USDA and FHA Pro and Con in Wallington, Bergen County, NJ
In 2025, the USDA loan limit for Wallington in Bergen county, NJ, is $0, whereas the FHA limit for a single-family residence is $1,089,300.
Utilize the Lendersa® USDA loan calculator to evaluate today's USDA versus FHA rates. By determining the necessary income, credit, reserves, and documentation, you can establish qualification requirements. Through our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA options side by side to identify which program in best fits your financial needs.
2025 Loan Limits and Down Payment Requirements in Wallington, Bergen, NJ
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Options in Wallington, NJ
At Lendersa®, our aim is to quickly secure the optimal USDA or FHA loan for you without hassle. Choose one of three starting points that connect you to suitable lenders and USDA loan programs.
A USDA home loan is government-backed by the Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, and is limited to rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages demand no down payment.
17454 Southwest 79th Court, Palmetto Bay, FL, 33157
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
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LendAmerica Financial Group a Direct Hard Equity Money Lender was founded on the basis of providing private funds for Residential and Commercial properties throught South Florida. In the present environment in the mortgage business more and more borrowers have seen their dreams come to an end.
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Eagle Bank is a full service financial institution offering a broad range of financial services to individuals and businesses. Whether you need security in your checking account, a place to save your money for a rainy day or assistance in purchasing a new car, boat or home, Eagle Bank can help with our full line of banking services.
In 1931, FBT Bank & Mortgage began as a full-service bank under the name Fordyce Bank & Trust. Our bank started with its focus on simplifying our customers’ lives and has continued to do for more than 80 years. We opened our doors to provide banking options in an area in need of economic stimulus and to offer services that filled a void in the sout
At Southern States Mortgage, we treat each client as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
We provide specialized home-buying and refinancing services, and our approach is focused on addressing their needs and financial situations throughout the entire real estate financing process. We're experienced, trustworthy, and always reachable. No matter the question, We are here to provide answers.
