USDA and FHA Pro and Con in Hainesport, Burlington County, NJ

During 2025, the USDA loan limit in Hainesport, located in the county of Burlington, NJ, is $381,800. Meanwhile, the FHA limit for single-family homes is set at $529,000.

Utilize the Lendersa® USDA loan calculator to evaluate today’s leading USDA versus FHA rates. It helps you determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA options, making it easier to choose the most appropriate program for your financial situation in .

Compare offers from a selection of 100 lenders

Review 2025 Loan Limits and Downpayment Requirements in Hainesport, County of Burlington, NJ

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Hainesport, NJ

The objective of Lendersa® is to swiftly secure the best USDA or FHA loan, eliminating hassle. Choose from three starting options to connect with matching lenders and discover USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in NJ

A USDA home loan, ensured by the government’s Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans have no down payment requirement, offering a key benefit to eligible homebuyers looking in rural locations.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Division Mortgage Group
  • 1320 Division St, Billings, MT, 59101
  • Division Mortgage Group specializes in every type of purchase and refinance mortgage including: FHA, VA, Conventional, Rural Housing, etc. Whether purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced mortgage professionals are committed to providing our customers
  • Aspen Financial
  • 520 Wicks Lane, Suite 10, Billings, MT, 59105
  • Aspen Financial, Inc in Billings, MT opened for business in 2007 and is a locally owned and operated business with a combined 20 years of experience. Our mission is to provide hassle-free emergency lending, debt consolidation, personal loans and auto loans.and also We’ve seen people struggle with expenses resulting from unfortunate emergencies and
  • Rocky Mountain Bank (Montana)
  • 2615 King Avenue West, Billings, MT, 59108
  • We offer our employees unlimited opportunities for career development, growth and the ability to contribute to the vitality of your community. Our clients choose to bank with us because of our robust product offerings, high-touch service, and commitment and impact in our communities.
  • First Colorado National Bank
  • 133 Grand Avenue, Paonia, CO, 81428
  • First Colorado National Bank is proud to be the only bank headquartered right here in Delta County. We offer simple accounts that allow you to craft your finances the way you want--including a robust Rewards Checking that will make you think you got a visit from the Cash Deposit Fairy.
  • Affiliated Mortgage
  • 1602 Miles Avenue, Billings, MT, 59102
  • Affiliated Mortgage is a top-rated home loan provider in Montana with offices in Billings. Our primary goal is to offer affordable and customized mortgage solutions so that potential homebuyers can fulfill their dream of home ownership. We are here to help you get approved to buy a new home or refinance your existing home loan in no time.
  • Altana Federal Credit Union
  • 3212 Central Avenue, Billings, MT, 59102
  • Altana Federal Credit Union has been 70 years since 9 Montana refinery workers pooled their money in a cash box located in an empty boxcar. It’s hard to imagine that they could have envisioned the impact they would have on the lives of so many people. The first loan given was used to purchase a sewing machine. The rest, as they say, is history.
  • Universal Lending Home Loans
  • 2646 Grand Ave, Suite 2, Billings, MT, 59102
  • Universal Lending Corporation was founded nearly 40 years ago on the principle that our customers deserve individual and specialized attention throughout the mortgage process. This is why we have one of the highest rates of repeat borrowers in the business. Our mortgage professionals embrace our passion for customer care
  • First Security Bank of Roundup
  • 401 Main Street, Roundup, MT, 59072
  • First Security Bank of Roundup opened for business on September 7, 1971. We have been privileged to serve more and more people over the years and have enjoyed consistent growth. We utilize the latest innovations in banking technology without sacrificing our mission of superior personalized service.