USDA Vs. FHA your options comparison in Raritan, Hunterdon County, NJ
In 2026, the USDA loan limit for a single-family home in Raritan, located in Hunterdon county, NJ, is set at $776,600. Meanwhile, the FHA cap is $1,089,300.
Utilize the Lendersa® USDA loan calculator to analyze the prevailing USDA and FHA interest rates. This helps determine the qualifications in terms of income, credit score, reserves, and necessary documentation. Our comprehensive mortgage calculator allows comparison of USDA, FHA, Conforming, and VA loans side by side to identify the most suitable program in your financial situation, particularly in .
Loan limits and down payment necessities for 2026 in Raritan, Hunterdon county, NJ
Type of Loan
Maximum Limit
Required Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Options for USDA and FHA loans in Raritan, NJ
At Lendersa®, our aim is to swiftly deliver the finest USDA or FHA loan options while minimizing hassle. Choose one of the three entry points to match with lenders and discover suitable USDA loan programs.
A USDA home loan is backed by the Department of Agriculture and is also known as a USDA rural development loan or USDA mortgage, reserved for rural districts. Unlike FHA loans, which require a 3.5% minimum down payment, USDA loans necessitate no down payment.
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6425 Youree Drive, Suite 100, Shreveport, LA, 71105
"We started with a very simple idea at Legacy Mortgage – Exceed our customers’ expectations. Legacy Mortgage is a member of the Eustis Family of Companies which allows us to focus on our customer with a strong history of helping homeowners.
Our company was established with a mission to fulfill two goals that all great organizations have in com
