FHA Vs. USDA loan program for Summit, Union County, New Jersey

In 2025, USDA loan limit in Summit, county of Union, NJ is $0 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Summit, NJ

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New Jersey?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(800) 241-5263 2523 miles Lender's profile and map Reviews Land Home Financial Services, Inc. 1355 Willow Way, Suite 250, Concord, CA, 94520 Land Home Financial Services, Inc. (also known as “Land Home” or Land Home Financial”) is a leading direct lender licensed in all 50 states, and the District of Columbia with retail branches located across the country. Our knowledgeable professionals are committed to building trust and strong relationships with our customers and partners.
(925) 939-5626 2523 miles Lender's profile and map Reviews Kaiperm Credit Union 325 N. Wiget Lane, Suite 130, Walnut Creek, CA, 94598 Kaiperm Credit Union exists to provide financial services to the employees and families of Kaiser Permanente in Northern California.in 1957, this Credit Union was charted by seven Kaiser/PMG employees in Walnut Creek, California. Now, with nearly 5,000 members and a team of passionate and dedicated employees.
(855) 206-7896 2523 miles Lender's profile and map Reviews Educate Mortgage 2700 Ygnacio Valley Rd, Suite 255, Walnut Creek, CA, 94598 Educate Mortgage, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way. Start with a fast, personalized rate quote.
(855) 206-6203 2523 miles Lender's profile and map Reviews Client Direct Mortgage 2700 Ygnacio Valley Rd, Suite 255, Walnut Creek, CA, 94598 Client Direct Mortgage was founded with a mission of bringing very low rates to market. Our entire business model is predicated on delivering our clients competitive interest rate. We’ve engineered a business model that alleviates unnecessary layers which allows us to be more efficient and competitive.
(800) 972-0329 2523 miles Lender's profile and map Reviews Mount Diablo Lending 2700 Ygnacio Valley Road, Suite 255, Walnut Creek, CA, 94598 Mount Diablo Lending was founded with a mission of bringing very low rates to market. Our entire business model is predicated on delivering our clients competitive interest rate. We’ve engineered a business model that alleviates unnecessary layers which allows us to be more efficient and competitive.
(925) 457-5121 2523 miles Lender's profile and map Reviews Integrus Mortgage 3093 Citrus Circle, Suite 145, Walnut Creek, CA, 94598 Multifaceted, highly experienced, and results-driven professional who has demonstrated the ability to thrive independently as well as lead a diverse team of professionals to new levels of success in extremely competitive industries, volatile markets, and fast-paced environments. Strong business qualifications with an impressive track record of
(925) 934-6600 2523 miles Lender's profile and map Reviews Resource Home Loan 2977 Ygnacio Valley Rd, Suite 428, Walnut Creek, CA, 94598 We are an independent mortgage brokerage company owned by Mark Dankman. In business for over 20 years now we have helped hundreds of people get their home loans quickly and easily without any surprises. Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area.
(888) 221-7444 2523 miles Lender's profile and map Reviews Mortgage Connect 3075 Citrus Circle, Suite 185, Walnut Creek, CA, 94598 At Mortgage Connect, we pride ourselves on offering our customers responsive, competent and excellent service. Our customers are the most important part of our business, and we work tirelessly to ensure your complete satisfaction, now and for as long as you are a customer. We serve our customers with honesty
(925) 708-2000 2523 miles Lender's profile and map Reviews Pacific First Funding 3021 Citrus Circle, Suite 260, Walnut Creek, CA, 94598 The Pacific First Realty Services office is located in Walnut Creek, a thriving, suburban hub-city in the East Bay. At Pacific First Realty our agents and loan officers love to give free, no-obligation consultation about any community or personal/family situation. Our goal is to help you to the best of our ability
(925) 627-1400 2523 miles Lender's profile and map Reviews Team Funding Group Inc 1700 Ygnacio Valley Road, Suite 202, Walnut Creek, CA, 94598 Team Funding Group has built and maintained very important relationships with banks, realtors, escrow companies, and everyone associated with this industry. With relationships as our foundation for business, our rates and turn times have a competitive edge that no one else can offer
(805) 543-5626 2523 miles Lender's profile and map Reviews CENTRAL COAST LENDING, INC. 601 Morro Bay Boulevard, Morro Bay, CA, 93442 Central Coast Lending is a San Luis Obispo county based mortgage brokerage with offices in San Luis Obispo, Morro Bay, Paso Robles and Arroyo Grande. Our mortgage and home loan program offerings include: conventional, jumbo, FHA, USDA, HomePath, energy efficient, mortgage refinance and more.