USDA Vs. FHA Pro and Con comparison in North-Haledon, Passaic County, NJ
In 2025, the USDA loan limit in North-Haledon, within Passaic county of NJ is $657,900, while the FHA limit for a single-family home is set at $822,375.
Utilize the Lendersa® USDA loan calculator to effectively compare today's USDA and FHA top rates and determine the income, credit, reserves, and documentation required to qualify. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding which program in is best suited to your financial situation.
Details on 2025 Loan Limits and Downpayment Requirements in North-Haledon, Passaic, NJ
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Available USDA and FHA Loan Options in North-Haledon, NJ
Lendersa® aims to quickly connect you with the most suitable USDA or FHA loan, minimizing any hassle. Select one of three starting points to match with lenders and USDA loan programs.
A USDA home loan, insured by the government Department of Agriculture, also known as a USDA rural development loan or mortgage, is only available in rural neighborhoods. In contrast to FHA loans requiring a minimal down payment of 3.5%, USDA loans require no down payment at all.
Lighthouse Bank offers loan products for a variety of personal and business purposes. Our experienced relationship managers provide customized lending options, competitive rates, and responsive personalized service. We are headquartered and managed locally, which allows us to make faster decisions for our clients.
The Santa Cruz Community Credit Union pursues a vision of vital local communities whose members contribute individually and collectively to a just society. In our vision, all people have full access to economic opportunity, and have the resources to make effective financial decisions for themselves, their families, and their communities.
"Lea Tedrowe started working in real estate investments in 1983 before founding Tedrowe Realty & Investments in 1988.
Lea was born and raised in Santa Cruz and has an extensive knowledge of the real estate market on the Central Coast. Contact us today for more information about private money loans, construction loans, bridge loans."
"PAUL BERGERON REAL ESTATE stands out among the pack of Marin County Real Estate brokers in his extensive experience and his emphasis on personal attention and professionalism.
Paul, a member of the Sausalito Floating Home Community since 1985, has owned more than 20 floating homes an amassed a broad knowledge of the marinas"
2332 Taraval Street, Suite A, San Francisco, CA, 94116
We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.
830 Taraval Street, Suite 200, San Francisco, CA, 94116
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Nationwide Mortgage was established in 1998. We provide fast, flexible, equity based private mortgages for real estate throughout California and several other states. We assist real estate investors with equity cash out bridge loans, purchase loans, construction and other loan types.
As a boutique real estate firm, our mission is to assist our clients through the intricate real estate and mortgage process and to ensure a seamless transaction with exceptional results. By utilizing the latest tools, technology, and resources, we provide clients with expert guidance and unparalleled personalized service.
The Police Credit Union of California has been the credit union of choice for police and their families in the San Francisco Bay Area, and even beyond when members move away. The Police Credit Union of California proudly serves law enforcement professionals and their families. Our dedication to our core group results in a satisfied.
We offer various loan programs to fit your needs. We specialize in Residential High Balance loans, FHA and non Qualified loan programs . Our experienced Loan Consultant will streamline the processing and take responsibility to help you from filling applications to closing the loan without hassles.
Presto Home Loans Inc We offer a variety of loan programs for home buyers with competitive rates and terms. Our expert team of mortgage professionals has extensive experience in a vast variety of mortgage products - ranging from first-time homebuyer programs to financing for the self-employed to financing for those with bad or low credit
ASA Lending is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you.
