In 2026, the maximum USDA loan amount for a single-family home in Kenvil, nestled in the county of Morris, NJ, is set at $776,600, whereas the FHA loan limit is $1,089,300.
Take advantage of the Lendersa® USDA loan calculator to compare the top USDA and FHA mortgage rates of today. This tool will aid in evaluating necessary income, credit standings, available reserves, and documentation required to qualify. Using our comprehensive mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side to better determine which choice aligns with your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $776,600 | 0% |
| FHA | $1,089,300 | 3.5% |
| Conventional Conforming | $1,089,300 | 3% |
The goal of Lendersa® is to swiftly provide you with the ideal USDA or FHA loan with minimal hassle. Initiate one of three available pathways to connect with lending institutions and USDA programs that fit your requirements.
A USDA home loan, backed by the U.S. Department of Agriculture, is often called a USDA rural development loan or simply USDA mortgage. These loans are available only for properties located in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans have no down payment requirement at all, making them particularly advantageous for eligible applicants.
Enter your location to find out if it qualifies for USDA rural housing loan?
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