For the year 2025, the USDA loan limit in Clifton, within Passaic county, NJ, is determined to be $776,600. The FHA loan limit for a single-family residence is $1,089,300.
Use the Lendersa® USDA loan calculator to evaluate and compare current best rates between USDA and FHA. Discover the income, credit, reserves, and documents necessary for qualification. This advanced mortgage calculator showcases USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the best program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Clifton, Passaic County, NJ
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Clifton, NJ
The primary aim of Lendersa® is to provide you with the most suitable USDA or FHA loan, rapidly and effortlessly. Choose from one of three starting points to match with lenders and USDA loan programs.
A USDA home loan is a government-backed mortgage from the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is exclusively available for properties in rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans require no down payment at all.
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7401 Wiles Road, Suite 212, Pompano Beach, FL, 33076
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