USDA Loan Vs. FHA loan pro & con Lyndhurst, Bergen County, NJ

As of 2025, the USDA loan ceiling for Lyndhurst in the county of Bergen, NJ is set at $0; the FHA cap stands at $1,089,300 for a single-family dwelling.

Employ the Lendersa® USDA loan calculator to evaluate the prevailing USDA against FHA rates, identifying necessary qualifications such as income, credit, reserves, and paperwork. With this comprehensive mortgage calculator, you can compare USDA, FHA, Conforming, and VA options in parallel, assisting in the selection of the optimal program for your financial needs in .

Exploring USDA and FHA Loan Opportunities in Lyndhurst, NJ

The ambition of Lendersa® is to efficiently connect you with the best USDA or FHA loan opportunities. Choose among three initial options to find matching lenders with USDA loan schemes.

Understanding USDA Loans in NJ

A USDA home loan, insured by the government's Department of Agriculture, known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages do not necessitate any down payment whatsoever.

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(325) 691-2300 Lender's profile and map Reviews Communities of Abilene Federal Credit Union 3661 N 6th Street, Abilene, TX, 79603 Originally named Abilene Air Force Base Federal Credit Union, Communities of Abilene Federal Credit Union was chartered on December 7, 1955 as a single sponsor credit union for the armed services personnel stationed at Abilene Air Force Base (Now Dyess AFB). We had seven founding members and assets of $41.50 by year end.
(325) 673-5100 Lender's profile and map Reviews McKinney Investment 3428 N. 1st, Abilene, TX, 79603 In 1996, Austin Finance was started when we saw a need for helping people in the local community. Austin Finance Company saw that they could help when small financial issues came up and big banks weren't willing to help. Since 1996, Austin Finance has grown to have 14 locations in the Great State of Texas. Austin Finance Company is a locally
(325) 247-5741 Lender's profile and map Reviews Arrowhead Bank 108 West Sandstone Street, Llano, TX, 78643 Arrowhead Bank originally opened its doors for business as the Moore State Bank. In 1963, A.W. Moursund, a life-long Hill Country resident, attorney and judge purchased controlling interest in the Llano bank. At the time, the bank had deposits totaling nearly $4, 000, 000 and approximately $660, 000 in capital, surplus, and undivided profits.
(325) 247-5701 Lender's profile and map Reviews Llano National Bank 1001 Ford Street, Llano, TX, 78643 Llano National Bank is a locally owned community bank with its main office located in Llano, Texas at 1001 Ford Street. We have two full-service branch bank offices: the Buchanan Dam branch, located at the intersection of State Highway 29 and RR 1431, Buchanan Dam, Texas and the Hill Country National Bank branch, located at 1210 S. Water Street.
(512) 396-1121 Lender's profile and map Reviews Blue Sky Mortgage Company 2700 Hunter Rd, Suite B, San Marcos, TX, 78666 Blue Sky Mortgage Company our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
(830) 868-7131 Lender's profile and map Reviews Johnson City Bank 100 E Pecan St, Johnson City, TX, 78636 Johnson City founder James Polk Johnson, this structure has housed a variety of businesses & served as a community gathering place. In addition to serving as a community hall, opera house & meeting place for churches & community groups, the structure was occupied by such commercial enterprises as banks, general stores, hotels, & business offices.
(719) 829-4577 Lender's profile and map Reviews McClave State Bank 101 East First Street, Mc Clave, CO, 81057 McClave State Bank is proud to be an independent, locally owned bank which has served the McClave community and surrounding area for over 100 years. We take great pride in the friendly, personal service we provide to our customers, as well as our ability to provide a broad range of financial services to help you achieve your financial goals.
(806) 541-1845 Lender's profile and map Reviews Bivins Federal Credit Union 9309 W CIG Road, Suite A, Masterson, TX, 79058 Bivins Federal Credit Union has been open since 1940. The credit union has assets totaling $6.57 Million and provides banking services to more than 500 members as of March 2022. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.
(719) 523-4542 Lender's profile and map Reviews Frontier Bank 808 Main Street, Springfield, CO, 81073 Frontier Bank is a full-service bank providing services in Lamar, Burlington, Springfield, Pueblo, Pueblo West, Alamosa, and Walsh and also through the internet at this site. We have many demand deposit products to help fill your needs. We have full-service loan departments for commercial, agriculture, consumer,
(719) 523-6250 Lender's profile and map Reviews Peoples Credit Union 125 Main Street, Springfield, CO, 81073 Peoples Credit Union began on October 22nd, 1956 when the frustration of many of the area's local farmers and ranchers of Baca County, Colorado was increasingly mounting due to the inability of the local financial institutions, of that time period, struggled to fully service the financial needs of southeastern Colorado's farm and ranch communities.
(830) 401-6026 Lender's profile and map Reviews First Commercial Bank, National Association 1336 E. Court St, Seguin, TX, 78155 First Commercial Bank, N.A. was founded in 1983 in a small portable building at 1336 East Court Street in Seguin. Then, in March of 1984, construction was completed on the permanent facility that is still the headquarters of First Commercial Bank today. At First Commercial Bank we believe in taking an active role in the community.