USDA and FHA Pro and Con in Haledon, Passaic County, NJ

In 2025, the USDA loan limit for Haledon in Passaic county, NJ is $776,600. In contrast, for a single-family home, the FHA limit is $1,089,300.

Utilize the Lendersa® USDA loan calculator to compare the top USDA and FHA rates of today. Assess the needed income, credit, reserves, and documentation for qualification. Through our advanced mortgage calculator, view USDA, FHA, Conforming, and VA side by side, helping you determine the optimal program for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Haledon, Passaic, NJ

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Explore USDA and FHA Loan Options in Haledon, NJ

The aim of Lendersa® is to swiftly connect you with the best possible USDA or FHA loan, effortlessly. Choose one of three pathways that facilitate matching with lenders and available USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NJ

A USDA home loan, insured by the government Department of Agriculture, also known as a USDA rural development loan or mortgage, is accessible only in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Bedford Federal Savings Bank has provided Bedford and Greater Lawrence County with leading-edge deposit and lending opportunities. Additionally, the Bank has been a force for good in the community and its youth through philanthropy and service. Now in its tenth decade, the Bank maintains its commitment to serving the communities of Lawrence County.
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  • We’re a Credit Union, not a bank. We charge fewer fees than banks, in addition to having competitive rates. We operate in 40 southern Indiana and northern Kentucky membership counties. You can be a member, too! Hoosier Hills Credit Union is your community cooperative financial institution, serving Southern Indiana
  • Hamstra Mortgage Professionals Inc
  • 2803 Boilermaker Court, Suite 1D, Valparaiso, IN, 46383
  • Hamstra Mortgage Professionals, Inc. is an Indiana licensed mortgage loan broker business. Hamstra Mortgage opened for business in September of 2006. Gene Hamstra is president/owner and has been in the mortgage business since March of 1989. With 28 years of experience, you will not find a more qualified loan originator.
  • Integrity Mortgage & Financial Services, Inc.
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  • We'll help you plan your finances with confidence.From financial analysis & cash flow assessments to refinances & reverse mortgages,we specialize in helping you manage your finances.There's no better time than now. Take the first step on the road to a more enjoyable and debt-free life
  • Citizens Bank of Cumberland County, Inc.
  • 209 Keen Street, Burkesville, KY, 42717
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  • 1725 Veterans Memorial Pkwy S, Lafayette, IN, 47909
  • Purdue University Employees Credit Union was founded in 1969 by a group of university employees. Put simply, they wanted a place where they, their families and fellow employees could save and borrow money safely, confidentially, & at a fair rate of interest. Through its 10 full-service branches, three satellite branches & digital banking services.
  • Volunteer Federal Savings Bank
  • 108 Main Street, Madisonville, TN, 37354
  • Volunteer Federal Savings Bank will, both prudently and professionally, utilize its resources to ensure ongoing stability and fulfill the financial product needs and customer service expectations of individuals, families, businesses, and communities located within and around Monroe County, Tennessee.
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