In 2025, the USDA loan limit for Wallington in Bergen county, NJ, is $0, whereas the FHA limit for a single-family residence is $1,089,300.
Utilize the Lendersa® USDA loan calculator to evaluate today's USDA versus FHA rates. By determining the necessary income, credit, reserves, and documentation, you can establish qualification requirements. Through our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA options side by side to identify which program in best fits your financial needs.
2025 Loan Limits and Down Payment Requirements in Wallington, Bergen, NJ
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Options in Wallington, NJ
At Lendersa®, our aim is to quickly secure the optimal USDA or FHA loan for you without hassle. Choose one of three starting points that connect you to suitable lenders and USDA loan programs.
A USDA home loan is government-backed by the Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, and is limited to rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages demand no down payment.
Through out the years, we have developed relationships with some of the strongest mortgage investors in the country. These relationships allow us to offer a complete range of loan programs and pricing to fit the needs of our customers. These loan programs include conventional, government, and non-conforming with fixed rate.
American Mortgage Resource, Inc. is a home Mortgage Broker that specializes in home loans for home refinancing or first-time buyers with very competitive low mortgage rates in Waltham, MA, the Boston area and the entire Massachusetts state. We have programs available for first time home buyers, as well as conventional, Jumbo, FHA and VA loans.
Independence Mortgage Group was founded (back) in 2007. The company is a Licensed Mortgage Broker doing business in Massachusetts and New Hampshire and currently has 6 licensed Loan Officers. Independence Mortgage Group prides itself on giving personalized one-on-one service to every customer.
The RAH Federal Credit Union's mission is to provide personal attention along with competitive pricing on all our products and services. We meet our members' financial needs by building personal relationships through communication and technology. This is our commitment to all current and future members.
1910 Towne Centre. Blvd Suite 250, Annapolis, MD, 21401
Offering a better alternative to hard money, Navigator Private Capital, LLC (NavCap) has reimagined private real estate lending—making it accessible to real estate investors at all experience levels. As private money lenders, we fund short- and long-term low-risk development projects nearly nationwide including fix-and-flip, DSCR, bridge, and new c
200 Westgate Circle, Suite 200, Annapolis, MD, 21401
We are a community bank located in Anne Arundel County offering full-service banking including residential lending, commercial banking, and personal banking. Our mission is to enhance our community by investing in the climate, culture, commerce, and people of the Chesapeake Bay region.
At South River Mortgage we put our customers first. We are a trustworthy broker who will help our senior citizens find the best reverse mortgage plan to benefit their unique situation. Unlike a lender, we will compare different options that best fit our borrower’s needs. It is our goal is to give seniors the peace of mind
839 Bestgate Road, Suite 131, Annapolis, MD, 21401
BlackRock Home Loans works with a strong portfolio of private lenders that help borrowers with unique financial situations to provide them with niche lending products that meet their needs. There are great products available for borrowers who can't qualify for loans with traditional documentation.
