USDA Vs. FHA your options comparison in Woolwich, Gloucester County, NJ
In 2025, the USDA loan limit for a single-family home in Woolwich, Gloucester county, NJ is $381,800, while the FHA loan limit is $529,000.
Leverage the Lendersa® USDA loan calculator to juxtapose optimal USDA and FHA rates today and find out the necessary income, credit score, reserves, and documents for eligibility. Our advanced mortgage tool lets you view USDA, FHA, Conforming, and VA options side by side to decide which one in best fits your financial needs.
Loan Limits and Downpayment Details for 2025 in Woolwich, Gloucester, NJ
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$529,000
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Woolwich, NJ
The mission of Lendersa® is to efficiently connect you to the best USDA or FHA loans without any hassle. Start by choosing one of three paths to find matching lenders and USDA loan options.
A USDA home loan, formally referred to as a USDA rural development loan or USDA mortgage, is a government-backed loan from the Department of Agriculture available exclusively in rural areas. In contrast to FHA loans that require a 3.5% down payment, USDA loans allow for a zero down payment.
Gold Coast Financial Services, we believe in the mantra Empowerment Through Education. Through the extensive education we offer our clients, empowerment is achieved. Through this empowerment, people formulate intelligent financial decisions which are implemented into their personal and professional lives. By living this mantra.
Constitution was founded to democratize access to real estate credit opportunities and provide a better more seamless lending experience for borrowers. Our platform leverages our founders' experience investing across the capital structure in real estate, allowing your portfolio to grow with the benefit of our experience.
Eastern Panhandle Federal Credit Union was originally chartered in January of 1970 as the Eastern Auto Workers Federal Credit Union. The purpose was to serve the workers and families of the General Motors parts and distribution facility here in Martinsburg.
We have evolved over the years and changed with the times
PS Bank opened for business on December 14, 1914 as Peoples State Bank of Wyalusing. The Bank was the 444th bank to be insured by the Federal Deposit Insurance Corporation and maintains that same FDIC number today. PS Bank is one of the oldest banks in the country. In 1998, the Bank opened an insurance and investment products division.
PS Mortgage is a full service mortgage lender. Member FDIC and Equal Housing Lender.. PS Mortgage is the most efficient and simplest way to manage buying a home.
Everyone as PS Mortgage worked extremely hard to get me the home I wanted. There was consistent communication, and they went above and beyond when things didn't go according to plan.
Insula Capital Group is a private lender and real estate investment company providing short term fix and flip loans, construction loans, and permanent financing options, custom tailored to the needs of our clients.
Our loans are underwritten in-house,
resulting in lightning fast funding and an easy application, inspection
627 Horseblock Road, Suite 101, Farmingville, NY, 11738
Atlantic Home Capital is one of the most well established mortgage brokers on the eastern seaboard. We are multi state licensed & can originate FHA, VA & Reverse mortgages.Our management team has over 30 years combined experience.Our support staff is professional, courteous, diligent & proficient in mortgage procedures from origination to closing.
Churchill Mortgage offers incomparable service for residential or commercial lenders, whether you are a first-time homebuyer or a seasoned investor. We can guide you to the right loan amount and best program for you. We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment.
