USDA Vs. FHA Pro and Con comparison in Roxbury, Morris County, NJ
In 2025, the USDA loan limit for Roxbury, in Morris county, NJ, is $776,600, while the FHA limit for a single-family home is $1,089,300.
Use the Lendersa® USDA loan calculator to compare today's best rates for USDA and FHA loans, determining the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, guiding you to decide which program in suits your financial situation best.
2025 Loan Limits and Down Payment Requirements in Roxbury, Morris, NJ
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Roxbury, NJ
Lendersa® is dedicated to getting you the best USDA or FHA loan swiftly and without hassle. Start by choosing one of the three steps below to connect with matching lenders and USDA programs.
The USDA home loan, ensured by the government through the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is available only in rural areas. These loans, unlike FHA ones, do not require any down payment.
Advantage Home Loans, LLC is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Jason Jaramillo Owner at Advantage Home Loans, LLC. Jason has been in the mortgage industry for over 16 years. Jason is Licensed in Massachusetts, New Hampshire and Rhode Island.
264 South River Road, Suite 432, Bedford, NH, 03110
Matt Vance Owner/Loan Advisor with Precision Lending, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently.
264 South River Road, Suite 460, Bedford, NH, 03110
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Cambridge Trust is a private bank that creates custom financial solutions to build, grow and protect wealth for the needs of today’s individuals, families, businesses, private partnerships and nonprofit organizations. Each of our clients has a dedicated private banker who understands their needs
I’m Charley Farley with HarborOne Mortgage. Over the past 25 years my team of loan officers and I have helped thousands of New Hampshire homebuyers in Manchester, Concord, Nashua, Salem, Keene, Lebanon, Bedford, Hollis, the North Country and the Seacoast! I've financed thousands of homeowners all over New Hampshire since 1991
10 Bremen Street, 2nd Floor, East Boston, MA, 02128
Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Our mission is to offer to our members a pleasant experience while providing them access to the financial services that meet their changing needs.In the spirit of that Mission Statement, the Chelsea Employees Federal Credit Union is proud to offer our members access to Home Financial Services through this web site.
