USDA Vs. FHA Pro and Con comparison in Raritan, Hunterdon County, NJ
In 2025, the USDA loan limit for a single-family home in Raritan, located in Hunterdon county, NJ, is set at $776,600. Meanwhile, the FHA cap is $1,089,300.
Utilize the Lendersa® USDA loan calculator to analyze the prevailing USDA and FHA interest rates. This helps determine the qualifications in terms of income, credit score, reserves, and necessary documentation. Our comprehensive mortgage calculator allows comparison of USDA, FHA, Conforming, and VA loans side by side to identify the most suitable program in your financial situation, particularly in .
Loan limits and down payment necessities for 2025 in Raritan, Hunterdon county, NJ
Type of Loan
Maximum Limit
Required Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Options for USDA and FHA loans in Raritan, NJ
At Lendersa®, our aim is to swiftly deliver the finest USDA or FHA loan options while minimizing hassle. Choose one of the three entry points to match with lenders and discover suitable USDA loan programs.
A USDA home loan is backed by the Department of Agriculture and is also known as a USDA rural development loan or USDA mortgage, reserved for rural districts. Unlike FHA loans, which require a 3.5% minimum down payment, USDA loans necessitate no down payment.
Buffalo Conrail Federal Credit Union has been open since 1935. The credit union has assets totaling $52.46 Million and provides banking services to more than 3, 000 members.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,
1355 International Terminal Boulevard, Suite 102, Norfolk, VA, 23505
The Port of Hampton Roads ILA Federal Credit Union is a financial institution owned and controlled by it's members. It continues to exist solely for the financial benefit of it's members through their ability to save money in the form of Share (deposits), purchasing of savings certificates (certificates of deposits) and other savings mechanisms.
Cheswick Atomic Division Federal Credit Union has been open since 1962. The credit union has assets totaling $6.55 Million and provides banking services to more than 500 members.
The credit union is a manufacturing employee-based credit union. Membership is also open to immediate family of current members.
URE Federal Credit Union to promote thrift among its members and to provide access to financial empowerment through low cost financial services. URE is committed to providing quality services to our members in a prompt, courteous and responsible manner, while maintaining competitive rates
Geosegment Systems was founded in 1991 in Cambridge, Massachusetts as a provider of mortgage market share data from county registry of deed data. In the age before the internet, CD-ROMs, DVDs, flash drives, and other high capacity transmission methods, we received data via the 9-track magnetic tape format first invented by IBM.
Amherst Teacher’s Federal Credit Union, membership was comprised of employees from our original 46 sponsor groups and their families. For a list of original sponsors, click here. With the addition of new, non-education based sponsor groups in 2003, Amherst Teacher’s FCU modified its name to what we continue as today; Amherst Federal Credit Union.
Evans Bancorp's wholly owned insurance subsidiary, The Evans Insurance Agency, LLC, provides life insurance, employee benefits, and property and casualty insurance through ten insurance offices in the Western New York region. Evans Investment Services provides non-deposit investment products, such as annuities and mutual funds
The Rose Hill Group of WNY Ltd. was founded by Daniel Monte in 2006. Mr. Monte formed the company to serve as a specialty provider of mortgage banking and financial advisory services to commercial real estate developers and lenders. RHG’s employees collectively have over 75 years of experience in real estate financial services.
1st Priority Mortgage, Inc is committed to delivering a unique process that identifies the best mortgage solution tailored to your individual needs. How do we know our system works? As a company we consistently track and measure our results. We use what works and continually monitor for improvement.
