USDA Vs. FHA your options comparison in Ashland, Camden County, NJ

In 2025, the USDA loan limit for Ashland in Camden county, NJ is $381,800, while the FHA limit for a single-family home is $529,000.

Use the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. Discover the necessary income, credit score, reserves, and documents to qualify. Our advanced mortgage calculator also lets you review USDA, FHA, Conforming, and VA loans side by side, helping you determine the best program for your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Ashland, Camden, NJ

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Ashland, NJ

Lendersa® aims to connect you quickly with the most favorable USDA or FHA loans. Start with one of three choices to be matched with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NJ

A USDA home loan is sponsored by the government Department of Agriculture and known as a USDA rural development loan or mortgage, available only in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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