USDA Vs. FHA Pro and Con comparison in East-Freehold, Monmouth County, NJ
As of 2025, the USDA loan limit in East-Freehold, in the county of Monmouth, NJ, is $657,900, whereas the FHA limit for a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to compare the best rates between USDA and FHA available today. Assess necessary income, credit, reserves, and documents for qualification. Our comprehensive mortgage calculator enables you to see USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the right program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in East-Freehold, Monmouth County, NJ
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Explore USDA and FHA Loan Options in East-Freehold, NJ
Lendersa® aims to provide you with an optimal USDA or FHA loan swiftly and with ease. Consider one of three initial steps that lead to matching lenders and USDA loan offerings.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is available only in rural neighborhoods. Unlike FHA loans that require a down payment of at least 3.5%, USDA loans require no down payment.
Region Mortgage specializes in Conventional, FHA, JUMBO, USDA, and VA financing. We custom tailor each loan program to make sure it is the right fit for our clients. We will walk you through the process to make sure you are informed along the way and have all of the adequate knowledge to select the right loan product for you and your family.
Tech Credit Union is a Northwest Indiana based financial institution that provides banking & loan services to the residents and businesses of several NW Indiana and Illinois counties. Being a member-owned and not-for-profit financial institution allows our members to enjoy access to the latest banking services, lower rates on loans
We take pride in providing all of our clients with an honest consultation, a transparent process, expert loan advice, and a streamlined mortgage experience. The Wells team prides itself on friendly, attentive, and proactive service. You will always be able to speak or meet with us personally.
"Full Service Real Estate Company that Guarantees the Sale of a Home or They'll Buy It!* *Seller and Kirk must agree on price and closing date.
While many agents will promise to sell your home, the reality of the real estate market is that this simply doesn't always happen. Even if the home does eventually sell, the homeowner"
Embassy National Bank provides expert business and personal banking services to the local community. With a focus on small business lending and banking, Embassy National Bank works to help growing businesses find the capital they need to continue to expand and thrive. With decades of combined experience, the team at Embassy National Bank supplies b
1505 Lakes Parkway, Suite 100, Lawrenceville, GA, 30043
Peach State Federal Credit Union serves more than 60, 000 members in Georgia and South Carolina. In 2012, the Board of Directors voted to change the credit union's name to Peach State Credit Union to better reflect our membership base. Peach State offers membership to the employees of our sponsor Boards of Education and many select employee groups.
1130 River Overlook Court, Lawrenceville, GA, 30043
GHL Financing Experience was birthed from years of collaboration with Consumers, Top Real Estate Professionals, & Service Focused Mortgage Lending Consultants to Deliver Best in Class Loan Products, Service, & Wealth Building Tools. GHL lifetime clients & partners receive FREE quarterly in-person and online LIVE training to help build wealth.
We are a community owned and operated bank that has served Brook and the surrounding communities for over 85 years. Visit our page often for community news and discussion as well as important bank announcements.Facebook page. We are a community owned and operated bank that has served Brook and the surrounding communities for over 85 years.
Springs Valley Bank & Trust Company will enhance the financial quality of life in our communities by focusing on you. We value COMPETENCE. Initiative without competence is emphasizing effort, when results are what really matters. Continuous learning provides knowledge which allows us to care for our customers.