In 2026, the USDA loan limit for Lambertville, within Hunterdon county, NJ, is set at $776,600, whereas for a single-family home, the FHA limit is $1,089,300.
Use the Lendersa® USDA loan calculator to assess today's USDA vs. FHA best rates. Determine the required income, credit score, reserves, and documents to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side to help decide which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $776,600 | 0% |
| FHA | $1,089,300 | 3.5% |
| Conventional Conforming | $1,089,300 | 3% |
Lendersa® aims to secure you the best USDA or FHA loan quickly and without hassle. Begin with one of three starting points connecting you with matching lenders and USDA loan options.
The USDA home loan, backed by the government Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment, making them unique.
Enter your location to find out if it qualifies for USDA rural housing loan?
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