FHA Vs. USDA loan program for Barclay, Camden County, New Jersey

In 2025, USDA loan limit in Barclay, county of Camden, NJ is $381,800 while FHA limit is $529,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Barclay, NJ

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New Jersey?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(713) 626-5700 1359 miles Lender's profile and map Reviews 1st Alliance Mortgage LLC 750 William D. Fitch Pkwy, Suite 330, College Station, TX, 77845 1st Alliance Mortgage is not like other mortgage providers. For us, it’s not just about products and price. It’s about service. Service to our customers and our community. Whether you’re buying your first home or refinancing, 1st Alliance Mortgage is your calm, clear and experienced guide through the mortgage process.
(979) 777-1255 1359 miles Lender's profile and map Reviews 1ST ALLIANCE MORTGAGE, LLC 750 William D. Fitch Pkwy, Suite 330, College Station, TX, 77845 At 1st Alliance Mortgage we have the expertise and experience to get you the right mortgage, and to handle your transaction professionally. With our experience, and our rates and programs, you are sure to get the mortgage that is right for you. Whether you are buying, selling, or refinancing, it is important to have an experienced mortgage.
(832) 613-9354 1360 miles Lender's profile and map Reviews Priority Home Mortgage L.P 6002 Rogerdale Road, Suite 550, Houston, TX, 77072 Priority Home Mortgage is a full-service mortgage banking company committed to developing and nurturing relationships with REALTORS®, home builders and our customers. As a company, our Core Values define what we stand for and represent our commitment to each other and to our customers.
(713) 850-1600 1360 miles Lender's profile and map Reviews Smart Financial Credit Union 6051 North Course Dr, Houston, TX, 77072 Smart Financial is a full-service, financial institution that focuses on people, not profits. Our staff is united in its passion to provide superior service. Our purpose is to give back to the community while helping valuable member-owners like you with your financial needs. Explore our Annual Reports to learn how we are working to do just tha
(832) 525-0186 1360 miles Lender's profile and map Reviews TOP CHOICE LENDING, LLC 11224 Southwest Fwy, Suite 100, Houston, TX, 77031 Our goal at Top Choice Lending is to provide clients with an exceptional customer experience & access to a variety of lenders. We offer a variety of loans including: Conventional, FHA, VA, USDA, Refinances, commercial mortgages, business lines of credit, working capital, hard money (bridge) loans, and SBA loans.
(281) 499-0001 1360 miles Lender's profile and map Reviews Sutton Residential & Commercial 2111 Highway 90-A, Suite A, Missouri City, TX, 77489 Sutton Residential and Commercial Mortgage, LLC is a locally owned premiere brokering firm with in-house processing, Competitive rates, a wide selection of mortgage products, and world class customer service keeps satisfied customers returning time after time. We strive to be more than your lender for life.
(281) 924-6907 1360 miles Lender's profile and map Reviews NEW HOME GUIDE TEXAS 1614 Fieldlark Lane, Missouri City, TX, 77489 We live to help our clients buy and sell their homes in Texas, and it would be our pleasure to help you with your real estate transaction today, and everyday. Free credit workshop and credit assistance available. 100% Financing ZERO DOWN PAYMENT Purchase your new home and take full advantage of the additional savings.
(817) 641-4031 1360 miles Lender's profile and map Reviews Members Credit Union TX 833 N Nolan River Road, Cleburne, TX, 76033 Members Credit Union (MCU) has a long history of personal service. Founded by seven employees of Santa Fe Railroad in 1954 as the Santa Fe Employees Credit Union, MCU grew and moved to 827 North Main in Cleburne, Texas in 1960. MCU expanded by offering membership to anyone working or living in Johnson County including family members.
(940) 567-5551 1360 miles Lender's profile and map Reviews Jacksboro National Bank 910 N. Main, Jacksboro, TX, 76458 The Jacksboro National Bank was chartered on June 30, 1905 and opened for business July 24, 1905 with initial deposits of $9, 761. We have maintained the philosophy of local independent ownership along with personal dedicated customer service throughout our 100+ years of existence.
(940) 691-0000 1361 miles Lender's profile and map Reviews First Bank. 4110 Kell Blvd, Wichita Falls, TX, 76309 First Bank has remained strong and successful by focusing on our individual customers and our local communities. You'll see that focus come to life when you visit any one of our five locations in Wichita Falls, Burkburnett, or Iowa Park. You'll find yourself in a Bank where you are greeted with courtesy.