USDA Vs. FHA your options comparison in Highland-Lakes, Sussex County, NJ
In 2025, within Highland-Lakes in Sussex county, NJ, the USDA loan ceiling is set at $657,900, whereas the FHA limit for a single-family residence is $822,375.
Utilize the Lendersa® USDA loan calculator to compare the top USDA and FHA rates today and find out the requirements regarding income, credit, reserves, and necessary documentation to qualify. With our comprehensive mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the most suitable program in for your unique financial needs.
2025 Loan Limits and Downpayment Requirements in Highland-Lakes, Sussex County, NJ
Loan Type
Loan Limit
Down payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Opportunities in Highland-Lakes, NJ
The mission of Lendersa® is to secure the most advantageous USDA or FHA loan swiftly and efficiently. Choose one of three pathways to connect with lenders and access USDA loan offerings.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, is also referred to as a USDA rural development loan or USDA mortgage, and is only accessible in rural areas. This loan, unlike FHA loans which necessitate a minimum 3.5% down payment, requires no down payment.
"Strategic Estates Group is derived of agents who have proudly represented real estate excellence and professionalism in all of Southern California. Our newly gathered team, based out of Burbank in los Angeles County, is the first of many offices to be created of its kind.
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The Loan Guys is a mortgage company dedicated to providing people the benefit of getting the property of your dreams and save money on your mortgage. We will help you explore the best terms and conditions for your mortgage loan, supporting and advising you on your way. At The Loan Guys, you will simply learn about what it takes to get a mortgage.
303 North Glenoaks Boulevard, Suite 200, Burbank, CA, 91502
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5772 Bolsa Avenue, Suite 250, Huntington Beach, CA, 92649
We are "SERIOUS ABOUT SERVICE"! Our mission is to deliver the highest level of service, accountability and integrity to our customers while offering a broad portfolio of mortgage products. We'll also be happy to prepare a personalized mortgage quote for the home mortgage program of your choice.
5200 Warner Avenue, Suite 102, Huntington Beach, CA, 92649
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5882 Bolsa Avenue, Suite 250, Huntington Beach, CA, 92649
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16892 Bolsa Chica Street, Suite 202, Huntington Beach, CA, 92649
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16531 Bolsa Chica St, Unit 300, Huntington Beach, CA, 92649
California Financial and Real Estate Center Inc Since 1992 we have been committed to providing our clients with the highest quality financial services possible. We will work with you one-on-one to tailor a financial solution that is specifically suited to meet your financing needs.