In 2026, the USDA loan limit for Roxbury, in Morris county, NJ, is $776,600, while the FHA limit for a single-family home is $1,089,300.
Use the Lendersa® USDA loan calculator to compare today's best rates for USDA and FHA loans, determining the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, guiding you to decide which program in
Compare loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $776,600 | 0% |
| FHA | $1,089,300 | 3.5% |
| Conventional Conforming | $1,089,300 | 3% |
Lendersa® is dedicated to getting you the best USDA or FHA loan swiftly and without hassle. Start by choosing one of the three steps below to connect with matching lenders and USDA programs.
The USDA home loan, ensured by the government through the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is available only in rural areas. These loans, unlike FHA ones, do not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
Bridge Loan Guides
