FHA Vs. USDA loan program for Prospect-Park, Passaic County, New Jersey

In 2025, USDA loan limit in Prospect-Park, county of Passaic, NJ is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Prospect-Park, NJ

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New Jersey?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(806) 353-9999 1551 miles Lender's profile and map Reviews Access Community Credit Union 6401 South Bell Street, Amarillo, TX, 79109 Access Community Credit Union has been open since 1953. The credit union has assets totaling $156.27 Million and provides banking services to more than 12, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
(806) 355-9661 1551 miles Lender's profile and map Reviews FirstBank Southwest 2401 S. Georgia, Amarillo, TX, 79109 FirstBank Southwest is a community bank with nine banking center locations in Amarillo, Booker, Hereford, Pampa, and Perryton, Texas. In addition to our convenient branches, we also offer convenient digital banking for both consumer and commercial needs. In 2020 and 2021, The American Banker awarded FirstBank Southwest as a Best Bank
(806) 677-7000 1551 miles Lender's profile and map Reviews Herring Bank 2201 Civic Circle, Amarillo, TX, 79109 Our goal is simple. Deliver the best possible Banking experience so our customers & clients can better manage their finances. We provide a full range of quality financial products that include commercial, consumer, investment & trust services in TX, Ok & CO. Our board of directors, local leadership are committed to exceeding customer expectations.
(806) 352-9260 1551 miles Lender's profile and map Reviews Athlan Mortgage 3101 Hobbs Rd, Suite 204, Amarillo, TX, 79109 Open Mortgage is not affiliated with any governmental agency. The material shown on this site is for informational purposes only and is not an offer to lend or extend credit. All applications are subject to underwriting approval and guidelines. Not all applicants will qualify for loan products described.
(325) 754-4505 1551 miles Lender's profile and map Reviews The Security State Bank 700 S. Main, Winters, TX, 79567 The Security State Bank was founded in 1917 by a group of local residents and businessmen. The bank operated in Wingate, Texas while establishing close relationships with many area residents over the years. In September 1958 The Security State Bank was authorized as a Texas Banking Corporation by the Texas Department of Banking.
(307) 532-2181 1552 miles Lender's profile and map Reviews Pinnacle Bank – Wyoming 2000 Main Street, Torrington, WY, 82240 Pinnacle Bank is a Dinsdale family-owned banking organization that began in 1938. Our Wyoming roots stretch way back to the early 1900s with banks throughout agricultural communities in the state. In 1972, we joined Pinnacle Bancorp. Now we serve families and businesses from the hot springs of Thermopolis to the edge of the Black Hills in Newcastle
(307) 746-4411 1554 miles Lender's profile and map Reviews First State Bank of Newcastle 24 N. Sumner, Newcastle, WY, 82701 First State Bank of Newcastle was founded during the depression in 1924, a time when most banks were being forced to close their doors. Faith in the integrity of the men who started the bank was responsible for the bank’s growth only a few months after the collapse of several Weston County banking institutions.
(830) 438-8200 1555 miles Lender's profile and map Reviews Alamo Premier Mortgage 19851 State Hwy 46 W, Suite 201, Spring Branch, TX, 78070 "At Alamo Premier Mortgage We underwrite, process and close our own loans. We do VA, FHA, conventional, jumbo and investment loans. We NEVER change our fees, you will know what you are paying for a loan, the rate and terms before you sign your paperwork We can Pre Approve your Land, Construction and Final Loan in one stop."
(830) 438-4558 1555 miles Lender's profile and map Reviews Construction Financial Solutions 18568 Forty Six Pkwy, Suite 3002, Spring Branch, TX, 78070 CFS over 25 years Construction Financial Solutions has offered homeowners construction loans throughout Texas. We provide construction loans to build custom homes, investment properties, vacation homes, as well as renovation of existing homes. The construction loan is refinanced into a long term mortgage upon construction completion.
(325) 235-4319 1555 miles Lender's profile and map Reviews Sweetwater Regional Federal Credit Union 1900 Preston Road, Sweetwater, TX, 79556 Sweetwater Regional Federal Credit Union is a member-owned financial institution committed to the international credit union philosophy of “People Helping People”. That means we aim to help you build your financial stability. And we do that by returning profits to members in the form of lower loan rates, higher savings rates.
(830) 914-4504 1556 miles Lender's profile and map Reviews Marion State Bank Texas 301 West San Antonio Street, Marion, TX, 78124 Marion State Bank was granted a charter from the state on October 26, 1906, making it the 134th state chartered bank in TX. Marion State Bank is the seventh-oldest bank in TX that is still operating under its charter. When the bank was founded, it was housed in the rear portion of the first floor of the H. D. Dreyer Building, known as Waldorf Club.