USDA Loan Vs. FHA loan for Lyndhurst, NJ 2025

As of 2025, the USDA loan ceiling for Lyndhurst in the county of Bergen, NJ is set at $0; the FHA cap stands at $1,089,300 for a single-family dwelling.

Employ the Lendersa® USDA loan calculator to evaluate the prevailing USDA against FHA rates, identifying necessary qualifications such as income, credit, reserves, and paperwork. With this comprehensive mortgage calculator, you can compare USDA, FHA, Conforming, and VA options in parallel, assisting in the selection of the optimal program for your financial needs in .

Exploring USDA and FHA Loan Opportunities in Lyndhurst, NJ

The ambition of Lendersa® is to efficiently connect you with the best USDA or FHA loan opportunities. Choose among three initial options to find matching lenders with USDA loan schemes.

Understanding USDA Loans in NJ

A USDA home loan, insured by the government's Department of Agriculture, known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages do not necessitate any down payment whatsoever.

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(570) 823-7676 Lender's profile and map Reviews Choice One Community Credit Union 501 E Main Street, Wilkes Barre, PA, 18702 Choice One Community Credit Union is a member-owned and operated, not-for-profit financial cooperative, chartered under federal law. We strive to provide outstanding financial products, exceptional personal service and to always maintain the safety and soundness of members’ funds.
(570) 760-2470 Lender's profile and map Reviews John E Young Mortgage LLC 1550 Hwy 315, Suite 102, Wilkes Barre, PA, 18702 John E Young has been in the Mortgage Industry for 18 years and Licensed by PA Department of Banking for the past 15 years. In less than 3 years as a Mortgage Originator, he was able to open his own Mortgage Company, and over 85% of his company’s business comes from referrals.John has helped many clients fix and analyze their credit reports.
860-469-6068 Lender's profile and map Reviews TLOA Mortgage LLC 11 Talcott Notch Rd, Farmington, CT, 06032 TLOA Mortgage is an asset-based private lending company offering competitive rates, fast underwriting, and reliable access to capital. We specialize in private mortgage solutions tailored to meet your needs, with a focus on speed and expertise. Backed by years of industry experience, our expert team is committed to making private mortgage lending e
(860) 606-0099 Lender's profile and map Reviews CT Liberty Mortgage LLC 1027 Farmington Avenue, Suite 100, Farmington, CT, 06032 Welcome to CT Liberty Mortgage, LLC! We are a full service mortgage company located in Farmington, CT. We also serve the surrounding cities of Southington, Plainville, Bristol, New Britain, Canton, Granby, or anywhere else in Connecticut. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership,
(860) 470-5967 Lender's profile and map Reviews American Mortgage Affiliates Company, LLC 11 Melrose DR, Suite 102, Farmington, CT, 06032 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(443) 985-0132 Lender's profile and map Reviews AMERICA ONE MORTGAGE, LLC 15 East High Street Suite G, Glassboro, NJ, 8028 America One Mortgage, LLC’s mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the best service, competitive interest rates, and low closing costs. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(610) 280-3335 Lender's profile and map Reviews 1st Trust Financial LLC 604 French Creek Lane, Chester Springs, PA, 19425 1st Trust Financial is designated to helping people to get the best home financing options available & the most aggressive rates without the exorbitant fees that other banks & lenders are charging. We started cleaning up the mortgage industry one customer at a time by giving them state of the art service and operating in an HONEST & ETHICAL manor.
(800) 538-3847 Lender's profile and map Reviews Whitehall Mortgage Financial 306 S Keyser Ave, Old Forge, PA, 18518 Whitehall Mortgage has been providing Residential Home Mortgage Loans throughout the Commonwealth of Pennsylvania for over three decades. The father and son duo, Douglas and Dallas, use their Northeasten PA roots and knowledge to best serve this area with the best mortgage service.
(610) 497-1800 Lender's profile and map Reviews Iron Workers Savings Bank 3333 Concord Road, Aston, PA, 19014 Iron Workers Bank understands the importance of loyalty in maintaining local business and local clients. Founded in 1879 in Chester, PA, Iron Workers Bank was the original peoples' bank. Named after the local artisans' that built the iron-clad ships in the local ship yard, the name is derived from the people it served in the early days.
(610) 485-2960 Lender's profile and map Reviews Sun East Federal Credit Union 4500 Pennell Road, Aston, PA, 19014 "Sun East Federal Credit Union is a cooperative financial institution, owned and operated by its members. We’re committed to serving your financial needs and exceeding your expectations. We’re proud to serve approximately 52, 000 members and more than 1, 000 select employer groups with more than $744 million in assets."
(860) 786-4598 Lender's profile and map Reviews Right Step Mortgage LLC 152 Simsbury Road, Bldg 9UL, Avon, CT, 06001 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.