USDA Vs. FHA your options comparison in Fair-Lawn, Bergen County, NJ
For the year 2025, the USDA loan limit in Fair-Lawn, within Bergen county, NJ, is set at $0, while for a single-family home, the FHA loan limit is $822,375.
Utilize the Lendersa® USDA loan calculator to explore and compare today's best USDA versus FHA rates. Determine the necessary income, credit score, reserves, and documentation needed to qualify. With our comprehensive mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA loans side by side to find the best solution in for your financial situation.
2025 Loan Limits and Downpayment Requirements in Fair-Lawn, Bergen County, NJ
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Options in Fair-Lawn, NJ
Lendersa® is devoted to securing the optimal USDA or FHA loan for you quickly and without hassle. Choose from one of three starting points to connect with matching lenders and USDA loan programs.
A USDA home loan is a government-backed mortgage from the Department of Agriculture, also called a USDA rural development loan. Available only in rural areas, it does not require a down payment, as opposed to FHA loans, which demand a minimum of 3.5% down.
The Community Bank, Avon SD, originally chartered as the Bank of Kingsburg, Kingsburg, SD opened for business May 20, 1914 with $10, 000.00 in capital all being supplied by local citizens and farmers. It was founded by Tom C. Pier who began his banking career as an employee in a Ravinia, SD bank.
The Idabel National Bank was founded in 1921 and has operated in McCurtain County as an independent community bank since its inception. The bank has been locally owned and operated for many decades, with the current ownership in place since 1968. Additionally, due to the structure of the bank’s retirement plan for its employees.
MCNB is 100% locally owned and operated by people of McCurtain County. MCNB was established after seeing the opportunity of offering a competitive advantage to our customers. Since our opening in 1982 in Idabel, with deposits of 1 million dollars, MCNB has grown to an institution in excess of 100 million dollars, with banks in Idabel
In 1954, Barksdale Federal was established to serve military and civilian personnel at Barksdale Air Force Base in Bossier City. While continuing to proudly serve the men and women, and their families, of Barksdale Air Force Base, we now serve over 1000 companies, associations, and churches.
Prime Capital Mortgage Inc. home based in Shreveport, LA. we serve customers in the great states of Texas and Louisiana. We are always flexible enough to cover all of your financial needs, whichever those might be. Regardless of whether you’re about to make a first-time home purchase or are trying to refinance your current loan.
910 Pierremont Rd, Suite 120, Shreveport, LA, 71106
"Crestar Mortgage Corporation is located in Shreveport, Louisiana.
We were established in the community to provide options for borrowers who desired the most competitive mortgage products and the most individualized care.
Our mission is to serve our customers with honesty, integrity and competence."
Since 1937, the Bank of Clarks has been committed to providing the very best service to its customers and community. It is their goal to put customers first and help them succeed in making their daily lives easier. Click on any of the links to the left to find out more about our institution.
Farmers-Merchants Bank & Trust Company has 7 banking locations. Their corporate headquarters is listed as: 100 South Main Street in Breaux Bridge Louisiana. Below you will find ratings, reviews, corporate information, directions, office hours, their phone number, online banking website, and branch locations.
Henderson State Bank seeks to better our communities in many ways. We offer lending products, with a focus on Ag and Commercial businesses. We have various types of deposit accounts, and other related services, to help anyone with their banking needs. We also are heavily involved in our communities through various service projects, donations.
Willis-Knighton Federal Credit Union was founded to provide employees of Willis-Knighton Hospitals and related organizations with financial resources at favorable rates. Willis-Knighton Federal Credit Union has been to provide the employees of Willis-Knighton Hospitals and related organizations with the best possible financial services.
