USDA Vs. FHA your options comparison in Lyndhurst, Bergen County, NJ
As of 2025, the USDA loan ceiling for Lyndhurst in the county of Bergen, NJ is set at $0; the FHA cap stands at $1,089,300 for a single-family dwelling.
Employ the Lendersa® USDA loan calculator to evaluate the prevailing USDA against FHA rates, identifying necessary qualifications such as income, credit, reserves, and paperwork. With this comprehensive mortgage calculator, you can compare USDA, FHA, Conforming, and VA options in parallel, assisting in the selection of the optimal program for your financial needs in .
Loan Limits and Down Payment Criteria for 2025 in Lyndhurst, County of Bergen, NJ
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Opportunities in Lyndhurst, NJ
The ambition of Lendersa® is to efficiently connect you with the best USDA or FHA loan opportunities. Choose among three initial options to find matching lenders with USDA loan schemes.
A USDA home loan, insured by the government's Department of Agriculture, known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages do not necessitate any down payment whatsoever.
At the Pioneer Savings Bank. Our staff is committed to customer service and helping individuals achieve their financial goals. Our experienced staff is ready to answer all of your questions about investing and borrowing. Since 1922, we have actively served individuals while remaining current and on point with the ever changing banking industry.
St Colman & Affiliates FCU help you with all your financial needs. From Direct Deposit of paychecks to checking and share certificates of deposit. A loan or a student savers account. Invite all your family members to join our credit union family. Share with them the benefits of being a member of St Colman & Affiliates FCU.
Clay County Bank offers customers and businesses a variety of banking products with big bank features and technology, while maintaining a down-home country atmosphere with friendly people and outstanding customer service. We are home of the Golden Delicious Festival and the Elk River Trail State Park.
Greater Wayne Community Federal Credit Union began in 1941 as the PCA Federal Credit Union. In 2008 We converted to a community charter, opening our doors to anyone who lives, works, worships, or attends school in Wayne County, Ohio. In 2020 GWC Federal Credit Union and Morton Salt Credit Union merged. We now have two offices, Rittman, and Doylesto
At Baltic State Bank, we like to do things a little differently.
Because our offices are located in small villages and rural areas, we strive to provide banking service that combines the quality personal service that our customers come to know and expect. Our modern products and services allow them to conduct their banking whenever
Williamstown Bank, Inc. is a locally owned and operated community bank serving Wood County, WV and the surrounding area. Founded in 1919, Williamstown Bank understands the needs of customers evolve over time, and we are excited to offer a unique blend of the most up to date technology with the personalized service
The Apple Creek Banking Company opened its doors on
February 1, 1904.
Since then, we have grown $200 million in assets and six branches serving Wayne, Stark, Summit, and surrounding counties. We are owned by local shareholders, many of which are 3rd and 4th generation shareholders
The BSE Credit Union's mission is to provide superior service and the best rates possible to our members while maintaining a sound financial institution.We track our achievement of this goal by continuously reviewing the marketplace in which our members seek financial services. Since there are no stockholders, the profits
11925 Pearl Road, Suite 301, Strongsville, OH, 44136
Our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.
16000 Pearl Rd, Suite 214, Strongsville, OH, 44136
At Cleveland Mortgage Corporation, our approach to mortgage lending is quite different from our competition. It is important to us that our customers are educated on all aspects of the loan and the loan process. We do this in a relaxed, stress-free environment, and we do it according to your schedule.
Blue Eagle® Credit Union has served the greater Roanoke and Lynchburg areas for nearly 70 years as a member-owned, local not-for-profit financial cooperative with a passion for enriching lives. Credit Union has served the greater Roanoke and Lynchburg areas for nearly 70 years as a member-owned, local not-for-profit financial coop
