USDA and FHA Pro and Con in Wood-Ridge, Bergen County, NJ
In 2025, the USDA loan threshold for Wood-Ridge in the county of Bergen, NJ, is $0. In comparison, the FHA limit for a single-family home is $1,089,300.
Utilizing the Lendersa® USDA loan calculator allows you to compare today's top USDA and FHA rates and determine the necessary income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the program in Alabama that best suits your financial circumstances.
2025 Loan Limits and Down Payment Conditions in Wood-Ridge, Bergen, NJ
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Choices in Wood-Ridge, NJ
At Lendersa®, our objective is to provide you with the best USDA or FHA loan efficiently and without hassle. Select from one of three starting points to connect with matching lenders offering USDA loan programs.
A USDA home loan is a government-backed financial option through the Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage. It's exclusively available for rural regions, notable for requiring no down payment, unlike FHA loans which mandate a minimum down payment of 3.5%.
LiftFund is a small business lender supporting new and existing entrepreneurs grow their businesses no matter their life circumstances. We believe hard-working entrepreneurs deserve an opportunity to succeed. Since 1994 we've provided affordable business loans and support to thousands of small businesses.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
9480 Huebner Road, Suite 200-C, San Antonio, TX, 78240
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Alamo Loan Company is committed to providing you with the convenient financial options that you need to reach your goals. We treat every customer like family and we are passionate about excellent customer service. Reach out to us for an easy and affordable personal loan or title loan.
227 North Loop 1604 East, Suite 150, San Antonio, TX, 78228
I am an experienced mortgage veteran with over 17 years of experience in the mortgage business. I have helped thousands of families buy their first, second and third homes. . I am extremely well versed in FHA, Conventional, VA and Jumbo Loans. With a background in Education and Finance from Southwest Texas State University
The Falls City National Bank was chartered March 23, 1907. On May 6, 1907 Falls City National Bank officially opened for business.
Alterations and additions were made to the building in 1924. Expansion and renovation more than doubling the size was completed in 1980. Another additional expansion was completed in March 1982.
At Town Square Financial, we understand that time is critical, and traditional banks can make the process unnecessarily slow and complex. That’s why we’ve streamlined our approval process to get you funded fast—with fewer conditions and no red tape. Whether you've been turned down by other lenders or need quick financing to seize an opportunity, we
7915 W Loop 1604 N, Suite 111, San Antonio, TX, 78254
In 2016, SACU became Credit Human. Our new name reflects the San Antonio values that have guided us since we started here in 1935—a belief in others, giving credit to the dreams of our members, and being more human by treating each other with the respect that all of us deserve. This new name extends that belief to every member we serve
