USDA Vs. FHA Pro and Con comparison in South-Harrison, Gloucester County, NJ
In the current year of 2025, the USDA loan limit for South-Harrison, within Gloucester county, NJ, is $345,000, whereas the FHA limit for a single-family home stands at $431,250.
Utilize the Lendersa® USDA loan calculator to contrast today's top USDA versus FHA interest rates, identifying the necessary income, credit, reserves, and documentation required for qualification. Our state-of-the-art mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding your decision on the ideal program for your distinct financial condition in .
2025 Loan Limits and Down Payment Requirements in South-Harrison, Gloucester County, NJ
Type of Loan
Limit of the Loan
Down Payment Rate
USDA
$345,000
0%
FHA
$431,250
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Choices in South-Harrison, NJ
Lendersa® is committed to securing the best USDA or FHA loan for you swiftly and effortlessly. Begin by choosing one of three starting points, allowing you to match with lenders offering USDA loan programs.
The USDA home loan, endorsed by the Department of Agriculture, otherwise called the USDA rural development loan or USDA mortgage, is available only within rural communities. Contrary to FHA loans that require a minimum down payment of 3.5%, the USDA loan has no such down payment requirement.
Our Mission is to provide superior financial services and products to the businesses, individuals, and communities we serve. Our organization is a result of our community's desire to have more than one locally owned and controlled commercial banking option. Our success will be achieved by our unwavering efforts toward
Central Savings Bank has 9 locations with over 60 employees and more than $400 million in assets. The Bank is very involved in the communities it serves with organizations like United Way of the EUP, War Memorial Hospital’s Road to Recovery, Relay For Life of the EUP, the schools near its branches and many other local causes annually.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Commonwealth Community Bank Inc of Hartford of Kentucky operates as a financial cooperative. The Bank provides financial solutions such as loans, investment, savings, credit and debit cards, online banking, and other related services. Commonwealth Community Bank Inc serves communities in the State of Kentucky.
Established in 1953, and named by and for its members, MembersFirst Credit Union has a tradition of serving those who serve others. The vast majority of our members provide daily care and nurturing to our loved ones. We proudly partner with some of the best healthcare facilities in the state of Georgia
Franklin Bank & Trust Co. is ""Hometown Banking At Its Best Since 1958"". We opened our doors on Dec. 1, 1958 and are still here doing what we do best for you.
We have expanded our offices into Warren County with 3 convenient locations in Bowling Green as well as 2 full service locations in Franklin.
Metro Park Mortgage Group LLC founder of the Twila Reed she started career in 1997 as a loan officer assistant and gradually moved the up ranks of becoming a loan processor then a loan originator. In 2000, I recall saying to myself, these guys are making a lot of money and making great friends. My next goal was to become that person.
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