USDA Loan Vs. FHA loan for Mountainside, NJ [ best of 2023]

In 2025, USDA loan limit in Mountainside, county of Union, NJ is $0 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Mountainside, NJ

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in New Jersey?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(713) 778-6300 1410 miles Lender's profile and map Reviews Memorial Credit Union 7789 Southwest Freeway, Suite 175, Houston, TX, 77074 Memorial Credit Union, originally chartered in 1953, is one of the oldest member owned financial institutions in southeast Texas. The credit union proudly serves the employees of the Memorial Hermann Healthcare System and their families, any person affiliated with the Healthcare System, and employees of many Houston area companies.
(713) 777-9996 1410 miles Lender's profile and map Reviews Newbridge Home Loans 10101 Southwest Freeway, Suite 311, Houston, TX, 77074 Newbridge has firmly established itself as a leader in the mortgage industry, backed by years of experience in the industry with seasoned loan professionals. Our application process starts by getting to know you, not just handing you an application like every other mortgage companies.
(832) 952-0901 1410 miles Lender's profile and map Reviews Translend Mortgage LLC 6671 Southwest Freeway, Suite 403, Houston, TX, 77074 Translend Mortgage is a Texas Mortgage Company. We are committed to offer our clients competitive rates and an exceptional customer service to insure your home lending experience is the finest. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan,
(866) 374-7890 1410 miles Lender's profile and map Reviews Swift Mortgages 7324 Southwest Fwy, Suite 660, Houston, TX, 77074 At Swift Mortgages, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
(979) 977-3900 1411 miles Lender's profile and map Reviews Guarantee Mortgage 6744 Victoria Ave, College Station, TX, 77845 Guarantee Mortgage Company, College Station, Texas mortgage lender. What’s the difference between us and big banks? We shop around between different lenders to find you lower rates and more loan options to get you into your home faster. Call us today. Don’t settle for the one or two loan products banks offer.
(713) 626-5700 1411 miles Lender's profile and map Reviews 1st Alliance Mortgage LLC 750 William D. Fitch Pkwy, Suite 330, College Station, TX, 77845 1st Alliance Mortgage is not like other mortgage providers. For us, it’s not just about products and price. It’s about service. Service to our customers and our community. Whether you’re buying your first home or refinancing, 1st Alliance Mortgage is your calm, clear and experienced guide through the mortgage process.
(979) 777-1255 1411 miles Lender's profile and map Reviews 1ST ALLIANCE MORTGAGE, LLC 750 William D. Fitch Pkwy, Suite 330, College Station, TX, 77845 At 1st Alliance Mortgage we have the expertise and experience to get you the right mortgage, and to handle your transaction professionally. With our experience, and our rates and programs, you are sure to get the mortgage that is right for you. Whether you are buying, selling, or refinancing, it is important to have an experienced mortgage.
(713) 726-2515 1412 miles Lender's profile and map Reviews Empowerment Community Development Federal Credit Union 6011 West Orem, Houston, TX, 77085 Empowerment Community Development Federal Credit Union (ECDFCU) is a non-profit organization cooperative association organized for the purpose o f promoting thrift among its members and creating a source of credit for provident and productive purposes. As a non-profit organization the credit union is committed to providing members
(832) 769-3240 1412 miles Lender's profile and map Reviews Southern Federal Credit Union 1414 Enclave Parkway, Suite 250, Houston, TX, 77077 Southern Federal Credit Union was founded in 1954 to serve the employees of Southern Production Company and the offshore company which became Transocean, Inc. From our humble beginnings, we have grown into a multi-million-dollar financial institution providing loans and so much more.
(713) 931-9200 1412 miles Lender's profile and map Reviews GTA Mortgage LLC 13111 Westheimer Road, Suite 210, Houston, TX, 77077 GTA Mortgage Honesty, integrity and clear communication are at the core of how we operate. In an industry that has had its ups and downs, we value long term relationships that we can grow with We’ve been first time home buyers and are home owners just like you. We are invested in being a positive role in your refinance.
(281) 589-5555 1412 miles Lender's profile and map Reviews Zion Mortgage 13814 Senca Park Drive, Houston, TX, 77077 "Zion Mortgage is committed to helping you get their personal and commercial mortgage solutions hassle free. We pride ourselves in our attentive, responsive, and 1-on-1 service. *Appraisals are not transferable and appraisal fees are non-refundable For the month of March and April 2020, Zion Mortgage will donate all proceeds to hospitals"