USDA Loan Vs. FHA loan pro & con for Howell, Monmouth County, NJ

In 2025, USDA loan limit in Howell, county of Monmouth, NJ is $776,600 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Howell, NJ

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New Jersey?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(310) 954-1602 2444 miles Lender's profile and map Reviews Budget Mortgage Group 1849 Sawtelle Blvd., Suite 700, Los Angeles, CA, 90025 udget Mortgage Corp and related companies have been serving California over 65 years. Since 1950, the companies have focused on originating high quality real estate loans as a direct lender. The average tenure of each of the managers is over 22 years in the industry. Our primary market is California.
818 635 6490 2444 miles Lender's profile and map Reviews Fidelity Mortgage Lenders, Inc. 11952 Wilshire Boulevard, Los Angeles, CA, 90025 Fidelity Mortgage Lenders, Inc. has been funding real estate loans in Southern California since 1971. At Fidelity Mortgage Lenders, we base our loan qualifications on the property value, not on the borrowers’ credit. We can fund your next Commercial Real Estate Loans, whether small or large. No Tax Returns, Fast Funding.
310-696-2134 2444 miles Lender's profile and map Reviews Dominion Mortgage 1990 S. Bundy Drive, Suite 640, Los Angeles, CA, 90025 Dominion Mortgage Corporation is a privately held real estate mortgage lender that finances income-producing commercial and healthcare properties nationwide. Founded in 1977 in West Los Angeles, California, Dominion was formed to provide time-sensitive, fair and creative underwriting solutions to fund your mortgage loan.
844.223.7496 2444 miles Lender's profile and map Reviews CoreVest 11601 Wilshire Blvd., Suite 370, Los Angeles, CA, 90025 CoreVest is a private lender that specializes in loans to residential real estate investors. We offer long-term loans for stabilized rental properties and portfolios, short-term bridge loans and credit lines for acquisitions, as well as construction financing and build to rent loans.
(424) 270-0748 2444 miles Lender's profile and map Reviews Patch of Land 1964 Westwood Blvd, Suite 350, Los Angeles, CA, 90025 Patch of Land is crowdfunding real estate through its P2RE (peer-to-peer) online marketplace offering various typologies of secured real estate debt on assets backed by first position liens and personal guarantees.We make it possible to invest and make a good return while also contributing to something good.
(877) 723-3128 2444 miles Lender's profile and map Reviews Safe 1 Credit Union 8200 Granite Falls Drive, Bakersfield, CA, 93312 In 1952, a small group of dedicated and concerned state employees from Union #35 met for the purpose of forming a financial cooperative for co-workers and their families. From these very humble beginnings, Safe 1 Credit Union was founded and formed. The first Safe 1 ""office"" was actually a room located in the home of our first manager.
(661) 716-1260 2444 miles Lender's profile and map Reviews Local Lenders Group locallend!51424, Bakersfield, CA, 93312 Local Lenders Group is a California Mortgage Company offering the most competitive mortgage interest rates, and fees. We specialize in the following loan products : FHA, VA, Conventional, Jumbo's, Private Money and Refinances. Customer service is very important to us. As we continue to improve and expand our services,
(661) 330-1424 2444 miles Lender's profile and map Reviews Borda Mortgage Advisors 1006 Calloway, Suite B, Bakersfield, CA, 93312 We're committed to helping you refinance with the lowest rates and fees in the industry today. Check out our Low Rates, Calculate your Payment, or Start the Process Today! We serve all of California, our office is located in the central valley of California. We thrive on the success and satisfaction of our clients.
(661) 472-0862 2444 miles Lender's profile and map Reviews 1st Choice Lending 11412 Jimrik Avenue, Bakersfield, CA, 93312 1st Choice Lending or 1st Choice Real Estate in Bakersfield, CA. We are committed to your satisfaction. Specializing in Reverse Mortgages for age 62+ and VA Loans and Investor Fix and Flip up to 90% Purchase Price plus 100% of Renovation Cost. Standard FHA and Convention Purchase, Refinance and Cash out.
(661) 342-7800 2444 miles Lender's profile and map Reviews Team Windes 4801 Calloway Drive Suite 103, Bakersfield, CA, 93312 Team Windes mission is to serve our customers with honesty, integrity and competence.Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible and also Todd and Sasha Windes all types of home mortgage loans ranging from first time home buyer’s programs to the most sophisticated .
(310) 926-0844 2444 miles Lender's profile and map Reviews Supreme Mortgage Group 6080 Center Drive, Los Angeles, CA, 90045 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.