As of 2025, the USDA loan maximum in Cherry-Hill, situated in Camden county, NJ, is $345,000, whereas the FHA limit for a single-family dwelling is $431,250.
Make use of the Lendersa® USDA loan calculator to evaluate current USDA versus FHA rates, and identify the income, credit standards, reserves, and documentation necessary to qualify. Our advanced mortgage calculator demonstrates USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the most suitable program in
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| Type of Loan | Maximum Loan | Down Payment | |
| USDA | $345,000 | 0% | |
| FHA | $431,250 | 3.5% | |
| Conventional Conforming | $548,250 | 3% |
At Lendersa®, our aim is to promptly and smoothly provide you with the best USDA or FHA loan options. Choose one of three starting points to connect with matching lenders and explore various USDA loan programs.
A USDA home loan is supported by the government through the Department of Agriculture, also called a USDA Rural Development Loan or USDA mortgage, and is exclusively available in rural areas. In contrast to FHA loans, which need a minimum 3.5% down payment, the USDA mortgage demands none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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