USDA and FHA Pro and Con in Readington, Hunterdon County, NJ

In 2025, the USDA loan limit for Readington in Hunterdon county, NJ, is $776,600, while the FHA limit for a single-family home is $1,089,300.

Use the Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates and determine the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options to help you decide which program in is best for your specific financial needs.

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Loan Limits and Downpayment Requirements for 2025 in Readington, Hunterdon, NJ

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

USDA and FHA Loan Options in Readington, NJ

Lendersa® aims to get you the best USDA or FHA loan quickly and without hassle. Choose one of the three starting points to connect with matching lenders and USDA programs.

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Understanding USDA Loans in NJ

A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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