USDA Loan Vs. FHA loan pro & con Mine-Hill, Morris County, NJ

For Mine-Hill in Morris County, NJ, the USDA loan cap in 2025 is noted as $657,900, compared to an FHA cap of $822,375 for single-family residences.

Compare today's optimal USDA and FHA rates using the Lendersa® USDA loan calculator. Assess income, credit, reserves, and the necessary paperwork for qualification. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA programs side by side, aiding in choosing the right one for your financial needs in .

Available USDA and FHA loans in Mine-Hill, NJ

Lendersa® aims to connect you with top-tier USDA or FHA loans swiftly and effortlessly. Begin with one of three pathways designed to align lenders with USDA loan programs.

Understanding USDA Loans in NJ

Backed by the Department of Agriculture, USDA home loans, often referred to as USDA rural development loans or USDA mortgages, are accessible only in rural areas and require no down payment, unlike FHA loans mandating a minimum of 3.5% down payment.

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(732) 322-8521 Lender's profile and map Reviews BANKNET MORTGAGE SERVICES 172 Washington Valley Road, Suite 2A, Warren, NJ, 07059 Banknet Mortgage, a hometown mortgage company serving the State of New Jersey since 1991. Our unique business model will provide you with access to mortgage programs offered by some of the largest and most respected financial institutions in the country, as well as provide you with access to several local Bank portfolio programs
(908) 858-2220 Lender's profile and map Reviews HomeGotOwned 786 Mountain Blvd, Suite 202, Watchung, NJ, 07069 We deliver the absolute best lending experience through knowledge, communication, and care. Our mission supports the growth and strength of our communities and provides a pathway to the dream of homeownership. Whether you are a new home buyer looking for a first time mortgage or needing to refinance your home mortgage.
(732) 302-1243 Lender's profile and map Reviews TOP VINE MORTGAGE SERVICES, L.L.C. 786 Mountain Blvd, Suite 202, Watchung, NJ, 07069 Top Vine Mortgage Services was formed to ensure customer satisfaction is met. By partnering with the nation's top financial institutions, our distinctive approach to mortgage financing means we can virtually guarantee our clients receive the best rates and terms available. With years of experience and deep industry insights,
(732) 243-0140 Lender's profile and map Reviews MLB Residential Lending, LLC 51 Commerce Street, Suite 101, Springfield, NJ, 07081 MLB Residential Lending serves the lending needs of home buyers, home owners, real estate professionals and builders. Our staff are passionate about assisting others in fulfilling the American Dream of home ownership, making the process as simple as possible. As a community-focused lender,
(732) 713-3403 Lender's profile and map Reviews KEYPOINT MORTGAGE, LLC 150 Morris Avenue Suite 206,, Springfield, NJ, 7081 At Keypoint Mortgage LLC, we are proud to offer a wide range of mortgage loan options for clients at all levels, from first-time buyers through seasoned real estate investors. To help determine the best loan program for you, consider the following: How important is payment certainty? If knowing that your payment will be the same
(973) 218-0022 Lender's profile and map Reviews PRIME TIME MORTGAGE CORPORATION 275 US-22, Springfield Township, Springfield, NJ, 07081 Prime Time Mortgage Corp. is a full service Mortgage Banker offering Residential Conventional, FHA/VA and Alt-A loans in NJ, NY, FL and VA. We also offer commercial loans in every state. We are a direct lender and have in-house processing for all loan files. We work with each borrower.
(973) 595-7800 Lender's profile and map Reviews Dynamic Financial Consultants Inc 502 Hamburg Turnpike, Suite 208, Wayne, NJ, 07470 Dynamic Financial Consultants Inc is a leading Mortgage Broker, agency, connecting borrowers to lenders. Our professional mortgage loan officers team takes on all the duties of maintaining your smooth mortgage process, allowing you to enjoy the process without having to deal with any of the hassles.
(908) 459-4121 Lender's profile and map Reviews First Hope Bank 1301 Hope Bridgeville Road, Hope, NJ, 07844 First Hope Bank is a family operated community bank that has been in operation since 1911. We are a full-service bank with products ranging from deposit accounts to loans to investment and insurance products offered by either our Trust Department or Raymond James Financial Services, Inc.
(973) 785-9200 Lender's profile and map Reviews North Jersey Federal Credit Union 711 Union Blvd, Totowa, NJ, 07512 In 1936, North Jersey Federal Credit Union was founded. Our vision is to provide service to all members beyond their expectations to create a “Wow Experience” for each of them. We will be convenient, efficient and effective in serving our members throughout the community. Our goal is to enable our members to have financial freedom.
(973) 790-4400 Lender's profile and map Reviews Homeland Realty 254 Union Boulevard, Totowa, NJ, 07512 Homeland Realty is North Jersey’s top internet marketer of real estate properties. At HomeLandRealtyNJ.com you can find information on local schools, weather, local information, links and other local resources for Totowa, Wayne, Clifton, Paterson and surrounding communities. Homeland Realty NJ, can assist you with a variety of real estate services.
(973) 595-5626 Lender's profile and map Reviews North Capital Funding Corporation 535 Union Boulevard, Totowa, NJ, 07512 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.