USDA and FHA Pro and Con in McGuire-AFB, Burlington County, NJ

In 2026, the USDA loan maximum in McGuire-AFB, Burlington County, NJ is $345,000, while the FHA limit for a single-family home is $431,250.

Use the Lendersa® USDA loan calculator to compare the best current USDA and FHA rates. Determine the income, credit score, reserves, and documents necessary for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, helping you choose the best program in for your finances.

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2026 Loan limits and down payment requirements in McGuire-AFB, Burlington County, NJ

Loan Type Loan Limit Down Payment
USDA $345,000 0%
FHA $431,250 3.5%
Conforming $548,250 3%

USDA and FHA Loan Options in McGuire-AFB, NJ

Lendersa® aims to provide you with the best USDA or FHA loan efficiently and hassle-free. Start with one of three approaches to find matching lenders and USDA loan options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NJ

A USDA home loan is backed by the U.S. Department of Agriculture, often called a USDA rural development loan or USDA mortgage, and is available solely in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



McGuire-AFB Lenders

  • Fort Dix Federal Credit Union
  • 5408 Delaware Avenue, Fort Dix, NJ, 08640
  • Lends in New Jersey
  • The Fort Dix Federal Credit Union was first organized May 1, 1963 under the leadership of SGM. Max Martin and CW4 Clarence Lines. At the onset there were 12 members in a subscriber group and the maximum loan was set at $150.00. Within the first 8 months the membership swelled to more than 700 members.

  • Preferred Funding Services, Inc.
  • 25 Homestead Drive, Suite F, Columbus, NJ, 08022
  • Lends in New Jersey
  • At Preferred Funding Services, Inc., we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Moving forward in lifestyle
  • 220 University Ave, Pemberton, NJ, 08068
  • Lends in New Jersey
  • Moving forward Our process and program offers an easy and efficient way to help clients dispute negative items on their credit reports, build new accounts, and regain control of their futures and also Seasoned investors or new investors we can help you get the funds you need for investing.

  • Lakehurst Naval Federal Credit Union
  • 60 Lansdowne Road, Lakehurst, NJ, 08733
  • Lends in New Jersey
  • Membership is easy and forever. If you would like to become a member of Lakehurst Naval Federal Credit Union, come in and complete a membership application card. Once you become a member, you can always remain a member. As our member, you are not just another customer ... you are part of our family!

  • Postal Employees Credit Union
  • 4248 South Broad Street, Trenton, NJ, 08620
  • Lends in New Jersey
  • The Postal Employees’ Credit Union was established in 1928 as a state chartered credit union to serve the financial needs of federal employees. Our members are our owners, of which we have approximately 2, 400. The membership is represented by seven currently employed postal employees who direct the operation of the credit union for the benefit.

  • Creative Hard Money, LLC
  • 508 Whitehorse Mercerville Rd., Trenton, NJ, 08610
  • Lends in New Jersey
  • Creative Hard Money LLC is a trusted hard money rehab loan lender in New York and Pennsylvania. We aim to serve our customers and our clients and help them in dealing with their concerns on business, commercial land mortgages and hard money rehab loans; a lender with the best and most knowledgeable people to serve your mortgage and financing needs.

  • First Bank NJ
  • 2465 Kuser Road, Suite 101, Hamilton, NJ, 08690
  • Lends in New Jersey
  • First Bank is all about returning to banking basics. As a locally-owned and operated community bank, we pride ourselves on great customer service that is highly personalized, efficient and responsive to local needs. On April 23, 2007, First Bank commenced operations at its office at 1229 South Black Horse Pike in Williamstown, NJ.

  • Mercer County NJ Teachers' Federal Credit Union
  • 2271 Highway 33, Suite 108, Trenton, NJ, 08690
  • Lends in New Jersey
  • Mercer County NJ Teachers’ Federal Credit Union (MCNJTFCU) is a member-owned, not-for-profit financial cooperative dedicated to providing quality financial products and services and delivering them professionally and courteously. Unlike other financial institutions that need to generate profits to satisfy stockholders.