USDA Vs. FHA Pro and Con comparison in Mountainside, Union County, NJ
In the year 2025, the USDA loan cap in Mountainside located in the county of Union, NJ, is set at $0, while the FHA cap for a single-family home stands at $1,089,300.
Utilize the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. This tool helps you assess income requirements, credit scores, reserves, and necessary documents for qualification. By employing our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side to ascertain the best program in , tailored to your unique financial needs.
Loan limits and downpayment requirements for 2025 in Mountainside, situated within the county of Union, NJ
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA loan options in Mountainside, NJ
The mission of Lendersa® is to connect you with the best possible USDA or FHA loan quickly and effortlessly. Select from three potential starting points to find matching lenders and explore USDA loan programs.
A USDA home loan is backed by the government's Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage. These loans are exclusively available in rural areas. In contrast to FHA loans that necessitate a minimum down payment of 3.5%, USDA loans require none.
Tailored Home Loans is a full-service mortgage broker in Orange County California. Welcoming clients from Newport Beach, Laguna Beach, Beverly Hills, Malibu, Los Angeles in need of jumbo loans. THL offers the best rates for a home loan purchase or a home refinance. and also Tailored Home Loans provides a speedy process, with outstanding service.
1290 North Hancock Street, Suite 201, Anaheim, CA, 92807
Azling Properties, Inc. has experience in the mortgage loan industry since 1994. We began originating residential loans in 2003. We originate loans for purchases and refinances in California for both owner and nonowner occupied properties. We’re approved with the nation’s top lenders to ensure you get the best interest rate available.
1251 North Manassero Street, Suite 402, Anaheim, CA, 92807
We have been in the real estate services business for many successful years. Our goal is to provide accurate and useful information to you as our clients so that you can make sound decision to minimize your risk and maximize your potential profits in every real estate transactions. Contact us for a free consultation.
4501 East La Palma Avenue, Suite 240, Anaheim, CA, 92807
"HomeLoansNow mission at HomeLoansNow is to always provide the best service and loan terms while building long lasting relationships with everyone we work with.
After 20 years, we are proud to have a loyal base of customers that keep coming back. Let your personal journey to comfort and savings start today"
California Vanguard Mortgage Specialist they will assess your needs and help determine which route will lead you to a loan that will fit you and your family. Ask as many questions as possible and talk about your true immediate and long-term goals to enable your mortgage specialist to deliver the comprehensive help you need
"Brett Faryniarz, Broker/Owner has been licensed and originating Government and Conventional loans since 1997. ""Our passion is helping individuals and families save their hard earned money with excellent loan programs. New Horizons Specializes in:
Residential VA, FHA and Conventional Lending"
5241 East Santa Ana Canyon Road, Suite 110, Anaheim, CA, 92807
Drawing from his over 20 years experience in the Real Estate Industry, Todd has established strong community recognition built on his trademark of personalized service to the many families moving in and out of North Orange County. Being an Orange County Native, Todd has intimate knowledge of each community's unique character
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
6200 E. Canyon Rim Rd. Suite 204, Anaheim, CA, 92807
We have 13 Lenders to work with you, some with down payment assistance programs. We have FHA VA and Conventional Loans with down payments as low as 3.5 % and conventional loan with only 3% down and lender paid Mortgage Insurance. We offer 12 and 24 month bank statement loans for our Self Employed Clients.
5753 Santa Ana Canyon Road, Suite 617, Anaheim, CA, 92807
Trimark Funding is hard money lender headquartered in Anaheim Hills, CA. They provide funding in California. Their lending focus is mainly on fix and flip hard money loans. They do not require a minimum FICO rating to receive a loan. The focus of their loans is for single family and multi-family units
23861 El Toro Road Suite 700, Lake Forest, CA, 92630
We are a community lender and a Benefit “B” Corporation that addresses unmet credit needs throughout the U.S. and in Indian Country through direct lending, equity investments, and financial assistance.
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