In 2026, the USDA loan limit for a single-family home in Woolwich, Gloucester county, NJ is $381,800, while the FHA loan limit is $529,000.
Leverage the Lendersa® USDA loan calculator to juxtapose optimal USDA and FHA rates today and find out the necessary income, credit score, reserves, and documents for eligibility. Our advanced mortgage tool lets you view USDA, FHA, Conforming, and VA options side by side to decide which one in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $381,800 | 0% |
| FHA | $529,000 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to efficiently connect you to the best USDA or FHA loans without any hassle. Start by choosing one of three paths to find matching lenders and USDA loan options.
A USDA home loan, formally referred to as a USDA rural development loan or USDA mortgage, is a government-backed loan from the Department of Agriculture available exclusively in rural areas. In contrast to FHA loans that require a 3.5% down payment, USDA loans allow for a zero down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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