USDA and FHA Pro and Con in Union-City, Hudson County, NJ
For the year 2025, the USDA loan threshold in Union-City, located within Hudson county in NJ, is established at $0. Meanwhile, the cap for FHA loans in the same area is $822,375 for a single-family property.
Utilize the Lendersa® USDA loan calculator to effectively compare the leading USDA and FHA rates available today. Determine the necessary income, credit requirement, reserves, and documentation for qualification. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options to aid you in selecting the most suitable program in for your individual financial scenario.
Loan Limits and Down Payment Specifications for 2025 in Union-City, Hudson, NJ
Type of Loan
Loan Maximum
Down Payment
USDA
$0
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Diverse USDA and FHA Loan Options in Union-City, NJ
At Lendersa®, we aim to quickly and effortlessly secure the best USDA or FHA loans for you. Choose one of our three entry points to connect with suitable lenders and USDA loan offerings.
The USDA home loan, offered by the government through the Department of Agriculture, is also known as the USDA Rural Development Loan or USDA mortgage, and it caters solely to rural environments. Different from FHA loans that mandate a down payment of at least 3.5%, the USDA mortgage does not require any down payment.
Mass Capital Mortgage Corp. has been in business since 1996 and values the relationships that have been built over the years. These relationships have kept us in business and will do so for many years to come. We are proudly providing financing to the third generation of returning customers.
175 Highland Ave, Suite 303, Needham Heights, MA, 02494
Our goal is to offer you great friendly and professional service. Rates and fees will be reasonable, fair and affordable. As mortgage brokers, Mortgage Resources works with many lenders and investors. With literally hundreds of different and unique programs to choose from, our mortgage specialists
Direct Federal is a community chartered credit union. This means that ANYONE who lives, works (or regularly conducts business in), worships, or attends school in Norfolk or Middlesex Counties, Massachusetts; or, has an immediate family member that lives, works (or regularly conducts business in), worships, or attends school in Norfolk
Fantini & Gorga delivers creative, cost-efficient real estate financing to its borrower clients who include investors, developers, and corporations.
Our access to capital is unsurpassed, founded on long-nurtured relationships and powerful transaction volume. Following over 300 capital sources in a uniquely disciplined.
220 Reservoir Street, Suite 4, Needham Heights, MA, 02494
We are a private lender to investors in the real estate community. We specialize in working with fix and flip rehabbers and builders of new construction. What makes us unique is we are builders ourselves so we know the business and can work quickly to close a loan for a good investor!
Asset View Capital is your preferred hard money lender for residential fix and flip investments in Massachusetts and beyond.
As a leading commercial real estate finance firm, we present diverse loan origination options from commercial and residential rental property, residential fix and flip, ground up construction in Massachusetts and other U.S
Canton Co-operative Bank has been Canton’s hometown bank since 1891. Our approach to banking is simple – we combine old-fashioned personalized service with today’s cutting-edge technology. As a customer, we get to know you and create a banking relationship unique to your needs. We are a 100% independent Bank open to anyone living or working in MA.
3458 Ellicott Center Drive, Suite 106, Ellicott City, MD, 21043
In 2011, the HCTA Federal Credit Union petitioned NCUA to expand our charter from a Single Common Bond Charter to a Multiple Common Bond Charter. This allows us to offer membership to other entities in Howard County who are in some way affiliated with schools. Our first new membership group was the High School Students of HCPSS, beginning 2012.
Flatley Financial Services finances the acquisition and construction of real estate projects such as fix-and-flips or new builds. Our loans are asset-backed, and we underwrite based on the prospective property and the expected value of the property after work is completed. Our borrowers are contractors, investors, and developers.
