USDA Vs. FHA Pro and Con comparison in Succasunna, Morris County, NJ

For 2025, the USDA loan limit in Succasunna, situated in the county of Morris, NJ, stands at $776,600. In contrast, the FHA limit for a single-family residence is $1,089,300.

The Lendersa® USDA loan calculator allows you to compare today's top USDA and FHA rates. This tool helps identify the income, credit, reserves, and documentation required for qualification. By using our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the ideal program for your financial situation in .

Explore loan offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in Succasunna, Morris, NJ

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Available USDA and FHA Loan Options in Succasunna, NJ

At Lendersa®, our mission is to promptly connect you with the most suitable USDA or FHA loan, free of hassle. Start with one of three options that align with lenders offering USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NJ

A USDA home loan, backed by the government Department of Agriculture, also known as a USDA rural development loan or mortgage, is exclusively available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans need no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Southern Oaks Mortgage Inc
  • 25060 Avenue Stanford STE 255, Valencia, CA, 91355
  • Southern Oaks Mortgage, Inc. is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • American Family Funding
  • 28338 Constellation Road, Suite 900, Valencia, CA, 91355
  • Established in 1993, American Family Funding has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders, and individual homebuyers throughout California.We are a full-service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.
  • Pacific Funding Mortgage
  • 27433 Tourney Road Suite 150, Valencia, CA, 91355
  • "Pacific Funding Mortgage Division, established in 1995 by President Mike Moeller, has been a top trusted mortgage lender for over 20 years. As a full-service, direct lender we perform both broker and banker sides of each mortgage transaction, which distinguishes us as a leading mortgage company. "
  • Flexi-View Lending
  • 2029 Century Park E, Los Angeles, CA, 90067
  • Discover Flexi-View Lending—your trusted financial partner! With a dedicated team led by Jesse Low, we empower clients through personalized lending solutions. Whether you're purchasing a new home or refinancing, our tailor-made services adapt to your financial goals. Contact us at [email protected] for advice that transforms dreams into re
  • Scott Griffin Financial
  • 1999 Avenue of the Stars, Suite 1100, Los Angeles, CA, 90067
  • Scott Griffin Financial Management Solutions specializes in high-end residential mortgages, offering loans in California. The brokerage caters to high-net-worth individuals to offer 'A' Paper Jumbo Loans through concierge-grade, specialized service.Scott Griffin Financial is one of only a small number of brokerages that can offer the patented.
  • Hard Money Go
  • 10100 Santa Monica Blvd. #300, Los Angeles, CA, 90067
  • Hard money lenders are usually private investors or businesses that specifically handle this type of loan. We offer business loans with the lowest rates, quickest approval times and minimal red tape. We specialize in Hard Money Lending in San Diego.A hard money loan is a way for you to borrow money for property without resorting to traditional
  • Guzzo & Co Inc.
  • 2029 Century Park E, Suite 400 Office 487, Los Angeles, CA, 90067
  • "Led by the Guzzo's family for over five generations in Europe, Guzzo & Co has been primarily associated with merchant activities. Started as an investment company in Italy, Guzzo & Co has expanded its presence in North America with a Mortgage Lending division and continues today to be an active independent investment firm"
  • American Trust Financial
  • 1880 Century Park East, Suite 412, Los Angeles, CA, 90067
  • With Over 30 Years of Combined Experience, Our Team has the Knowledge and Expertise to Ensure Professional, Accurate, High-Quality Service. We can give you an answer within 24 hours to see if you qualify for financing even if you have been turned down by other lenders. We put together a repayment plan with our borrowers that works for them.
  • Hard Money Go - Direct Hard Money Lenders
  • 10100 Santa Monica Blvd. #300, Los Angeles, CA, 90067
  • Hard Money Go specializes in residential and commercial hard money lending throughout Southern California. As the largest single source of private money, we have the ability to fund hard money loans within 10 business days and can get your deals closed under strict time deadlines.
  • Century City Mortgage
  • 1801 Century Park East #1101, Los Angeles, CA, 90067
  • Century City Mortgage is a full service mortgage brokerage operation that provides financing across almost all real estate categories. Our goal has been to provide property owners of all levels with not just financing, but long term strategy advice for their particular situation.
  • Archway Funding
  • 1875 Century Park East, Suite #900, Los Angeles, CA, 90067
  • Archway Capital is an alternative investment manager that provides short-term, bridge financing secured by commercial and residential real estate nationwide. Archway and it's affiliated funds have over 600MM in AUM. Archway offers quick, reliable and flexible lending solutions to help real estate sponsors meet their investment objectives.