USDA and FHA Pro and Con in Howell, Monmouth County, NJ
As of 2025, the USDA loan maximum in Howell, county of Monmouth, NJ, is $776,600, whereas the limit for FHA on a single-family home is $1,089,300.
Utilize the Lendersa® USDA loan calculator to compare today's USDA and FHA most competitive rates. Determine the necessary income, credit, reserves, and documentation for qualification. Our sophisticated mortgage calculator enables you to view USDA, FHA, Conforming, and VA loans side by side, helping you decide which option in suits your financial circumstances best.
2025 loan caps and down payment requirements in Howell, Monmouth, NJ
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Options for USDA and FHA loans in Howell, NJ
The aim of Lendersa® is to connect you with the ideal USDA or FHA loan as efficiently and seamlessly as possible. Start with one of three available pathways to identify lenders and explore USDA loan programs.
The USDA home loan, backed by the U.S. Department of Agriculture—commonly referred to as the USDA rural development loan or USDA mortgage—is only available in rural areas. This loan does not require any down payment, unlike FHA loans, which mandate a minimum down payment of 3.5%.
2301 Cedar Springs Road, Suite 200, Dallas, TX, 75201
Revere Capital brings institutional execution to the middle market real estate space. The principals have over $3 billion of real estate transaction experience across private equity, real estate investment banking & workouts. This experience, coupled with discretionary balance sheet capital, allows us to lend on and acquire completed transactions.
325 North St. Paul Street, Suite 3100, Dallas, TX, 75201
At GenWealth Capital Commercial, we believe that building strong client relationships is incredibly important. We do this by educating our Clients during the review process and providing information on real estate trends and topics. Education and transparency are keys to making real estate funding an efficient process.
1919 McKinney Avenue, Suite 100, Dallas, TX, 75201
AsertaLoans is a mortgage brokerage company, founded to make the homebuying process easier for homeowners with super low rates. With AsertaLoans, you fill out just one application with one Mortgage Loan Officer, then we check with several wholesale lenders to bring you the lowest rate. This means lower monthly payments for homeowners.
Waterloo Mortgage Everyday all across the great State of Texas we are working to help families realize the American dream. We provide specialized home-buying and refinancing services, and our approach is focused on addressing their needs and financial situations throughout the entire real estate financing process.
Benchmark Commercial Lending was founded with the simple objective of helping businesses grow, while giving investors and Lending Partners above market returns. We believed that both objectives could support each other and We understand that the traditional bank is your cheapest, but often most difficult, source of capital with which to operate and
Community State Bank of Canton is a full-service bank. The bank accepts deposits, makes loans and provides other services for the public. Resources and experience to help you achieve your savings goals. Our Individualized banking and account options to meet your unique needs. We hope everyone enjoys our new service for our customers.
U.S. LENDING PARTNER a DBA of AmRes Corp. We are a full service mortgage company based in Dallas, Texas. We specialize in FHA, VA, USDA, and Conventional Loans. Serving the surrounding areas in Dallas County, Ellis County, Tarrant County, Parker County & Johnson County. Whether you are buying a home or refinancing.
2911 Turtle Creek Blvd, Suite 300, Dallas, TX, 75219
Bedrock Lending was founded in 2005, with a goal of addressing the needs of the growing base of highly educated consumers/borrowers who are looking for quicker, easier access to mortgage loans at the best price. With the traditional mortgage broker process proving to be slow and tedious for customers in a faster-paced, technology-driven world.
3838 Oak Lawn Avenue Suite 1500, Dallas, TX, 75219
Residential Capital Partners is a leading hard money lender with a national scope and a local presence in each market we serve. We are dedicated to the customers we serve and we understand the demands of the single-family residential purchase and rehabilitation process. Given the breadth and depth of our experience over the last 10 years
The Bay Mountain Capital team is more than just a group of employees, we’re a family. We’re dedicated to delivering the best service and expertise with 100+ combined years of experience in the real estate industry. Our people are the driving force for our company and together our team upholds our core values: excellence, integrity, improvement and
Since 1936, Resource One has been delighting members with over 60, 000 members worldwide today.
Resource One was originally chartered on July 15, 1936, under the name of Sears Dallas Employees Federal Credit Union. Our mission was to fulfill the financial needs of the employees of the Catalog Order Plant of Sears, Roebuck,
