USDA Vs. FHA Pro and Con comparison in Ashland, Camden County, NJ

In 2025, USDA loan limit in Ashland, county of Camden, NJ is $381,800 while FHA limit is $529,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Ashland, county of Camden, NJ

Loan Type Loan Limit Down payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Ashland, NJ

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in New Jersey?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Greenbox Mortgage
  • 29138 Pacific Coast Hwy 111, Malibu, CA, 90265
  • Providing you "Foundations for Your Future." Whether buying your family home, refinancing your existing home, or buying your investment property, we help our customers qualify for the real estate of their dreams and we love what we do. We help you overcome obstacles and secure your loan on a timely, cost-effective basis. We network with various mor
  • Capital Financial Advisors Inc.
  • 22241 Pacific Coast Highway, Suite B, Malibu, CA, 90265
  • Capital Financial Advisors, Inc. (CFA) established in 1999 is a residential & commercial lending brokerage based in Los Angeles serving all of California, Colorado & Montana. CFA functions at the consumer level engaging in real estate consulting services with transactions up to $100,000,000. Our services include customized services.
  • Edgewater Financial
  • 410 N. 1st Ave, Stayton, OR, 97383
  • Edgewater Financial (a trade name of Prestige Mortgage Services Inc.) is located in Salem, OR, and is Oregon’s premier mortgage broker. We understand that taking out a loan is an important process, which is why we want to make it as easy for you as possible. Our dedicated staff will be able to help you get the best loan possible.
  • First City Mortgage
  • 861 E Thousand Oaks Blvd, Suite 1, Thousand Oaks, CA, 91360
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Conejo Simi Moorpark Assoc of REALTORS
  • 463 Pennsfield Pl, Suite 100, Thousand Oaks, CA, 91360
  • The Conejo Simi Moorpark Association of Realtors® is a member service organization of professionals in real estate, who subscribe to a strict Code of Ethics of the National Association of Realtors®. The Conejo Simi Moorpark Association of Realtors® is pledged to promote and maintain high standards of conduct in the real estate professionl.
  • Thousand Oaks Mortgage
  • 812 Woodlawn Dr, Thousand Oaks, CA, 91360
  • Michael started his real estate career in 1971 with the purchase of his first home. Michael bought a home in Perrysburg, Ohio for the enormous sum of $20, 000.00! It had no central heat, and no insulation but it did have knob and tube wiring. The home was built before 1865 and it needed some restoration.
  • Affinity Mortgage Group, Inc.
  • 325 E. Hillcrest Drive, Suite 195, Thousand Oaks, CA, 91360
  • Affinity Mortgage Group was established in 1996 and started as a boutique mortgage practice but over the years found there was a much larger need. We have now evolved into a total financial services company offering Mortgage Planning, Debt Management, Asset Protection and Wealth Preservation,
  • Sherwood Mortgage Group, Inc
  • 915 Greenwich Drive, Thousand Oaks, CA, 91360
  • Sherwood Mortgage Group, Inc. is located in Thousand Oaks in Ventura County, CA. We have over 25 years experience in real estate lending & our clients keep coming back to us because of our personal attention. This site is designed to help you learn more about us, what we do & how we can save you money in your real estate transactions.
  • Summit Financial Network inc.
  • 99 Long Court, Suite 101, Thousand Oaks, CA, 91360
  • Summit Mortgage and Investment Company is a financial services organization. We provide individuals, businesses and organizations with expert real estate advice and services including real estate lending, real estate brokerage, property management and investment. Summit is committed to helping our clients.
  • lowermortgage.net
  • 100 E Thousand Oaks Boulevard, Suite 161, Thousand Oaks, CA, 91360
  • "LowerMortgage.net has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of consumers and real estate professionals. We are a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance."
  • Jay Kunkle - RPM Mortgage
  • 100 East Thousand Oaks Blvd Thousand, Thousand Oaks, CA, 91360
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