USDA VS FHA in Roxbury, Morris County, NJ

In 2025, the USDA loan limit for Roxbury, in Morris county, NJ, is $776,600, while the FHA limit for a single-family home is $1,089,300.

Use the Lendersa® USDA loan calculator to compare today's best rates for USDA and FHA loans, determining the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, guiding you to decide which program in suits your financial situation best.

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2025 Loan Limits and Down Payment Requirements in Roxbury, Morris, NJ

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA Loan Options in Roxbury, NJ

Lendersa® is dedicated to getting you the best USDA or FHA loan swiftly and without hassle. Start by choosing one of the three steps below to connect with matching lenders and USDA programs.

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Definition of USDA Loans in NJ

The USDA home loan, ensured by the government through the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is available only in rural areas. These loans, unlike FHA ones, do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Avant Capital Partners
  • 51 Locust Avenue Suite 204, New Canaan, CT, 06840
  • Avant Capital® provides mortgage financing to owners of commercial and multifamily real estate in the $1 to $60+ million range. We focus on properties in major markets nationwide We are experiencing strong demand for our bridge loan product as commercial banks have reduced CRE lending or are unable to meet borrowers’ closing timelines.
  • Bankwell
  • 156 Cherry Street, New Canaan, CT, 06840
  • We pride ourselves on our unique ability to provide customers with a hometown, private banking experience, and the products and technology that meet their everyday needs. Our mission remains the same after 15 years: to provide outstanding personal service and add value to each of the communities we serve.
  • Fenwick Mortgage
  • 59 Grove Street, Unit 1F, New Canaan, CT, 06840
  • We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs
  • Crown Mortgage Services
  • 707 Arnold Avenue, Suite E, Point Pleasant Beach, NJ, 08742
  • We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs & most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.
  • Direct Mortgage Loan Company
  • 7112 Germantown Ave, Philadelphia, PA, 19119
  • Direct Mortgage Loan Company is a private lender specializing in fixed-rate, bridge financing for real estate developers and investors in Philadelphia and the surrounding areas. We lend on land, rehab projects and new construction, on single family, multi family, mixed use and commercial
  • HOME | FRONT Mortgage
  • 7139-41 Germantown Ave, Philadelphia, PA, 19119
  • At Home Front Mortgage. We are the fastest growing, Veteran Owned and Operated, Mortgage Broker on the East Coast. We Were Founded in 2016 by a career Real Estate professional and a Career Mortgage professional. This blend is not only unique, but it guarantees the entire purchase and real Estate process is respected and understood.
  • Peoples Security Bank and Trust Company
  • 150 North Washington Avenue, Scranton, PA, 18503
  • Peoples Security Bank & Trust Company is headquartered in Scranton, Pennsylvania, and is one of the largest community banks in Eastern Pennsylvania, with a footprint stretching from Binghamton, New York down through the Endless Mountains into the Greater Scranton Area, the Poconos, Lehigh Valley, Greater Delaware Valley, Greater Pittsburgh Region i
  • Scranton Times Downtown Federal Credit Union
  • 129 Penn Avenue, Scranton, PA, 18503
  • Scranton Times Downtown Federal Credit Union traces its roots back to 1963 when our country was experiencing economic and social uncertainty. Our original field of membership began with the Scranton Times employees, as well as the employees of WEJL radio station and the Scranton Engraving Company.