USDA and FHA Pro and Con in Highland-Lakes, Sussex County, NJ
In 2025, within Highland-Lakes in Sussex county, NJ, the USDA loan ceiling is set at $657,900, whereas the FHA limit for a single-family residence is $822,375.
Utilize the Lendersa® USDA loan calculator to compare the top USDA and FHA rates today and find out the requirements regarding income, credit, reserves, and necessary documentation to qualify. With our comprehensive mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the most suitable program in for your unique financial needs.
2025 Loan Limits and Downpayment Requirements in Highland-Lakes, Sussex County, NJ
Loan Type
Loan Limit
Down payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Opportunities in Highland-Lakes, NJ
The mission of Lendersa® is to secure the most advantageous USDA or FHA loan swiftly and efficiently. Choose one of three pathways to connect with lenders and access USDA loan offerings.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, is also referred to as a USDA rural development loan or USDA mortgage, and is only accessible in rural areas. This loan, unlike FHA loans which necessitate a minimum 3.5% down payment, requires no down payment.
345 Knechtel Way NE Suite 200, Bainbridge Island, WA, 98110
BLG gives you access to multiple lenders and dozens of loan programs allowing us to help find you a great rate and terms that meet your needs.Most importantly, we fully prequalify you so when you make an offer, local REALTORS will place more trust in an approval letter from us because they know we deliver.
Commencement Bank, headquartered in Tacoma, WA, was formed in 2006. We provide traditional, reliable, and sustainable banking in Pierce County, South King County, Thurston County and the surrounding areas. Our team of experienced banking experts focuses on personal attention, flexible service, and building strong relationships with customers.
Columbia Bank is a Northwest community bank headquartered in Tacoma, Washington, with comprehensive solutions and expertise to meet the evolving needs of businesses and individuals.
Growth is vital to remaining a preferred option for customers. It advances the services and expertise we provide on their behalf
Crux Commercial Partners is a boutique commercial real estate finance firm that specializes in value add solutions for our clients. Our diverse web of relationships and unparalleled industry knowledge carry across local banks/credit unions, large regional banks, CMBS issuers, SBA, Fannie Mae/Freddie Mac and affluent private lenders.
Emerald Pacific Capital LLC was created to be different. When we started this company our vision was to create a company that would be able to help our clients win in life and finances. Our desire is to be unique in the way we provide opportunities for our clients to improve their financial situation through mortgages.
Penny Lane Financial we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use common sense in consulting with you to obtain the best loan possible for your personal unique needs. We provide top-tier quality rates from a wide range of A-rated lenders.
Harborstone Credit Union has branch locations in King, Pierce, and Thurston counties to serve our members. Which means we're big enough to offer a wide variety of products and services yet small enough to offer a pleasant and personable atmosphere. When you join Harborstone, you become a part owner of our not-for-profit organization.
"Our mission is to serve our customers with honesty, integrity and professionalism, while providing guidence for financing of their home loans.
Our goals are to not only provide the best customer service, but provide a variety of home loan options at the lowest interest rates and costs possible."
We are here for you. From the start, you can expect your conversations with us to be friendly, educational, and comprehensive. It is our priority to take the time to truly get to know you and the specific details of your individual situation. You can count on us to dedicate our time and many years of expertise to help you reach your Home
"San Vicente Mortgage Lending Group is located in the beautiful city of Ramona (which is also known as Valley of the Sun) and services the entire State of California.
San Vicente Mortgage is managed by long-time mortgage veterans, Christie Carlson and Jason DeLeo. Our extensive experience and expertise in the mortgage industry ensures"
