USDA Loan Vs. FHA loan for Mine-Hill, NJ [Morris County Rates 2023]

In 2025, USDA loan limit in Mine-Hill, county of Morris, NJ is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Mine-Hill, NJ

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in New Jersey?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(208) 629-0606 2124 miles Lender's profile and map Reviews PMR - Premier Mortgage Resources LLC 3363 E. Presidential Dr, Suite 200, Meridian, ID, 83642 At PMR, we are determined to provide excellent customer service, fantastic mortgage programs, and offer competitive rates to all of our customers. We have branches with dedicated loan officers throughout the US, ready to help you try to buy the house of your dreams. All loans are subject to underwriting approval.
(208) 854-7800 2124 miles Lender's profile and map Reviews Capital Mortgage 1857 S Millennium Way, Suite 100, Meridian, ID, 83642 Capital Mortgage, LLC you will be treated like a person, not a number. We will help you understand and navigate this seemingly complicated process. Everyone needs someone they can count on to make this dream into reality. Pick up the phone and call Capital Mortgage today and you can feel comfortable knowing
(208) 375-5626 2124 miles Lender's profile and map Reviews 1st Choice Mortgage Company, LLC 3023 E Copper Point Dr, Suite 101, Meridian, ID, 83642 1st Choice Mortgage Loan Advisors are Mortgage Experts, we have been in Idaho for over 25 years, so we KNOW IDAHO and we know Idaho Mortgages! We take a newby borrower all the way, and guide them through the complex mortgage loan process. Our Loan Advisors are Advisors, not loan officer.
208 467 5467 2125 miles Lender's profile and map Reviews Hopkins Financial 910 E. Carol St., Meridian, ID, 83646 HFS has taken the simple concept of “bringing people together” and developed a mortgage & real estate brokerage that focuses on each of our client’s success! We look beyond the standard banking guidelines and find solutions that add value. Using real estate equity as security, we will “match” the borrower with our private money sources (Investors)
(602) 631-3200 2125 miles Lender's profile and map Reviews Credit Union West 503 W Van Buren St, Avondale, AZ, 85323 Credit Union West is an award-winning financial cooperative founded in 1951 on the Luke Air Force Base in Glendale, Arizona. Our core principals guide our decisions ensuring integrity and trusted member service. With more than $1 billion in assets and over 80, 000 members, we offer an array of personal banking, business services.
(800) 858-3750 2126 miles Lender's profile and map Reviews STCU 1620 N. Signal Drive, Liberty Lake, WA, 99019 STCU has grown to 600-plus employees, serving more than 170, 000 members at 21 branch locations with $2.6 billion in assets. Although STCU has become the Inland Northwest's largest and most successful credit union, we've never forgotten that our most valuable assets are our members.
(509) 362-0536 2126 miles Lender's profile and map Reviews BEELINE MORTGAGE, LLC 1421 N Meadowwood Lane, Suite 71, Liberty Lake, WA, 99019 We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
(623) 925-9710 2129 miles Lender's profile and map Reviews SunWest Credit Union 650 N Estrella Pkwy, Suite A6, Goodyear, AZ, 85338 Our goal at SunWest Federal Credit Union is to grow as an organization while staying true to our founding mission. Since our doors first opened 83 years ago, we have remained committed to providing exceptional service focused on dedication, integrity, and compassion to help our members grow and thrive.
(623) 432-2021 2129 miles Lender's profile and map Reviews Elite Mortgage Group 17580 W Lavender Ln, Goodyear, AZ, 85338 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(800) 433-1837 2131 miles Lender's profile and map Reviews Numerica Credit Union PO Box 4000, Spokane Valley, WA, 99037 Numerica Credit Union currently has more than 160, 000 members from Spokane, Northern Idaho, the Tri-Cities and Wenatchee Valley. We offer a full line of financial products and services, including mortgages and business products. Membership is open to anyone who lives or works in the State of Washington or the Idaho Panhandle.
(509) 892-9014 2131 miles Lender's profile and map Reviews The Mortgage Warehouse 13617 East 14th Court, Spokane, WA, 99216 We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you