USDA Vs. FHA your options comparison in Prospect-Park, Passaic County, NJ
For 2025, the USDA loan cap for Prospect-Park in Passaic county, NJ, is $657,900. In contrast, the FHA maximum is $822,375 for a single-family home.
The Lendersa® USDA loan calculator helps you compare today's optimal USDA and FHA rates, as well as assess necessary income, credit, reserves, and documentation for qualification. Our comprehensive mortgage calculator allows you to view options for USDA, FHA, Conforming, and VA loans simultaneously, assisting in determining the best option for your financial situation in .
Loan Limits and Downpayment Requirements for 2025 in Prospect-Park, Passaic County, NJ
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Discover USDA and FHA Loan Options in Prospect-Park, NJ
Lendersa® aims to secure the most suitable USDA or FHA loan for you promptly and smoothly. Opt for one of three initial options that pair you with lenders and facilitate access to USDA loan programs.
The USDA home loan, supported by the government Department of Agriculture, referred to as the USDA rural development loan or USDA mortgage, is solely for rural communities. FHA loans require a minimum of a 3.5% down payment, unlike the USDA mortgage, which requires no down payment.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Private Mortgage Advisors has grown quickly to be a top mortgage lender in the Greater San Francisco Bay area. Our mission is to continue to grow our success into one of the largest purchase money mortgage lenders in Northern California, by offering a large lender platform while still providing the customized
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11501 Dublin Boulevard, Suite 200, Dublin, CA, 94586
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2680 South White Road, Suite 110, San Jose, CA, 95148
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GLOBAL HOMES AND MORTGAGE CORPORATION is licensed by the California Department of Real Estate as a corporate real estate brokerage firm . Its base of operations is located in San Jose, CA in the heart of what is dubbed in the high technology community as Silicon The Company was incorporated in April 23, 2018 following months of meticulous planning
1801 Oakland Blvd, Suite 315, Walnut Creek, CA, 94596
Impact Home Loans Inc. dba Easy Low Rate is licensed by "CA Department Real Estate. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits Jess Kalra Co-Founder, Executive Vice President
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1990 North California Boulevard, Suite 20, Walnut Creek, CA, 94596
Bullplace Inc Our business motto is to offer each client service that is perfectly tailored to their needs.We want to provide a personal touch, something lost in most other present-day companies, that have sacrificed empathy over cutting edge technology We are a residential and commercial loan brokerage, offering mortgage services.
1990 N California Blvd, 8th Floor, Walnut Creek, CA, 94596
MetroCity Realty & MetroCity Capital Group is proud to be the leader in the real estate market in California, practicing an age old but timeless real estate practice in the market. We utilize in-depth understanding of the market you're looking at, and we go beyond traditional real estate agency scopes and evaluate the value of your home.
