USDA Vs. FHA Pro and Con comparison in Raritan, Hunterdon County, NJ
In 2025, the USDA loan limit for a single-family home in Raritan, located in Hunterdon county, NJ, is set at $776,600. Meanwhile, the FHA cap is $1,089,300.
Utilize the Lendersa® USDA loan calculator to analyze the prevailing USDA and FHA interest rates. This helps determine the qualifications in terms of income, credit score, reserves, and necessary documentation. Our comprehensive mortgage calculator allows comparison of USDA, FHA, Conforming, and VA loans side by side to identify the most suitable program in your financial situation, particularly in .
Loan limits and down payment necessities for 2025 in Raritan, Hunterdon county, NJ
Type of Loan
Maximum Limit
Required Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Options for USDA and FHA loans in Raritan, NJ
At Lendersa®, our aim is to swiftly deliver the finest USDA or FHA loan options while minimizing hassle. Choose one of the three entry points to match with lenders and discover suitable USDA loan programs.
A USDA home loan is backed by the Department of Agriculture and is also known as a USDA rural development loan or USDA mortgage, reserved for rural districts. Unlike FHA loans, which require a 3.5% minimum down payment, USDA loans necessitate no down payment.
Citizen’s Choice Federal Credit Union is a financial cooperative that offers a wide range of products with the most convenient rates. We know how important it is always to have options to select from; therefore, we provide a large variety of services for every citizen: share accounts, payroll deduction, direct deposit, auto loans,
Old South FCU was formed in 1953 originally to serve employees of the International Paper Company located in Natchez, MS. Over the years, Old South's field of membership has grown to include other Select Employee Groups. We have since expanded our field of membership to include Concordia Parish, LA and Adams County, MS.
The mission of UMB is to ensure continued growth and prosperity by hiring the most qualified and dedicated employees, staying current with technological advances in the banking industry, supporting and enriching our employees and the communities we serve, and delivering a competitive shareholder return.
At Integrity Mortgage Center LLC We are a Licensed Mississippi and Louisiana Mortgage Company that has been servicing the Miss- Lou since 2008. We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage
Monroe Telco's mission is to serve our members and our community by remaining committed to the credit union's philosophy of "People Helping People". Maximizing our financial partnership with our members by providing "Friendly Hometown Service". Our Motto is "Members Come First". Monroe Telco Federal Credit Union Established in 1936.
3711 Cypress Street, Suite 1, West Monroe, LA, 71291
Centric has been thriving for nearly 80 years! A credit union, first formed in 1937 for Brown Paper Co., has grown to serve more than 32, 000 members within Northeast Louisiana, today. Our desire is to hire the best of the best in financial and retail services. It is our privilege and honor to serve our members on their financial journey!
Heartland Area Federal Credit Union has been open since 1954. The credit union has assets totaling $22.35 Million and provides banking services to more than 1, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
First Nebraska Credit Union is a member-owned, not-for-profit financial cooperative. We offer many of the same services you find at other financial institutions, however we are motivated by service rather than profit. Our focus is “People Helping People” and our goal is to strengthen the financial well-being of our members.
The First National Bank and Trust Company of Miami
2 N Main St, Miami, OK, 74354
The First National Bank & Trust Company of Miami opened for business on February 17, 1900, and has served Miami and the surrounding area for over 100 years. The bank was founded on the theory of community development and usefulness, and it can be truly said that First National has consistently tried to maintain this policy.
