USDA Vs. FHA Pro and Con comparison in Hillside, Union County, NJ
In 2025, the USDA loan ceiling in Hillside, Union county, NJ, is $0, whereas the FHA limit for a single-family home is $1,089,300.
Take advantage of the Lendersa® USDA loan calculator to compare today's optimal USDA and FHA rates, determining the required income, credit, reserves, and documentation for approval. Our advanced mortgage calculator provides side-by-side comparisons of USDA, FHA, Conforming, and VA programs to help you choose the right fit for your financial needs, especially in .
2025 Loan Limits & Down Payment Requirements in Hillside, Union county, NJ
Loan Type
Loan Maximum
Down Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Hillside, NJ
Lendersa® strives to offer the swiftest, most efficient USDA or FHA loans available. Choose from three starting points to connect with lenders and explore suitable USDA loan programs.
A USDA home loan, supported by the government's Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusive to rural areas. In contrast to FHA loans requiring at least a 3.5% down payment, USDA loans do not require any down payment.
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