For the year 2026, the USDA loan limit in Clifton, within Passaic county, NJ, is determined to be $776,600. The FHA loan limit for a single-family residence is $1,089,300.
Use the Lendersa® USDA loan calculator to evaluate and compare current best rates between USDA and FHA. Discover the income, credit, reserves, and documents necessary for qualification. This advanced mortgage calculator showcases USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the best program for your financial situation in .
2026 Loan Limits and Down Payment Requirements in Clifton, Passaic County, NJ
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Clifton, NJ
The primary aim of Lendersa® is to provide you with the most suitable USDA or FHA loan, rapidly and effortlessly. Choose from one of three starting points to match with lenders and USDA loan programs.
A USDA home loan is a government-backed mortgage from the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is exclusively available for properties in rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans require no down payment at all.
1125 NE 125th street, Suite 250, North Miami, FL, 33161
TNC Mortgage Corporation specilizes in individual, one on one service. We believe every loan scenario is unique and deserves the personal attention of our mortgage loan origination team, that is why you will not find any standard loan parameters or interest rate calculators on our website.
Top Class Mortgage Inc is a professional mortgage lending and brokering firm. We offer a wide range of loan options and mortgage services to homebuyers, investors and builders. We are license in Florida and Georgia, and we speak English and Creole. Your wealth fare and satisfaction are our priority.
Rate Leaf helps you buy homes the right way: simply and directly. We believe that the home-buying process should be free of hidden fees, roadblocks, and predatory rates. What we offer instead is a way for you to reclaim your community through the most important purchase of your life.
Magnifi Financial is a member-owned financial services cooperative headquartered in Melrose, Minnesota. Magnifi offers a full array of financial products and services including consumer checking, savings, loans, mortgages, credit cards, internet and mobile banking, retirement and financial planning services as well as business accounts and loans.
Central Minnesota Credit Union was built from the ground up by its members since 1939. The credit union was chartered in Melrose under the philosophy of ‘people helping people’. Every member is an owner and dividends are returned through better rates on savings and loans and lower fees.
12200 N. Ambassador Dr, Suite 301, Kansas City, MO, 64163
The American Association of Private Lenders (AAPL) is the only national organization supporting the private real estate lending industry. Our principles – ethics, education, and excellence – are the cornerstone for success in private lending. AAPL members are leaders who embody the character, dedication and experience critical for success.
9237 Ward Parkway, Suite 114, Kansas City, MO, 64114
Catholic Family Credit Union has been serving the financial needs of South Kansas City's Catholic community since 1957. Occupying a single room at St. Elizabeth Parish, CFCU, then known as St. Elizabeth Credit Union, received its charter that year as a parish-based credit union. Since its humble beginnings in that small room, the credit union has g
9201 Ward Parkway, Suite 210, Kansas City, MO, 64114
Bison State Bank blends the traditional personalized experience of your local neighborhood bank with an innovative approach, the latest technology, and the expertise of top notch banking professionals. Since 1901, our bank has been dedicated to providing an exceptional experience for our customers.
At nbkc, we’re making banking what it should be: simple, transparent, and free. And we’re doing it across all of our services — checkings, savings, business accounts, loans, and more. Simply said, what you see is what you get. No bank fees. No fine print. No asterisks. Just great customer service, awesome rates.
