USDA and FHA Pro and Con in Pemberton-Heights, Burlington County, NJ

As of 2025, in Pemberton-Heights, located in the county of Burlington, NJ, the USDA loan cap is listed as $345,000. For FHA loans, the limit stands at $431,250 for a standalone family residence.

Explore Lendersa®’s USDA loan calculator to compare today’s prime USDA and FHA interest rates. It helps identify necessary requirements such as income, credit, reserves, and documentation for qualifying. You can leverage our sophisticated mortgage calculator to assess USDA, FHA, Conforming, and VA loans side by side, aiding your choice of the most suitable program in for your financial needs.

Compare loan offers from a selection of 100 lenders

2025 loan caps and down payment needs in Pemberton-Heights, county of Burlington, NJ

Type of Loan Maximum Loan Down Payment Requirement
USDA $345,000 0%
FHA $431,250 3.5%
Conventional Conforming $548,250 3%

A Look at USDA and FHA Loan Options in Pemberton-Heights, NJ

Lendersa® aims to secure the ideal USDA or FHA loan for you swiftly and with minimal hassle. Begin with any of three pathways to connect with matching lenders and USDA loan offerings.

Lendersa's USDA loan request and matching results

An Insight into USDA Loans in NJ

USDA home loans are government-backed, issued by the Department of Agriculture and typically known as USDA rural development loans or USDA mortgages. These are offered in rural regions only. Contrasting with FHA loans that demand at least a 3.5% down payment, USDA home loans do not need any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Red Rocks Credit Union
  • 8195 SouthPark Lane, Littleton, CO, 80120
  • We are committed to inspiring our members through community engagement, educational seminars, and an exceptional experience that not only supports their financial goals, but also their well-being through each phase of their journey. We are a remember-your-name, make-your-dreams-happen kind of place.
  • Louviers Mortgage Group
  • 1101 W Mineral Ave, Suite 101, Littleton, CO, 80120
  • "ouviers Mortgage Group, LLC is your premier mortgage expert located in Louviers, Colorado. We pride ourself on offering some of the lowest rates nationwide and making the loan process simple, straightforward and fast for borrowers seeking a mortgage in Colorado. Whether you are first time home buyer, purchasing your dream home."
  • PCM Funding LLC
  • 5640 South Sycamore Street, Littleton, CO, 80120
  • We are a local company in southwest Littleton, with over 30 years of experience in mortgage lending. Not only is our office located in your community, but we live here too. We proudly support other businesses in our neighborhood and appreciate the patronage from our neighbors, friends and colleagues in the Denver metro area.
  • Colorado Home Mortgages Inc
  • 621 SouthPark Drive, Suite 300, Littleton, CO, 80120
  • Colorado Home Mortgages, Inc. is simply the best source for home financing. Call today to find why CHM is different: Upfront information with no credit check, no obligation and expert financing advice from only licensed mortgage loan originators. Our representatives work with you from consultation to closing and we do this on time.
  • Reed Mortgage Corporation
  • 26 W. Dry Creek Circle, Suite 600, Littleton, CO, 80120
  • "At Reed Mortgage Corporation, we recognize that each consumer is different, with a different financial situation and a unique need. With hundreds of loan programs, we are able to provide you with the mortgage loan that best fits your individual situation. We offer mortgage loans for virtually any purpose, including Buying a home etc.."
  • Hard Money Mike
  • 1101 W Mineral Ave., Suite 101, Littleton, CO, 80120
  • Hard Money Mike offers loans for fix and flips in Colorado and parts of the Midwest. If you have experience in fix and flips, construction, and/or real estate, we can provide: In-house funded loans with an interest rate of 8%. (Loans out of Colorado start at 9%.) Fund up to 90% of purchase and 80% of rehab. Higher loan-to-value loans.
  • First National Bank of Gillette
  • 319 S Gillette Ave, Gillette, WY, 82716
  • First National Bank of Gillette was founded in 1963 by Teno Roncalio and other members of the local business community. In 1965, Raymond Saunders purchased the majority interest in FNB and became Chairman. Today, Raymond’s son, Sam, has taken the reins as President & CEO. Sam ensures the vision of FNB remains
  • 113 Credit Union
  • 3505 North Chestnut Street, Colorado Springs, CO, 80907
  • One Thirteen Credit Union was founded in 1958 by members of IBEW Local 113. In the beginning, the Credit Union was open to Union Electricians in the Colorado Springs area only. Later the membership was opened to members and their families of Colorado Building and Construction Trade Council and the Colorado Springs Labor Council.