In 2025, the USDA loan ceiling in Hillside, Union county, NJ, is $0, whereas the FHA limit for a single-family home is $1,089,300.
Take advantage of the Lendersa® USDA loan calculator to compare today's optimal USDA and FHA rates, determining the required income, credit, reserves, and documentation for approval. Our advanced mortgage calculator provides side-by-side comparisons of USDA, FHA, Conforming, and VA programs to help you choose the right fit for your financial needs, especially in .
2025 Loan Limits & Down Payment Requirements in Hillside, Union county, NJ
Loan Type
Loan Maximum
Down Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Hillside, NJ
Lendersa® strives to offer the swiftest, most efficient USDA or FHA loans available. Choose from three starting points to connect with lenders and explore suitable USDA loan programs.
A USDA home loan, supported by the government's Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusive to rural areas. In contrast to FHA loans requiring at least a 3.5% down payment, USDA loans do not require any down payment.
Brookview Financial, Inc. is a 25 year old national private mortgage lender with a focus on funding value-add real estate projects, including the purchase and renovation of houses and small balance commercial loans. Since our formation, we have closed over $1 billion in small balance mortgage loans through our portfolio companies
Iron Workers Bank understands the importance of loyalty in maintaining local business and local clients. Founded in 1879 in Chester, PA, Iron Workers Bank was the original peoples' bank. Named after the local artisans' that built the iron-clad ships in the local ship yard, the name is derived from the people it served in the early days.
"Sun East Federal Credit Union is a cooperative financial institution, owned and operated by its members. We’re committed to serving your financial needs and exceeding your expectations.
We’re proud to serve approximately 52, 000 members and more than 1, 000 select employer groups with more than $744 million in assets."
Waterbury Postal Employees Federal Credit Union has been serving United States Postal Service employees in Waterbury and Naugatuck, their families, and our community in the "Brass City" since 1939. We're here to help our members achieve and maintain financial stability and success — now and into the future.
Connex Credit Union is one of Connecticut's largest credit unions serving more than 62, 000 members at 8 branches throughout greater New Haven. Headquartered in North Haven, Connecticut, Connex is a full-service member-owned credit union that offers members a full range of financial services and products, including savings and loans.
New Haven County Credit Union, Inc. is a non-profit financial institution organized to serve the changing financial needs of all the member owners. We are very different from a bank; the people who do business with us are our members, not our customers. We look forward to having the opportunity to serve you and your family.
MSI Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism, and consideration.
Ascend Financial Network LLC are a residential/commercial lending brokerage that combines a complete knowledge of the financial markets and strong relationships with numerous lenders, to formulate the best financing options available for our clients.We have built a strong reputation as an outstanding mortgage-firm, serving the lending needs.
"We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending"
Ulster Federal Credit Union is a non-profit association of member owners whose goal is to provide a variety of financial services that feature benefits and advantages over those generally available from other banking sources and to encourage their use with the specific intent of helping our members improve their personal financial status.
