USDA Vs. FHA Pro and Con comparison in Clifton, Passaic County, NJ
For the year 2025, the USDA loan limit in Clifton, within Passaic county, NJ, is determined to be $776,600. The FHA loan limit for a single-family residence is $1,089,300.
Use the Lendersa® USDA loan calculator to evaluate and compare current best rates between USDA and FHA. Discover the income, credit, reserves, and documents necessary for qualification. This advanced mortgage calculator showcases USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the best program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Clifton, Passaic County, NJ
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Clifton, NJ
The primary aim of Lendersa® is to provide you with the most suitable USDA or FHA loan, rapidly and effortlessly. Choose from one of three starting points to match with lenders and USDA loan programs.
A USDA home loan is a government-backed mortgage from the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is exclusively available for properties in rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans require no down payment at all.
ZINC Financial, Inc. is a leading investment rehab lender. We specialize in private money rehab loans, and we help investors leverage their capital to acquire and rehab properties for investment purposes. We understand that our investors can’t wait for conventional financing and must close their rehab loans quickly.
9612 Van Nuys Boulevard, Suite 201, Panorama City, CA, 91402
GPC Professionals Inc. and GPC Financial Corporation team are comitted to delivering a full line of quality mortgage, financial and real estate sales using innovative solutions to exceed the needs and expectations of our clients while consistently providing these services with competence, enthusiasm, courtesy and integrity.
Kendell is a Southern California Mortgage Loan Originator helping you fund your future. Kendell and his team specialize in providing quality service by guiding their clients through a smooth mortgage process. With over 20 years in the mortgage business, this team is equipped to serve all your lending needs.
8721 Sunset Blvd Penthouse, Suite 10, West Hollywood, CA, 90069
The Mortgage Guys has refined the business of mortgage lending by fostering a culture of partnerships in which all clients qualify for their needs. The Mortgage Guys offers residential mortgages, hard money lending, FHA financing, VA financing and many more.Through diligent work and commitment our clients.
8721 Santa Monica Blvd, Suite 227, West Hollywood, CA, 90069
Private Money Solutions is a direct lender, NOT a broker. We provide fast mortgage loans simply based on the equity in your property. Over $1 Billion funded since 2001 and over $250 Million+ loans under management. Don't get cheated by a fast-talking, middleman broker! Call for wholesale pricing quote today.
8771 Santa Monica Blvd. Suite 227, West Hollywood, CA, 90069
Private Money Solutions is a direct lender, NOT a broker. We provide fast mortgage loans simply based on the equity in your property. Over $1 Billion funded since 2001 and over $250 Million+ loans under management. Don't get cheated by a fast-talking, middleman broker! Call for wholesale pricing quote today.
United Local Credit Union is a cooperative corporation owned and operated by you, the members, for the benefit of all who belong. Formed in 1953, the purpose of the Credit Union is to encourage thrift and security and to provide a unique savings and lending service to its members. It offers credit at low rates
First California Federal Credit Union was established November 18, 1924, as Fresno Postal Employees Credit Union, Limited. When the Credit Union first came into existence there were no federal or state laws governing the operation of credit unions, therefore, it was chartered under the provisions of Canadian Credit Union Law.
1704 W. Manchester Avenue, Suite 210E, Los Angeles, CA, 90047
"Montgomery Financial Services is a reputable mortgage broker company whom can originate traditional and non traditional mortgage financing. We are NMLS licensed (Company ID# 1116788 - Individual ID# 360947) and have over 17 years of experience in the mortgage finance industry.
We want to help you either finance or refinace your dream home"
