USDA Vs. FHA Pro and Con comparison in Passaic, Passaic County, NJ
In 2025, the maximum USDA loan amount available in Passaic, located in the county of Passaic, NJ, is $776,600, whereas the FHA loan cap is $1,089,300 for a single-family household.
Leverage the Lendersa® USDA loan calculator to pit today's USDA versus FHA top rates against each other and analyze the income, credit prerequisites, reserves, and documentation necessary for qualification. Employing our comprehensive mortgage calculator, you can examine USDA, FHA, Conforming, and VA options side by side, aiding you to determine the ideal program in tailored to your specific financial circumstances.
2025 Loan Limits and Down Payment Requirements in Passaic, Passaic County, NJ
Type of Loan
Ceiling Amount
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Insights on USDA and FHA Loan Choices in Passaic, NJ
The mission of Lendersa® is to expedite and streamline your attainment of an optimal USDA or FHA loan. Begin by selecting one of three initiation paths, which lead to compatible lenders and a variety of USDA loan schemes.
A USDA home loan is backed by the government through the Department of Agriculture and is often referred to as a USDA Rural Development Loan or USDA mortgage. These loans are exclusively available in rural communities. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, the USDA mortgage does not require any form of a down payment.
Since 1991, we have been providing mortgage loans to individuals like yourself. We specialize in custom programs that fit the needs of any home owner. Whatever challenges there may be, we will work one-on-one with you to get the best possible quote. And, customers with good credit will have the benefit of taking advantage of our special rates.
31726 Rancho Viejo Road, Suite 209, San Juan Capistrano, CA, 92675
RSI Financial Services is a direct lender and mortgage broker headquartered in San Juan Capistrano, California. Founded in 2003, RSI Financial Services provides a range of home loan options for buying and refinancing. Our experienced loan professionals are dedicated to helping you through the loan process
31910 Del Obispo Street, Suite 100, San Juan Capistrano, CA, 92675
Hybrid Agents in our brokering platform can choose from many different lending sources to give consumers the best available product, rates, cost, and service. We partner with some of the most competitive investors in the industry. Hybrid Agents practicing lending and real estate use a fully integrated
30220 Rancho Viejo Road, Suite E, San Juan Capistrano, CA, 92675
Linear Home Loans was founded in 2008 on the principles of fair and ethical lending, with a customer-centric strategy to deliver great service and competitive rates.We strive to provide only the best customer service as it is our goal to make sure every client of ours has a positive mortgage experience.
30448 Rancho Viejo Road, Suite 120, San Juan Capistrano, CA, 92675
"Introducing, a one of a kind new program exclusively for Active Military and Veterans, it occurred to us that there must be a better way for “VA folks” just like you to BUY your ultimate home!
Your VA loan benefit is a very powerful tool, but it falls desperately short when it comes to paying for everything to actually finish the home"
MLS Funding is a local and privately owned Mortgage Broker/Bank. We have all the tools and resources of a large bank, but the customer service and flexibility of a small business. We utilize cutting edge technology to facilitate the loan transaction and have an extremely competitive rate and fee structure.
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Adonai King LLC, specialize in multifamily, apartment building, strip mall, office building, warehouse and most categories of fixed income producing residential and commercial properties. Our nationwide asset-based funding platform requires NO tax returns, NO f
22485 La Palma Avenue, Suite 205, Yorba Linda, CA, 92887
Symbolic Holdings Group Co. | Symbolic Properties believes that every homeowner deserves the best professional service possible. It is necessary for every client to have convenient access to their agent so that he or she feels at ease with his or her real estate transaction. To emphasize that ease
