USDA Vs. FHA your options comparison in West-Freehold, Monmouth County, NJ
In 2025, the USDA loan limit for West-Freehold, Monmouth county, NJ is $657,900, while for single-family homes, the FHA limit is $822,375.
Utilize the Lendersa® USDA loan calculator for a comparison of today's USDA versus FHA rates to analyze the income, credit score, reserves, and documents needed for eligibility. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA programs side by side, which will help you identify the best option for your financial needs in .
2025 Loan Limits and Downpayment Requirements in West-Freehold, Monmouth, NJ
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Options in West-Freehold, NJ
Lendersa® aims to provide you with the best USDA or FHA loans quickly and effortlessly. Choose one of three paths to connect with matching lenders and access USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also known as the USDA rural development loan or mortgage, is meant for rural areas only. In contrast to FHA loans requiring a 3.5% down payment, USDA mortgages require none.
North Star Credit Union opened in 1939 as Northern Farmer’s Co-op Credit Union, sponsored by the Northern Farmer’s Co-op Society. The Credit Union was based out of the Co-op Store until it burned down in October 1994. After operating out of the BIC building for some time, the Credit Union was able to relocate in January 1996 to Main Street.
We recognize that the dream of owning a home is a personal and emotional one. We are here to provide you with as much information as you need to start your mortgage journey. Our team is trained at the highest level to offer Conventional, FHA, USDA, VA, Jumbo, Reverse, Renovation Mortgages and Construction loans.
At CFN Mortgage Capital, we consistently provide an exceptional customer experience by delivering superior mortgage financing solutions by a well-trained and talented staff of industry professionals. CFN takes advantage of the latest innovative advances in technology, making the financing process more efficient and cost effective.
Our team of mortgage brokers are committed and our certainty of execution is what sets us apart and is at the heart of everything we do – from innovating in simplifying due diligence to streamlining loan documents. Borrowers can expect nothing less than personal service from in-market experts who can and will deliver solutions for any deal.
10300 Southwest 72 Street, Suite 465, Miami, FL, 33173
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
E-Mortgage Bankers is a Florida Licensed Mortgage Brokerage Business. We offer many source of financing. giving our clients the best options available. This also gives our Loan Officers the leverage to compete against anyone and everyone in the industry. Our objective is to keep growing with a huge emphasis on technology.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
9360 Southwest 72nd Street, Suite 225, Miami, FL, 33173
Welcome to Home Mortgage Center; we're here to help with services such as Reverse Mortgages & Private Loans. We offer solutions for your needs on an appointment only basis to provide a personalized approach! We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools,
