USDA and FHA Pro and Con in Haledon, Passaic County, NJ

In 2026, the USDA loan limit for Haledon in Passaic county, NJ is $776,600. In contrast, for a single-family home, the FHA limit is $1,089,300.

Utilize the Lendersa® USDA loan calculator to compare the top USDA and FHA rates of today. Assess the needed income, credit, reserves, and documentation for qualification. Through our advanced mortgage calculator, view USDA, FHA, Conforming, and VA side by side, helping you determine the optimal program for your financial needs in .

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2026 Loan Limits and Down Payment Requirements in Haledon, Passaic, NJ

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Explore USDA and FHA Loan Options in Haledon, NJ

The aim of Lendersa® is to swiftly connect you with the best possible USDA or FHA loan, effortlessly. Choose one of three pathways that facilitate matching with lenders and available USDA loan programs.

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Understanding USDA Loans in NJ

A USDA home loan, insured by the government Department of Agriculture, also known as a USDA rural development loan or mortgage, is accessible only in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Capital Mortgage Solutions
  • 14074 Trade Center Drive, Suite 241, Fishers, IN, 46038
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • New Life Mortgage Corp
  • 14074 Trade Center Drive, Suite 132, Fishers, IN, 46038
  • New Life Mortgage is locally-owned and operated company specializing in residential lending in the state of Indiana. At New Life Mortgage, you will find caring, seasoned professionals dedicated to making your home-financing experience a lifelong relationship and most especially, one that is both beneficial and gratifying.

  • CrownMark Mortgage
  • 8980 Technology Dr., Fishers, IN, 46038
  • When you're applying for mortgages in Fishers, IN, trust your personal information and financial details to the team members at CrownMark Mortgage. With more than 20 years of experience assisting our customers' needs for mortgages, we're dedicated to providing client satisfaction.

  • Spero Financial
  • 118 Brushy Creek Rd, Easley, SC, 29642
  • While our name has changed, formerly SC Telco Federal Credit Union, our mission to improve the financial lives of our members has never wavered. Our credit union has spent more than 85 years focusing on one simple goal: to provide trustworthy financial solutions that empower everyday people to take ownership of their future

  • 1st Midwest Mortgage Corp.
  • 316 North Ironwood Dr, South Bend, IN, 46615
  • At 1st Midwest Mortgage Corp., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • Knoxville Teachers Federal Credit Union
  • 711 N Hall of Fame Drive, Knoxville, TN, 37917
  • During the deepest months of the Great Depression, in February of 1932, seven Knoxville City Schools teachers each decided to pool their resources to start a credit union and deposited $5 into it. The purpose of the credit union was to provide a resource for teachers to call on in times of need.

  • Macatawa Bank
  • 10753 Macatawa Drive, Holland, MI, 49424
  • We are committed to the communities in which we live and work. In addition to the Bank participating in hundreds of community events our employees volunteer thousands of hours of service to make a difference in their communities during the year. We are committed to helping our customers grow and prosper financially.

  • Notre Dame Federal Credit Union
  • 1828 Moreau Dr, Notre Dame, IN, 46556
  • Notre Dame Federal Credit Union was born on a sunny afternoon in May 1941, during the course of a conversation at a small tavern off of Notre Dame Avenue. From our humble beginnings operating out of the night watchman's office in the Main Building on the campus of the University of Notre Dame,

  • Teachers Credit Union
  • PO Box 1395, South Bend, IN, 46624
  • Although we were established as Teachers Credit Union, we’re not just for teachers anymore. Since our founding in 1931, we’ve grown to nearly 60 locations and more than 300, 000 members, making it the largest credit union in Indiana. Also serving southwest Michigan, TCU offers a range of traditional banking services, plus investments and insurance.

  • Santee Cooper Credit Union
  • 612 Rembert C Dennis Boulevard, Moncks Corner, SC, 29461
  • The mission of Santee Cooper Credit Union is to provide financial services to members, to invest prudently, and to operate in the interest of the member while maintaining a safe and sound environment.Santee Cooper Credit Union remains committed to safeguarding the assets of our members.

  • Palmetto Mortgage
  • 513 West Main Street, Moncks Corner, SC, 29461
  • "At Palmetto Mortgage, we are dedicated to serving our customers with the best service and products for their needs. We provide a wide variety of loan products and by doing so we allow our customers to choose the product that best suits their needs.

    On the following pages you will learn briefly about our products and about us."