In 2026, the USDA loan limit in Logan, located in the county of Gloucester, NJ, is $381,800. The FHA limit for a single-family home, in comparison, is $529,000.
Using the Lendersa® USDA loan calculator, you can evaluate today's USDA versus FHA rates and assess the income, credit, reserves, and document requirements needed to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, assisting in choosing the best program for your financial situation in
Explore loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $381,800 | 0% |
| FHA | $529,000 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to provide you with the optimal USDA or FHA loan swiftly, without hassle. Choose from three starting points to match with lenders and explore USDA loan programs.
A USDA home loan, backed by the Department of Agriculture and also referred to as a USDA rural development loan or USDA mortgage, is exclusively offered in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans have no down payment requirement, offering an attractive option for eligible buyers in rural areas.
Enter your location to find out if it qualifies for USDA rural housing loan?
Logan Lenders |
|
Bridge Loan Guides
