For the year 2025, the USDA loan threshold in Union-City, located within Hudson county in NJ, is established at $0. Meanwhile, the cap for FHA loans in the same area is $822,375 for a single-family property.
Utilize the Lendersa® USDA loan calculator to effectively compare the leading USDA and FHA rates available today. Determine the necessary income, credit requirement, reserves, and documentation for qualification. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options to aid you in selecting the most suitable program in for your individual financial scenario.
Loan Limits and Down Payment Specifications for 2025 in Union-City, Hudson, NJ
Type of Loan
Loan Maximum
Down Payment
USDA
$0
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Diverse USDA and FHA Loan Options in Union-City, NJ
At Lendersa®, we aim to quickly and effortlessly secure the best USDA or FHA loans for you. Choose one of our three entry points to connect with suitable lenders and USDA loan offerings.
The USDA home loan, offered by the government through the Department of Agriculture, is also known as the USDA Rural Development Loan or USDA mortgage, and it caters solely to rural environments. Different from FHA loans that mandate a down payment of at least 3.5%, the USDA mortgage does not require any down payment.
3400 W Commercial Blvd, Fort Lauderdale, FL, 33309
For over 50 years, we have been serving members who are employees of the State of Florida, retirees of the Florida Department of Transportation; employees of firms who have a current contract with the Florida Department of Transportation; those who live or work in Martin, St Lucie, Indian River, De Soto, Glades, Okeechobee, or Charlotte County.
4140 Thielman Lane, Suite 105, Saint Cloud, MN, 56301
Stearns Financial Services Inc. (SFSI) is a well-capitalized, $2.3 billion independent financial holding company based in St. Cloud, MN. Founded in 1912, the bank was acquired by Norm Skalicky in 1964. His daughter Kelly Skalicky became president in 2018, and later was named president and CEO.
1532 West St. Germain Street, Saint Cloud, MN, 56301
Great River Federal Credit Union is dedicated to serving all members in a confidential and professional manner. We are in business to provide you with convenient and efficient financial services. Our mission is "Building lifelong relationships by providing valuable financial services that our members recommend, benefits the community.
Since 1939, Liberty has been providing quality financial services to Central Minnesota residents. As St. Cloud’s only remaining original bank with continuous family-ownership, we recognize our unique obligation to provide quality service on a first name basis. Our focus is providing retail banking services to individual customers.
2350 West Commercial Blvd, Fort Lauderdale, FL, 33309
At Broward HealthCare Federal Credit Union, we care about you and your financial well-being. We are dedicated to providing you world class member service and the financial advantage to achieve your goals. We provides you with all the features and benefits of being a member of Broward HealthCare Federal Credit Union.
606 25th Ave South, Suite 101, Saint Cloud, MN, 56301
"St. Cloud Mortgage, Inc. can give you an affordable mortgage with outstanding customer service during the entire process.
Same-Day Pre-Approvals
Refinance Options
Credit Assistance
Mortgage Brokerage
Variety of Home Loan Programs. With all of our home loan programs at St. Cloud Mortgage, Inc."
Granite City Mortgage has been in Business since April of 1996 serving the local Saint Cloud area and surrounding communities. Granite City Mortgage of St. Cloud offers a variety of mortgage programs, including:* Conventional loans* Government loans* No up-front fees* Zero down programs* Refinancing* Home equity loans* Debt consolidation.
Since 2004 Universal Home Lending Corp has built tremendous pride in ourselves, ensuring that all of our clients walk into every transaction with eyes wide open. We take the necessary time to walk you through the process, guiding to make sure you're aware of the choices afforded to you.
6750 North Andrews Ave.,, Fort Lauderdale, FL, 33309
KBG TAX service your financial well being is our business. Our goal is to repair your past and prepare you to invest in to your future. We take in clients information analyze the data prepare and process the paperwork and based upon information provided we present the highest refund possible
