USDA and FHA Pro and Con in West-New-York, Hudson County, NJ
For 2025, the USDA loan cap in West-New-York, located in Hudson, NJ, is set at $0, whereas the FHA ceiling is $822,375 for single-family homes.
Use the Lendersa® USDA loan calculator to assess current USDA versus FHA rates. Determine the income, credit, reserves, and paperwork needed for qualification. Our cutting-edge mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting you in choosing the most suitable program for your financial situation in .
Loan caps and down payment requirements in West-New-York, Hudson, NJ for 2025
Loan Type
Loan Cap
Down Payment
USDA
$0
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA lending solutions in West-New-York, NJ
The goal of Lendersa® is to quickly and smoothly connect you with the best USDA or FHA loan. Choose any of the three starting options to connect with lenders offering USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also called the USDA rural development loan or USDA mortgage, serves rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans need no down payment.
110 Athens Street, Suite K, Tarpon Springs, FL, 34689
Sunshine State Home Loans, LLC is perfect for any mortgage needs, you may have. If you'd like to know the rate which you qualify for, apply online, and we will give you an accurate assessment. Our mission is to help you with all your mortgage needs. We will use our expertise to find the right program for you.
The Ely Cooperative Credit Union, now known as the Ely Area Credit Union, was organized in 1938 to serve the financial needs of the members of the Ely Coop Association and their families. Then in 1976, the state of Minnesota granted us a community charter to serve all those who live or work in the Ely school district.
The experienced team at Gain Equity Mortgage has over 50 years of mortgage experience combined. We are here to help, advise and do everything to get you into your dream home. Everyone is looked at to achieve their dream, some are ready today tomorrow or next year.The team helps you to own your home and become financially successful.
Heckman Mortgage Group Brian leads team of talented mortgage professionals, which is best known in the mortgage and real estate communities for closing ahead of schedule, communicating and following-up proactively throughout the entire process, and helping Realtors® and Loan Officers grow their businesses.
At City & County Credit Union, we work relentlessly as a not-for-profit financial cooperative to provide the best for our members, employees and community. Guided and owned by our members, we offer financial accounts and tools that make our members' financial lives less stressful.
445 Minnesota St, Suite 1550, Saint Paul, MN, 55101
As hard money lenders in St Paul, MN our mission is to deliver low rates and fast approval for every client. We often provide funding in only a few days for hard money loans in Saint Paul and throughout Minnesota.hard money lenders in St Paul, MN our mission is to deliver low rates and fast approval for every client.
BankCherokee works for community business. Community is all about us working together. It’s what makes our community bank and your community business go. At BankCherokee, we know this after more than 100 years in the neighborhood. Today, everything we do reflects our commitment to your success.
60 East Plato Blvd, Suite 100, Saint Paul, MN, 55107
Drake Bank is a purpose-driven independent bank in St. Paul. We were founded in 2002 by a group of successful local entrepreneurs committed to helping others succeed for the shared prosperity of their community. Our 70+ founders invested their own money to fund the first business loans, and many are still shareholders today.
