In 2025, USDA loan limit in Clifton, county of Passaic, NJ is $776,600 while FHA limit is $1,089,300 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Clifton, county of Passaic, NJ
Loan Type
Loan Limit
Down payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA loan options in Clifton, NJ
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
"We are bankers, investors and ex-fix and flippers that come together to provide a critical piece of your project: the financing.
You can focus on what you do best, and know that we can cover your borrowing needs.
We make it easy to understand and get done, and then easy to keep up with during your project"
Prescott Federal Credit Union is a financial cooperative serving its members with a complete line of financial products and services. Prescott Federal was founded on November 19, 1937 to serve the employees of the Veterans Administration Medical Center under the name of Prescott U.S. Employees Federal Credit Union.
3536 West Hidden Mountain Court, Anthem, AZ, 85086
Union Home Lending LLC mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
San Tan Credit Union is a not-for-profit financial cooperative of people united by a common bond. Together, we are able to provide each other financial needs of our members. We have a friendly staff ready to help you With all your financial needs. Our lobby is cozy and you will not wait in long lines to receive service.
25 S Arizona Place, Suite 111, Chandler, AZ, 85225
First Credit Union was formed in 1929 by a group of federal employees in Southern Arizona. We were the "first" credit union in Arizona and among the first in the United States. Since our humble beginnings, providing friendly and personalized service to our members has been our number one priority.
575 W Chandler Blvd, Suite 225, Chandler, AZ, 85225
AmeriFirst Financial, Inc. has proudly provided homeowners with mortgage loans for more than 25 years.
It’s all about service at Amerifirst Financial, and our company has been meeting the needs of homebuyers across the United States. I joined Amerifirst Financial because of its strong reputation for integrity—based mortgage lending.
3120 N. Arizona Avenue, Suite 105, Chandler, AZ, 85225
"Consumer First Financial is here to help make your dream of owning a residential property a reality. Whether you’re searching for low-fee mortgages or refinancing options, we can assist you in finding the best possible loan program.
Our knowledgeable team offers various loan options with competitive rates."
ReZamp is a real estate brokerage with powerful software that finds and analyzes MLS properties in real time. We believe everyone should have access to high quality real estate data. Our mission is to create a platform that integrates all real estate data into a single, easy to use interface, in a way that has never been done before.
283 West Hilton Drive, Suite 3, Saint George, UT, 84770
Ryan Bolton started his career in 1999 and since that time Ryan Bolton have seen and done it all. Ryan have helped provide mortgage and real estate financing for first-time buyers, real estate investors, seasoned home owners, self-employed entrepreneurs, and those who are looking to refinance.
