USDA VS FHA in Lumberton, Burlington County, NJ

For 2025, the USDA loan maximum in Lumberton, county of Burlington, NJ, is $381,800. In contrast, the FHA loan cap for a single-family home is $529,000.

Utilize the Lendersa® USDA loan calculator to examine and contrast the current optimal USDA versus FHA rates, assessing the necessary income, credit, reserves, and documentation for eligibility. Our enhanced mortgage calculator provides a comparative analysis of USDA, FHA, Conforming, and VA options, enabling you to choose the best-fitting program in for your financial circumstances.

Review loan options from a selection of 100 lenders

Loan limits and down payment requirements in Lumberton, county of Burlington, NJ for 2025

Loan Category Maximum Loan Amount Initial Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Options in Lumberton, NJ

Lendersa® aims to secure the most suitable USDA or FHA loan for you swiftly and with ease. You can begin with one of three entry points, which lead you to corresponding lenders and applicable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NJ

A USDA home loan, endorsed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is specifically available in designated rural areas. Unlike the FHA loans that demand a minimum down payment of 3.5%, a USDA mortgage requires zero down payment, offering a more accessible path to homeownership.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • OHIO HOME FINANCE, Ltd.
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  • 238 Rockmont Drive, Fort Mill, SC, 29715
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