USDA and FHA Pro and Con in Logan, Gloucester County, NJ
In 2025, the USDA loan limit in Logan, located in the county of Gloucester, NJ, is $381,800. The FHA limit for a single-family home, in comparison, is $529,000.
Using the Lendersa® USDA loan calculator, you can evaluate today's USDA versus FHA rates and assess the income, credit, reserves, and document requirements needed to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, assisting in choosing the best program for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Logan, Gloucester County, NJ
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$529,000
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Logan, NJ
Lendersa® aims to provide you with the optimal USDA or FHA loan swiftly, without hassle. Choose from three starting points to match with lenders and explore USDA loan programs.
A USDA home loan, backed by the Department of Agriculture and also referred to as a USDA rural development loan or USDA mortgage, is exclusively offered in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans have no down payment requirement, offering an attractive option for eligible buyers in rural areas.
6303 Indian School Road NE, Suite 104, Albuquerque, NM, 87110
The New Mexico Mortgage Company Team is your premier mortgage team located in New Mexico. We pride ourselves on offering a variety of programs and competitive rates and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the state of New Mexico.
First Financial Credit Union was formed in 1937 by 10 members of the telephone company here in New Mexico. In the early 80s, the breakup of the Bell System occurred. With the breakup came a period of downsizing in the state. At this point, First Financial chose to pursue additional fields of membership so as to not be impacted by the changes.
New Mexico Reverse Mortgage is located in the North Valley of Albuquerque, NM on 4th Street just 2 blocks North of Montano. The relationship and trust that is built throughout the loan application process continues after the loan has closed. Know that you and your family can rely on us to assist and give professional advice long into the future.
In 1998 the only independent bank in Riverton, was sold to a large national bank, which left a void in banking services in Fremont County. Kent Shurtleff and several local business people recognized the county’s financial needs and the opportunity to form a local community bank that would be owned and managed by people living in Fremont County
320 Gold Ave SW, Suite 100, Albuquerque, NM, 87102
We offer our employees unlimited opportunities for career development, growth and the ability to contribute to the vitality of your community. Our clients choose to bank with us because of our robust product offerings, high-touch service, and commitment and impact in our communities.
Homewise has been helping people achieve their homeownership goals. We do this by focusing on our customers and placing their long-term financial wellbeing as the highest priority. We share in our customers’ challenges and successes, using those experiences to build a better way to buy a home.
The Loan Fund is a nonprofit organization that has helped hundreds of financially underserved small businesses & nonprofits across New Mexico to start, grow and thrive. Our clients are typically unable access credit through banks or credit unions. The Loan Fund is a 501(c)(3) nonprofit organization that is certified by the US Treasury Department.
Our Mission is TO SERVE AS THE PRIMARY FINANCIAL INSTITUTION OF OUR MEMBERSHIP BY PROVIDING EFFICIENT SERVICES OF HIGH QUALITY, THUS PROMOTING THE PHILOSOPHY OF "PEOPLE HELPING PEOPLE". San Juan Mountains Credit Union welcomes all people to become a member, not just another account number like at other financial institutions.
