USDA Vs. FHA Pro and Con comparison in Barclay, Camden County, NJ
In 2025, the USDA loan limit for Barclay within Camden county, NJ, is $381,800, while for a single-family home, the FHA cap stands at $529,000.
Utilize the Lendersa® USDA loan calculator to compare current USDA vs. FHA rates and figure out the necessary income, credit, reserves, and documents for eligibility. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the most suitable program in for your financial requirements.
2025 Loan Limits and Down Payment Requirements in Barclay, Camden, NJ
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$529,000
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Barclay, NJ
Lendersa® aims to quickly find you the most favorable USDA or FHA loan without any complications. Choose from three starting points that match you with lenders and USDA loan offerings.
The USDA home loan, backed by the government's Department of Agriculture and often called a USDA rural development or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, the USDA mortgage doesn’t require any down payment.
Mortgages are our only business. We can guarantee that meeting all of your mortgage needs is our top priority. At Compass Mortgage our strongest desire and greatest passion is to help our clients make wise and informed choices with regards to mortgage financing. Our experienced staff is always available to answer any questions you may have loan.
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2815 Forbs Ave, Suite 107, Hoffman Estates, IL, 60192
Perfect Alliance Capital The world of commercial finance offers company decision makers a wide range of targeted solutions intended to support every type of business operation. Determining which of these many business loans and other financing solutions is the right fit for any situation requires insight, industry experience, and knowledge of each
2815 Forbs Ave, Suite 107-59, Hoffman Estates, IL, 60192
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
1351 Dr Martin Luther King Jr Drive, Milwaukee, WI, 53212
Brewery Credit Union (BCU) offers the same commitment to our members since we chartered in 1934 as Brewery Workers Credit Union. The Brewery Workers Union Local 9, represented the many breweries and malting companies in Milwaukee, was the original home of the Brewery Workers Credit Union
We are a relationship-based bank with ideas to drive your business forward. We live and work in the communities we serve, so our bankers understand the local market – and your industry. With $21.2B in assets, we have the resources to partner with our clients to provide customized solutions. Currently, we serve nearly 25, 000 commercial clients
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Central Illinois Credit Union is a not-for-profit, member-owned financial institution whose purpose is to provide its membership a full range of quality financial services at competitive rates. We are committed to member service in a friendly atmosphere, long term financial stability, promotion of thrift, and involvement in our community.
CIBM Bank is a wholly owned subsidiary of CIB Marine Bancshares, Inc. and formerly operated as "Marine Bank" in its Indiana and Wisconsin markets, "Central Illinois Bank" in its central Illinois market, "Avenue Bank" in its Chicagoland market, and Avenue Mortgage, a division of CIBM Bank serving the communities of all CIBM Bank branches
