USDA Loan Vs. FHA loan for Highland-Lakes, NJ [ best of 2023]

In 2025, USDA loan limit in Highland-Lakes, county of Sussex, NJ is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Highland-Lakes, NJ

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in New Jersey?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(806) 688-7041 1477 miles Lender's profile and map Reviews PamCel Community Federal Credit Union 1939 N Hobart Street, Pampa, TX, 79065 PamCel Community FCU has been open since 1953. The credit union has assets totaling $14.8 Million & provides banking services to more than 1, 000 members as of March 2022. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member & access.
(806) 665-0847 1477 miles Lender's profile and map Reviews Cabot Community Credit Union 1063 N Sumner Street, Pampa, TX, 79065 Cabot Credit Union was officially chartered on June 6, 1931 after successfully completing the filing process with the Department of Banking. On 1956, Cabot Credit Union changed our name to Cabot Employees Credit Union to better reflect the membership of the time. Our commitment to our membership. It defines who we are, what we do, and why we exist.
(806) 659-5544 1477 miles Lender's profile and map Reviews First National Bank 729 West 7th Avenue, Spearman, TX, 79081 A group of investors led by current CEO/Chairman Bill Pittman founded First National Bank in April, 1985. Since the bank has opened, Bill has repeatedly said, "The only difference between banks is the people. At First National Bank, we strive every day to treat our customers the way we want to be treated.
(800) 417-8715 1477 miles Lender's profile and map Reviews Dakota Western Bank 202 South Main Street, Bowman, ND, 58623 Dakota Western Bank, established in 1910, is an independent, locally-owned bank that is headquartered and operated in southwest North Dakota. DWB is the local financial services leader that partners with our customers, employees and communities to achieve economic success and DWB employees provide a positive banking experience for our valued custom
(512) 281-1500 1479 miles Lender's profile and map Reviews Frontier Bank of Texas 1213 Highway 290, Elgin, TX, 78621 Frontier Bank of Texas started in June of 2007 when five area leaders realized the need for a local, independent bank of Bastrop County. They came together and created a vision for a community bank that offers superb customer service, sophisticated financial products, and local leadership.
(308) 254-2401 1479 miles Lender's profile and map Reviews Sidney Federal Savings & Loan 1045 10th Avenue, Sidney, NE, 69162 Our excellent loan origination department and servicing staff are just two of the reasons we are one of the leading mortgage lenders in Western Nebraska. Mortgage loans are our expertise, but we also specialize in auto loans, home equity loans, home improvement loans and consumer loans.
(806) 665-0057 1480 miles Lender's profile and map Reviews Pampa Teachers Federal Credit Union 2500 Perryton Parkway, Pampa, TX, 79066 Our Credit Union was chartered February 27, 1937 with Pampa Independent School District as our sponsor. Since the early 1980’s, our field of membership has been extended to the **family members of Pampa Independent School District employees. As a Credit Union, we believe that friendly, personal service is our number one priority.
(800) 831-2645 1480 miles Lender's profile and map Reviews Eastern Colorado Bank 10 South First Street, Cheyenne Wells, CO, 80810 The Eastern Colorado Bank strives to be the leader among financial institutions in terms of quality service, sustainable growth, profitability, and the credibility and trust of our clients, regulators and employees. Since our start in 1944, our dedicated staff has focused on business professionals, small businesses
(877) 280-4833 1481 miles Lender's profile and map Reviews The Texas Mortgage Pros 4819 Williams Drive, Georgetown, TX, 78633 The Texas Mortgage Pros team consists of mortgage professionals all over Texas. We are committed to providing our clients with the highest quality service for your mortgage needs. Combined with the lowest rate and multiple loan programs available in your area – Spring, San Antonio, Tomball, The Woodlands, Dallas, Austin and Houston, Texas.
(512) 863-2567 1481 miles Lender's profile and map Reviews First Texas Bank 900 Austin Avenue, Georgetown, TX, 78627 From our 1898 beginning, First Texas Bank has been providing service and care to our communities. Our promise is to provide consistency and dedication, ensuring that each customer feels like family. Our number one priority is confidentiality and security. The loyalty from the members of the communities is something we do not take for granted.