USDA Vs. FHA Pro and Con comparison in Union-City, Hudson County, NJ
For the year 2025, the USDA loan threshold in Union-City, located within Hudson county in NJ, is established at $0. Meanwhile, the cap for FHA loans in the same area is $822,375 for a single-family property.
Utilize the Lendersa® USDA loan calculator to effectively compare the leading USDA and FHA rates available today. Determine the necessary income, credit requirement, reserves, and documentation for qualification. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options to aid you in selecting the most suitable program in for your individual financial scenario.
Loan Limits and Down Payment Specifications for 2025 in Union-City, Hudson, NJ
Type of Loan
Loan Maximum
Down Payment
USDA
$0
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Diverse USDA and FHA Loan Options in Union-City, NJ
At Lendersa®, we aim to quickly and effortlessly secure the best USDA or FHA loans for you. Choose one of our three entry points to connect with suitable lenders and USDA loan offerings.
The USDA home loan, offered by the government through the Department of Agriculture, is also known as the USDA Rural Development Loan or USDA mortgage, and it caters solely to rural environments. Different from FHA loans that mandate a down payment of at least 3.5%, the USDA mortgage does not require any down payment.
14250 Ventura Boulevard, 2nd Floor, Sherman Oaks, CA, 91423
Simco Pacific is run and owned by Mr. Babak Siminou. Mr. Siminou first opened his loan business back in 1986 with high hopes of a successful future. He left his previous partnered-company, Schaefer Financial, to open a mortgage company of his own. He has done many loans, some large some small, but he always provides his customers.
13701 Riverside Drive, Suite 205, Sherman Oaks, CA, 91423
Our main goal is to provide you with the best customer service and to do what it takes to keep our clients satisfied with our services. We always have your best interest in mind. We have a great market strategy in order to execute the sale of your property in timely manner. We are a full service real estate firm working with you and for you.
13317 Ventura Blvd, Suite H, Sherman Oaks, CA, 91423
"ID Mortgage Broker offers professional and affordable mortgage services in Los Angeles and California. Including but not limited to conventional loans, hard money, FHA, VA, USDA, and JUMBO loan programs.
Purchasing a home, getting new vacation property or refinance your current loan should be hustle free and positive, not creepy and draining"
13701 Riverside Drive, 3rd Floor, Sherman Oaks, CA, 91423
Lantern Financial is your "bank alternative" for business purpose loans on all types of commercial properties in the Southern California area. We are more than just a lender. We help our customers design a loan best suited for their commercial real estate lending needs. Our customers receive fast and direct answers about their loan inquiries.
California Hard Money lender offer non owner residential and commercial loan everywhere in California. We lend on the collateral not the credit.In addition to our standard Hard Money Loans we also have hybrid programs for people who happen to have FICO scores above 650. We have programs to fit most borrowers and will make any loan as long as it ma
Founded in Long Beach in 1907 by C.J. Walker, Farmers & Merchants Bank has 25 branches across Orange County, Long Beach, the South Bay and now in Santa Barbara. The Bank specializes in commercial and small business banking, business loan programs, home loans, and a robust offering of consumer retail banking products including checking, savings and
International City Bank was established in Long Beach in 1984. In the decades since its founding, the bank's values have remained: strengthening local small business, involvement in the community, and a focus on personal banking. And though ICB's values persist, its services continue to evolve and modernize.
B Squared Funding - Home Loans is a real estate company based out of 1100 E 3RD ST, Long Beach, California, United States.
B² is me, Babak Bijarchi. My mission as a full-service mortgage brokerage is to deliver my services on a personal level, to make home ownership as seamless and affordable as possible.
Our solid experience in the field and the long list of previous projects run, recommend us as a reliable business partner. By choosing our team, you will benefit from our expertise, dedication and high availability throughout your projects. Feel confident that together we will accelerate your business development towards the right direction.
