In 2025, the USDA loan limit for East-Rutherford, within the county of Bergen, NJ, is $0, while the FHA limit stands at $822,375 for a single-family home.
With the Lendersa® USDA loan calculator, you can evaluate the best current rates between USDA and FHA loans, determining the necessary income, credit, reserve levels, and documentation for qualification. Utilize our sophisticated mortgage calculator to view USDA, FHA, Conforming, and VA options side by side, helping you choose the ideal program in for your specific financial situation.
Loan Limits and Downpayment Requirements for 2025 in East-Rutherford, County of Bergen, NJ
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Solutions in East-Rutherford, NJ
The purpose of Lendersa® is to provide you with the optimal USDA or FHA loan quickly and with ease. Choose one of three starting paths that connect you with appropriate lenders and USDA loan options.
Guaranteed by the U.S. Department of Agriculture, the USDA home loan, also known as the USDA rural development loan or USDA mortgage, is designed exclusively for rural neighborhoods. Differing from FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment at all.
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