USDA Vs. FHA Pro and Con comparison in Leisure-Village-East, Ocean County, NJ

In 2025, the USDA loan limit for Leisure-Village-East, located in the county of Ocean, NJ, is $657,900, whereas the FHA limit is $822,375 for a single-family home.

Utilize the Lendersa® USDA loan calculator to effectively compare today's best USDA and FHA rates. Determine the necessary income, credit, reserves, and documents needed to qualify. Our enhanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, assisting in choosing the ideal program for your financial situation in .

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2025 loan limits and down payment requirements in Leisure-Village-East, county of Ocean, NJ

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA loan options in Leisure-Village-East, NJ

Lendersa® aims to quickly find you the best USDA or FHA loan without hassles. Choose one of three starting methods to connect with suitable lenders and explore USDA loan programs.

Lendersa USDA loan request matching results

Defining USDA Loans in NJ

The USDA home loan, guaranteed by the government through the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available solely in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA mortgage loans don't need any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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