USDA Vs. FHA Pro and Con comparison in Roseland, Essex County, NJ
In 2025, USDA loan limit in Roseland, county of Essex, NJ is $0 while FHA limit is $1,089,300 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Roseland, county of Essex, NJ
Loan Type
Loan Limit
Down payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA loan options in Roseland, NJ
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
3600 South State Road 7, Suite 228, Miramar, FL, 33023
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
3100 Broadway Blvd, Suite 313, Kansas City, MO, 64111
Signature Mortgage Group, LLC offers our clients a wide range of products to serve any need. The most significant difference that separates Signature Mortgage Group from other lenders is the experience of a Mortgage Consultant working directly with you to ensure that you are placed into a loan that will best benefit your future financial success.
Nutter Home Loans has grown to one of the most respected privately-owned mortgage banking firms in USA .Through the years,quality customer service has remained the hallmark of the firm’s way of doing business.It’s the reason why third & fourth generations of the same families have chosen Nutter Home Loans to handle their real estate mortgage needs.
Westside State Bank first opened the doors of our Westside, Iowa location in 1906. Since those early days, we've been dedicated to offering the conveniences and value of a big bank, while still maintaining the integrity and charm of a community bank — where decisions are made locally and interactions are handled by people you know and trust.
KC Fairfax FCU is owned and democratically controlled by our members. KC Fairfax FCU is safe. Deposits are insured up to $250,000 and strives to improve the economic well-being of our members. For over 66 years, KC Fairfax FCU has been committed to providing lost-cost loans and fair return on savings to our members.
1300 NW Briarcliff Parkway, Suite 275, Riverside, MO, 64150
United Fidelity Funding is recognized for being the gold standard of home loan mortgages. We show our clients that there are mortgage companies that you can rely on & trust by providing best-in-class service, competitive interest rates & cutting-edge technology. Between working with our experienced loan experts and having no underwriting overlays.
Country Club Bank (Member FDIC, Equal Housing Lender) is a locally owned community bank that offers a total-life lineup of products and services. Visit with our experienced professionals at over 21 locations across the greater Kansas City area. Our expertise includes banking, investments, trusts, mergers & acquisitions, estate planning and much mor
Founded in 1953 as Ward Parkway Bank, Country Club Bank adopted its current moniker in 1963, with its present holding company, CCB Financial Corporation, established shortly thereafter in 1968. The late Byron Thompson, iconic Kansas City entrepreneur and former chairman, acquired majority stock ownership in 1985.
