USDA Vs. FHA Pro and Con comparison in Manalapan, Monmouth County, NJ
For 2025, the USDA loan limit in Manalapan, county of Monmouth, NJ, stands at $776,600, whereas the FHA limit is set at $1,089,300 for a single-family dwelling.
Lendersa® offers a USDA loan calculator for comparing the most competitive USDA and FHA rates available today. It also aids in assessing the required income, credit, reserves, and documents necessary for qualification. Our state-of-the-art mortgage calculator allows you to evaluate USDA, FHA, Conforming, and VA loans side by side, enabling you to select the most suitable program in for your financial position.
2025 Loan Limits and Downpayment Requirements in Manalapan, Monmouth, NJ
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Manalapan, NJ
The aim of Lendersa® is to provide you with the best USDA or FHA loan with speed and ease. Choose from three available starting points to connect with matching lenders and USDA loan programs.
A USDA home loan is a government-backed mortgage via the Department of Agriculture, commonly referred to as the USDA rural development loan. It is designated for rural areas exclusively. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage requires no down payment whatsoever.
Carson Consumer Discount Co Inc is located in Wellsboro, PA, United States and is part of the Nondepository Credit Intermediation Industry. Carson Consumer Discount Co Inc has 3 total employees across all of its locations and generates $381, 490 in sales (USD). (Sales figure is modelled). There are 2 companies in the Carson Consumer Discount.
97% of Citizens & Northern Bank customers say they would recommend us to their family and friends. As Your Bank for a Lifetime, it's our mission to create value through lifelong relationships with our neighbors in Pennsylvania and New York. We believe managing your finances should be a fulfilling, trouble-free experience.
From the day we opened our doors in 1951 to today, Community State Bank has valued Fairness. The founders, unable to secure fair lending from banks in neighboring, more affluent counties, were compelled to start a bank where everyone had the opportunity to get a loan and had access to good banking products, close to home.
Webster Five is a $1 billion community bank with seven convenient branches, serving Central Massachusetts with offices in Auburn, Dudley, Oxford, Shrewsbury, Webster and Worcester. For over a century, the bank has developed a reputation for outstanding personal service, community support and fiscal strength.
270 Walker Drive, Suite 110E, State College, PA, 16801
HELPMEBA is a safe haven that allows the curious to learn about the mortgage market without feeling compelled to buy anything. Brian Allen the owner offer free consultations and seminars on First Time Home Buying, Credit Scoring, Equity Management, and Reverse Mortgages. Whether you are a couple looking for your first home.
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100 North Patterson Street, State College, PA, 16801
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1402 S. Atherton Street, Suite 002, State College, PA, 16801
We're Principle Home Mortgage - a full service Pennsylvania mortgage broker offering the loans that will fit your needs. Our offices are located in State College, and we have decades of experience in Pennsylvania mortgages. Our mission is to provide exceptional customer service for all borrowers no matter the situation.
