenders and we cater in helping all types of clients.
