USDA Vs. FHA Pro and Con comparison in Hardyston, Sussex County, NJ
For 2025, the USDA loan limit in Hardyston, in the county of Sussex, NJ, is established at $776,600. At the same time, the FHA limit for a single-family residence stands at $1,089,300.
The Lendersa® USDA loan calculator can assist you in comparing the top USDA versus FHA rates available today. It also helps assess the necessary income, credit, reserves, and documentation needed for qualification. Our cutting-edge mortgage calculator allows you to evaluate USDA, FHA, Conforming, and VA options simultaneously, aiding you in identifying the best-suited program for your unique financial context in .
2025 Lending Limits and Downpayment Details for Hardyston, County of Sussex, NJ
Type of Loan
Maximum Loan
Initial Payment Required
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Lending Options in Hardyston, NJ
At Lendersa®, our ambition is to guarantee you the swift acquisition of the best USDA or FHA loan without difficulty. You can begin your journey by choosing from three preparatory paths that lead to matching lenders with USDA loan arrangements.
A USDA home loan is backed by the government through the Department of Agriculture, also known as a USDA rural development loan or mortgage. It is exclusively available in rural areas. FHA loans, in contrast, demand a minimum down payment of 3.5%, whereas USDA mortgages generally require no down payment at all.
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