In 2025, the maximum USDA loan amount available in Passaic, located in the county of Passaic, NJ, is $776,600, whereas the FHA loan cap is $1,089,300 for a single-family household.
Leverage the Lendersa® USDA loan calculator to pit today's USDA versus FHA top rates against each other and analyze the income, credit prerequisites, reserves, and documentation necessary for qualification. Employing our comprehensive mortgage calculator, you can examine USDA, FHA, Conforming, and VA options side by side, aiding you to determine the ideal program in tailored to your specific financial circumstances.
2025 Loan Limits and Down Payment Requirements in Passaic, Passaic County, NJ
Type of Loan
Ceiling Amount
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Insights on USDA and FHA Loan Choices in Passaic, NJ
The mission of Lendersa® is to expedite and streamline your attainment of an optimal USDA or FHA loan. Begin by selecting one of three initiation paths, which lead to compatible lenders and a variety of USDA loan schemes.
A USDA home loan is backed by the government through the Department of Agriculture and is often referred to as a USDA Rural Development Loan or USDA mortgage. These loans are exclusively available in rural communities. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, the USDA mortgage does not require any form of a down payment.
We are a privately held mortgage brokerage business primarily focused on educating our customers and expanding home ownership. To ensure we provide the highest quality experience, we start with a discussion to truly understand the dreams, hopes aspirations and needs of our customers.
Tri-County Trust Company has remained an independent, locally owned bank. Only three families have held a majority stock interest in the bank: The Kallmeyer family, the Bob Himmelberg family and the Bob Monnig family. Most importantly, the many loyal customers and dedicated employees throughout the years have made Tri-County Trust Company the succe
6710 Embassy Blvd, Suite 202, Port Richey, FL, 34668
C2 Financial Corporation is one of the nation’s largest mortgage brokers, home to over 700 loan originators. We have been ranked a Top 50 Mortgage Lender in the Scotsman Guide and employ several of Scotsman’s Top 500 loan originators in the country. In addition, we were recently ranked in the Top 20 Best Companies to Work
The principle of this company has been in the Mortgage Industry for over 40 Years. We specialize in placing mortgages for self employed and people with minimal credit. Flagler Mortgages is a Full service mortgage broker. Programs available to suit all needs and profiles including FHA and VA. When the bank says no, call us.
5684 Bishop Avenue, Inver Grove Heights, MN, 55076
Key Community Bank has been serving the Inver Grove Heights & surrounding areas for over 20 years. We are here to help you on your financial journey. Stop in today to see why banking with us is truly exceptional & also Key Community Bank provides personalized banking services to small & medium sized businesses & individuals in our local community.
115 Hardman Avenue South, South Saint Paul, MN, 55075
Riverview Credit Union is a member owned, non-profit financial institution. Chartered in 1931, Riverview Credit Union was organized to provide financial products and services that are personalized and competitively priced to its' members. Membership in Riverview Credit Union is exclusive to those who qualify.
100 Bridgepoint Dr, Suite 190, South Saint Paul, MN, 55075
Lend Smart Mortgage has operated as a mid sized, locally owned retail lender since inception in 2006. We have made several acquisitions over the years to continue our planned growth and expand our licensing base. We are direct lenders and seller/servicers with both Fannie Mae and Freddie Mac which means we control the entire mortgage process
Merchants and Planters Bank traces its roots back to 1946 in Tupelo, Arkansas, when the nation was recovering from World War II. Businesses and agricultural operations were expanding, and the financial needs for local farmers and merchants were also growing as the economy was on a post-war fast track. To help meet those financial needs
