USDA Vs. FHA Pro and Con comparison in West-New-York, Hudson County, NJ
For 2025, the USDA loan cap in West-New-York, located in Hudson, NJ, is set at $0, whereas the FHA ceiling is $822,375 for single-family homes.
Use the Lendersa® USDA loan calculator to assess current USDA versus FHA rates. Determine the income, credit, reserves, and paperwork needed for qualification. Our cutting-edge mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting you in choosing the most suitable program for your financial situation in .
Loan caps and down payment requirements in West-New-York, Hudson, NJ for 2025
Loan Type
Loan Cap
Down Payment
USDA
$0
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA lending solutions in West-New-York, NJ
The goal of Lendersa® is to quickly and smoothly connect you with the best USDA or FHA loan. Choose any of the three starting options to connect with lenders offering USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also called the USDA rural development loan or USDA mortgage, serves rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans need no down payment.
Harbor Bank of Maryland opened its doors in September of 1982 with $2.1 million in assets. As of December 31, 2015, Harbor Bank's assets were $288 million. The bank conducts general banking business in seven branch locations and primarily serves the Baltimore, Maryland Metropolitan area. The Bank also has a branch in Riverdale,
Provider was founded in the aftermath of the financial meltdown on the premise that every individual deserves to be treated fairly regardless of their financial knowledge or negotiating ability. Provider believes that the purchase or refinancing of a home requires careful evaluation of each client’s individual financial circumstances.
20 South Charles Street, Suite 1000, Baltimore, MD, 21201
AGM Financial Services, Inc. is a leading FHA Lender providing financing for both Market Rate and Affordable housing communities. AGM arranges federally insured mortgages for apartment projects under FHA’s MAP (Multifamily Accelerated Processing) program. AGM is also an approved Lender for FHA’s Low Income Housing Tax Credit Pilot Program
400 W. Franklin St., Suite 300, Baltimore, MD, 21201
PSG Lending was established in 2015 by an experienced team of mortgage banking professionals. With a focus on commercial bridge loan opportunities between $150,000 and $10,000,000, PSG Lending is a direct lender and capital partner. Our approach to lending is to build long term relationships by providing a transparent, reliable and swift process to
100 Owings Court, Suite 13, Reisterstown, MD, 21136
HFS Financial Services offers consumer financing for swimming pool and home improvement projects in all 50 states. 100% No Money Down, & No Equity Required! Loan amounts up to $250, 000 starting at 2.99%.
Call 1-800-254-9560 or apply online today!
Now, you can finally get that in-ground pool or remodeled bathroom you've always wanted
We offer commercial financing for non-owner occupied rental properties, strip shopping centers, apartment buildings, rental homes Serving the investor community of Maryland, Baltimore City, DC and Northern Virginia since 1992 we provide a fast track seemless process to obtaining loans.
At Peoples Choice Mortgage we value our family. In turn, we treat all of our clients like family. We know that understanding finances isn’t always a straight path. That’s why we work to develop and educate all of our clients throughout the loan process. Our focus is empowering you to make a financial choice that fits your needs.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
