In 2025, the USDA loan ceiling in Long-Beach, within Ocean county, NJ, stands at $657,900, whereas the FHA threshold for a single-family home is $822,375.
Utilize the Lendersa® USDA loan tool to compare today's ideal USDA versus FHA rates and to ascertain necessary income, credit standing, reserves, and required documentation for eligibility. Our cutting-edge mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, guiding which program most favorably suits your financial circumstances in
Evaluate loan offers from 100 lending institutions
| Loan Type | Max Loan Amount | Initial Down Payment | |
| USDA | $657,900 | 0% | |
| FHA | $822,375 | 3.5% | |
| Conventional Conforming | $822,375 | 3% |
The objective of Lendersa® is to promptly and effortlessly secure for you the most advantageous USDA or FHA loan. Choose from three initial pathways that culminate in matching you with lenders and USDA loan solutions.
A USDA home loan, sanctioned by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. In contrast to FHA loans, which require a minimum 3.5% down payment, USDA loans do not demand any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
