USDA and FHA Pro and Con in Succasunna, Morris County, NJ

For 2025, the USDA loan limit in Succasunna, situated in the county of Morris, NJ, stands at $776,600. In contrast, the FHA limit for a single-family residence is $1,089,300.

The Lendersa® USDA loan calculator allows you to compare today's top USDA and FHA rates. This tool helps identify the income, credit, reserves, and documentation required for qualification. By using our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the ideal program for your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Succasunna, Morris, NJ

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Available USDA and FHA Loan Options in Succasunna, NJ

At Lendersa®, our mission is to promptly connect you with the most suitable USDA or FHA loan, free of hassle. Start with one of three options that align with lenders offering USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NJ

A USDA home loan, backed by the government Department of Agriculture, also known as a USDA rural development loan or mortgage, is exclusively available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans need no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Anchor Mortgage LLC
  • 133 River Landing Drive, Suite 100, Charleston, SC, 29492
  • Anchor Mortgage proudly services North and South Carolina.We specialize in VA loans, FHA loans, conventional loans, refinances, commercial and investment loans, fix and flip loans and many more. We are the most creative direct mortgage lenders in the Carolina’s and have helped thousands of our clients get into the home of their dreams.
  • Coastlend Mortgage
  • 2265 Clements Ferry Rd, Suite 208, Charleston, SC, 29492
  • Coastlend Mortgage has been helping families since 2006 and has successfully closed more than 750 mortgage transactions. Our experience combined with exceptional customer service is what separates Coastlend from the rest. Our commitment to providing buyers with the best loans and making sure they have the best experience
  • Brown-Forman Employees Credit Union
  • 850 Dixie Highway, Forester Center 1, Louisville, KY, 40210
  • Founded in 1936, Brown-Forman Employees Credit Union provides a wide range of financial products with a personal touch and genuine concern for our members that sets us apart from the other financial institutions. Credit unions were formed with one concept in mind, "people helping people.
  • SouthEast Bank
  • 12700 Kingston Pike, Knoxville, TN, 37934
  • SouthEast Bank has become a premiere financial institution in Tennessee by delivering exceptional quality service, & innovative Banking products to its clients. Our experienced staff diligently serves our communities with integrity and a sense of pride by offering exceptional service & value to not only our customers, but the community as a whole.
  • The Farmers Bank, Frankfort, Indiana
  • 9 East Clinton Street, Frankfort, IN, 46041
  • The Farmers Bank is a $775 million asset organization chartered in 1876 with headquarters in Frankfort, IN. The Farmers Bank is locally owned and operated with 10 banking offices located in Central Indiana providing retail, business, investment & trust services, mortgage, and electronic banking services.
  • The Lending Mamba
  • 5101 E La Palma Ave Suite 204, Anaheim, Ca 92807, Anaheim, CA, 40110
  • I will get your loan FUNDED. Professional, Honest, and Persistent.Looking to turn your dream of homeownership into a reality? Look no further! Introducing The Lending Mamba's Home Loans tailored just for you. With The Lending Mamba, owning your dream home is easier than ever before. https://thelendingmamba.com/ Our dedicated team works tire
  • LHome
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  • LHOME combats historic redlining and institutional racism by providing access to low-interest loans and financial coaching services. These services are greatly needed, primarily by African American low-income residents of West Louisville who want to grow their small businesses, increase their credit scores,
  • Tennessee Members 1st Federal Credit Union
  • 112 Administration Road, Oak Ridge, TN, 37830
  • TN Members 1st was Oak Ridge’s first credit union chartered by the Federal Government to service the employees of the Department of Energy. In October 2005, TN Members 1st received its community charter for Anderson, Knox, and Roane counties. Tennessee Members 1st Federal Credit Union exists to provide quality financial services for its members.
  • Homepath Mortgage LLC
  • 30 Rockingham Lane, Oak Ridge, TN, 37830
  • Kimberly Richards President has been in the industry since 1985. She has worked as a forensic underwriting auditor with the federal government and private investors; operated several mortgage branches in TN, TX, GA, MS, and AL; and knows every step of a loan from beginning to end.
  • Y-12 Federal Credit Union
  • 501 Lafayette Dr, Oak Ridge, TN, 37830
  • Y-12 Federal Credit Union is a federally chartered not for profit organization, owned by its members, offering a wide range of financial services to its members/owners. The Credit Union was chartered in 1950, to serve the employees of the Union Carbide Y-12 Nuclear Weapons Production Plant.
  • Hendricks County Bank and Trust Company
  • 1 East Main Street, Brownsburg, IN, 46112
  • Our mission at Hendricks County Bank and Trust is to promote economic prosperity-- improving the quality of life in the community we serve. We will do this by providing quality banking services in a professional manner with employees who are empowered to recognize and respond to the needs of our customers.