USDA VS FHA in Ewing, Mercer County, NJ

In 2025, USDA loan limit in Ewing, county of Mercer, NJ is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Ewing, county of Mercer, NJ

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Ewing, NJ

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in New Jersey?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • BANKNET MORTGAGE SERVICES
  • 172 Washington Valley Road, Suite 2A, Warren, NJ, 07059
  • Banknet Mortgage, a hometown mortgage company serving the State of New Jersey since 1991. Our unique business model will provide you with access to mortgage programs offered by some of the largest and most respected financial institutions in the country, as well as provide you with access to several local Bank portfolio programs
  • Local 1776 Federal Credit Union
  • 3031 Walton Road, Building A, Suite 310, Plymouth Meeting, PA, 19462
  • The mission of the United Food and Commercial Workers Local 1776 Federal Credit Union is to provide financial services and assistance for the members of the credit union in a friendly personal manner To assist the members of this Credit Union with all financial and borrowing needs at the lowest possible cost.
  • Philadelphia Mortgage Advisors, Inc.
  • 600 W. Germantown Pike, Suite 270, Plymouth Meeting, PA, 19462
  • Philadelphia Mortgage Advisors is an independent mortgage lender licensed in Pennsylvania, New Jersey, Delaware, Florida, Maryland and Virginia. At Philadelphia Mortgage Advisors we believe – and recent history has shown - that in the banking and mortgage industry, bigger is not always better. We are a group of mortgage professionals
  • Riegel Federal Credit Union
  • 515 Milford-Warren Glen Rd, Milford, NJ, 08848
  • In 1960, a group of employees of Riegel Paper pooled their resources and received a federal charter to form their own credit union. This group of volunteers and community activists provided a place where hard-working locals could save for the future and borrow to get through tough times.
  • Redwood Mortgage Company
  • 40 Tanner Street, Suite 2, Haddonfield, NJ, 08033
  • Redwood Mortgage is a South Jersey mortgage company headquartered in Haddonfield, NJ that serves the needs of clients in New Jersey, Pennsylvania, Delaware, North Carolina and Florida. As a full-service mortgage company we service the lending needs of real estate professionals, builders and individual home buyers.
  • Bluestone Commercial Capital LLC
  • 41 Grove St, Haddonfield, NJ, 08033
  • Bluestone Commercial Capital LLC was formed to meet the needs of business owners and real estate investors who require short-term capital and are either unable or unwilling to borrow from traditional banks. Seeking credit has become increasingly difficult for the self-employed. The loan packages required by commercial lenders
  • Liberty Bell Bank
  • 145 North Maple Avenue, Marlton, NJ, 08053
  • Liberty Bell Bank, A Division of The Bank of Delmarva has 3 convenient branches serving Camden and Burlington counties. The Bank of Delmarva has 11 branches located throughout Salisbury and Ocean City (MD), along with Sussex County, DE. Please click on a branch below for more information about that branch
  • Acre Mortgage & Financial Inc.
  • 70 E Main Street, Marlton, NJ, 08053
  • Since 2002, Acre Mortgage & Financial Inc. has provided one of the most efficient online mortgage experiences in the industry. From first-time home buyers to real estate investors, Acre Mortgage uses today's latest decision and application tools in order to provide clients the easiest and most efficient mortgage loan process from start to closing.
  • Evesham Mortgage, LLC
  • 103 Route 70 East, Suite 2, Marlton, NJ, 08053
  • "Evesham Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straight forward by offering you the latest in financial tools"
  • ASPIRE HOME MORTGAGE INC
  • 501 Route 73 South, Suite 206, Marlton, NJ, 08053
  • Aspire Home Mortgage (AHM) was created to combine top tier mortgage professionals, most with over 20 years of mortgage industry experience, with the best mortgage products and technology the industry offers. This combination enables the Aspire Team to offer a wide array of mortgage products