USDA Vs. FHA Pro and Con comparison in Kingston-Estates, Camden County, NJ
In 2025, USDA loan limit in Kingston-Estates, county of Camden, NJ is $345,000 while FHA limit is $431,250 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Kingston-Estates, county of Camden, NJ
Loan Type
Loan Limit
Down payment
USDA
$345,000
0%
FHA
$431,250
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA loan options in Kingston-Estates, NJ
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
701 Palomar Airport Road, Suite 300, Carlsbad, CA, 92011
We directly fund between $9-$10 billion a year in home loans. This means we process, underwrite & wire the funds. If we do not have a loan option for our client “in-house, ” we will process the loan and submit it to an investor for underwriting and funding. Having both these funding sources allow us to provide the best loan options for our clients.
701 Palomar Airport Road, Suite 300, Carlsbad, CA, 92011
We are a full service mortgage lending company with an experienced staff offering expertise in every area of mortgage lending, from purchase to refinance to home improvement to debt consolidation to construction lending. With access to over 100 full range mortgage sources, our lending specialists are dedicated to finding you the right loan.
2121 Palomar Airport Road, Suite 204, Carlsbad, CA, 92011
At Bluefire Mortgage Group, we understand the apprehension you may feel when buying a home and looking for financing. We do our very best to help you overcome your apprehension and understand all aspects of your mortgage and how it works. We are committed to responsible lending and pride ourselves on delivering exactly what we promise.
703 PALOMAR AIRPORT ROAD SUITE 225, Carlsbad, CA, 92011
La Costa Loans’ private money provides short term financings ranging from $50,000 to $1,500,000 when traditional capital sources are unavailable, too slow or too costly. These private money loan transactions are often less costly than equity partnerships, more flexible in underwriting the collateral and borrower than institutional debt.
740 Corporate Center Dr, Suite 900, Pomona, CA, 91768
VRM Lending LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service – putting the people we serve first. Our goal is to carefully guide you through the home loan process so that you can confidently select the right mortgage for you and your family from the many mortgage options.
3201 W. Temple Avenue, Suite 120, Pomona, CA, 91768
CMF is mortgage banking company owned by two leading Southern California credit unions providing homebuyers & homeowners with customized home financing solutions for over 10 years. CMF has become a premier mortgage lender by delivering quality residential mortgage lending programs to satisfied customers.
"At Jensen Kelly LLC we have spent years cultivating relationships not only with our clients, but also with the top quality lenders we broker loans through.
We pride ourselves on remaining informed and updated on the continually evolving lending industry. This allows us, as professionals,"
The Cascadia Mortgage team is committed to providing clients with the highest quality financial services combined with competitive rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
15423 South East 272nd Street, Suite 110, Kent, WA, 98042
Pinnacle 1 Mortgage was established by Jeff Coates (LO#: 130695) in June of 2006. Jeff and his staff are well established in the community and pride themselves in excellent Customer Service. Jeff establishes relationships with his clients and provides them with the necessary information to insure a positive transaction.
