FHA Vs. USDA loan program for Prospect-Park, Passaic County, New Jersey

In 2025, USDA loan limit in Prospect-Park, county of Passaic, NJ is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Prospect-Park, NJ

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New Jersey?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(719) 576-6600 1624 miles Lender's profile and map Reviews Springs Mortgage Inc 192 East Cheyenne Mountain Blvd, Colorado Springs, CO, 80906 Springs Mortgage has helped me to achieve the impossible. This company and the people dedicated to it have also helped me change my life. If you need any mortgage related service, Springs Mortgage can help you. I cannot stress enough that this company can actually BE TRUSTED. The Springs Mortgage staff handled our loan process very professionally.
(719) 836-8216 1624 miles Lender's profile and map Reviews Freedom Private Money - Hard Money Lender 1259 Lake Plaza Dr, Suite 250, Colorado Springs, CO, 80906 Freedom Private Money we deliver a level of personalized service you won’t find at any other lender. Capital is just one tool you need to reach your goals, and we partner with you every step of the way and also As a real estate investors look to take advantage of changing markets, increase their cashflow, and decrease their risk.
(303) 657-7000 1624 miles Lender's profile and map Reviews Premier Members Credit Union 5505 Arapahoe Avenue, Boulder, CO, 80303 Premier Members Credit Union (PMCU) is a not-for-profit, eco-conscious financial institution dedicated to providing financial solutions to individuals and businesses in Boulder, Co. and the Denver Metro area, all the way down to Pueblo. With more than 70, 000 members, $1 billion in assets, 14 full-service retail branch locations
(303) 415-2070 1624 miles Lender's profile and map Reviews Brenckman Funding LLC 4450 Arapahoe Avenue, Suite 100, Boulder, CO, 80303 Brenckman Funding committed to take the mystery out of the loan mortgage and refinancing process. Most competitive mortgage rates available we fully understand your mortgage needs. Allow us to custom tailor a mortgage loan package that makes sense to you, we pride ourselves on great mortgage interest rates.
(720) 295-6261 1624 miles Lender's profile and map Reviews 1st Nations Mortgage 281 Ponderosa Drive, Boulder, CO, 80303 We are a full service mortgage company with many Licensed Mortgage Professionals operating in Virginia and Colorado. We are known for our low rates and our easy loan process. Let our experts take you on an easy journey through the process. 1st Nations specializes in easy and simple. We find the best lender offering the lowest rate
(303) 245-0291 1624 miles Lender's profile and map Reviews Aloha Capital 3601 Arapahoe Ave Building D, Unit 178A, Boulder, CO, 80303 Aloha Capital offers fast, flexible and reliable financing at competitive rates to help you leverage your experience and take advantage of real estate investment opportunities. No matter if you are focused on Fix & Flips, Buy & Holds (BRRRR strategy), or Turnkey Investments, we understand your business and are here to help you succeed and grow.
(303) 716-1754 1625 miles Lender's profile and map Reviews Real Estate Loans Colorado 225 Union Blvd, Suite 350, Lakewood, CO, 80228 At Real Estate Loans Colorado, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(720) 201-7261 1625 miles Lender's profile and map Reviews Forward Mortgage Group 225 Union Blvd, Suite 350, Lakewood, CO, 80228 The Forward Mortgage Group, our clients are our core. When Ryan Hillard founded The Forward Mortgage Group, he didn’t just want to connect buyers with their perfect mortgage. He wanted to empower and educate every person who walked through our doors. He founded our firm on the principles of caring for people as individuals.
(303) 670-2751 1625 miles Lender's profile and map Reviews Max Mortgage, LLC 13701 W Jewell Ave, Suite 200-26, Lakewood, CO, 80228 Owning a home is the single largest investment most people will ever make, so we understand the importance of structuring your financing to yield the lowest possible cost of ownership. Since 1999 we've been committed to providing our customers the right loan product, low interest rates, and a smooth loan process.
(720) 244-4984 1625 miles Lender's profile and map Reviews Express Lane Mortgage: Tom Veitch 225 Union Blvd, Suite 350, Lakewood, CO, 80228 At Express Lane Mortgage, we believe the home-buying process should be as stress-free as possible. From the painless online application, to the compassionate, expert advice, to the day we attend your closing with you, we communicate with you and your agent every step of the way
(720) 370-9090 1625 miles Lender's profile and map Reviews Cognitive Options Group 12596 W Bayaud Ave, Suite 201, Lakewood, CO, 80228 Cognitive Options Group, we know that mortgage originating and servicing leaders are faced with an altered landscape in today's regulatory environment. We can help you efficiently traverse that terrain while you enjoy the confidence of partnering with an S&P-approved third party due diligence provider.